The Property Couch

Most investors don’t realise they’re sitting on thousands in extra deductions...and the ATO isn’t in a hurry to remind them. 

This week, we’re joined by Bradley Beer, CEO of BMT Tax Depreciation, to unpack how a depreciation schedule can turn dead money into real cash flow. 

You’ll discover: 

• Why old properties can still deliver big deductions 
• The truth about cheap online depreciation reports 
• How renovations and scrapping can supercharge returns 
• The average deductions most investors miss (hint: it’s thousands) 

This is the depreciation masterclass you can’t afford to skip. 

FREE STUFF MENTIONED

• Listen to all of Brad’s previous ripper episodes here!
• BMT x The Property Couch Discount Form
  If you’re booking a depreciation schedule, make sure you don’t pay full price! There’s a special form set up for TPC listeners;  it pre-loads the discount and goes straight to the right team.
  👉 Just mention “The Property Couch” or use the TPC form link when you submit your details.
•  Check Your Depreciation Potential (Before You Spend a Cent)
  Not sure if your property is worth a depreciation schedule? BMT gives you two easy (and free) ways to find out:
  🔹 Real Investor Case Studies
   🔹 Free Depreciation Calculators
• Summer Series 2026: Share Your Story! 
  👉 Apply here!  
•  Be First to Access the Audiobook
   How to Retire on $3K a Week (audio edition) is almost here — and the waitlist gets the perks, bonuses, and first release.
   👉 Join the waitlist! 
•  5% Deposit Scheme Now Live
  If you're a first-home buyer, the updated 5% deposit scheme is now in play. Talk to your investment-savvy mortgage broker to see if you’re eligible, or if you don’t have one, our award-winning team at Empower Wealth can help!
    👉 Book in your free initial consultation today.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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The Reserve Bank of Australia just made its September 2025 cash rate call, and we’re unpacking not just the rate decision itself... but the shifting sentiment that could be pointing to the next property upswing. 

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Most buyers walk into a property deal at a serious disadvantage. The agent knows the tricks, the tactics, and the pressure points that can make you pay tens of thousands more than you should. 

But what if you could flip the script? 

That’s exactly what Scott Aggett has been doing for over 30 years. With more than 4,000 property deals under his belt, Scott traded a high-flying career in agency land for the buyer’s side of the table, launching Hello Haus and pioneering Australia’s first “Negotiation-as-a-Service.”  

He has recently founded Green Shoots Property, continuing his mission to help buyers save money, cut through the games, and regain control.

In this episode, Scott opens his negotiation playbook and reveals:
✅ Why most buyers overpay (and how to avoid falling into the trap)
✅ The psychological tactics agents use to manufacture competition
✅ Why auctions are a stacked deck — and smarter ways to play
✅ The power of speed, control and rapport in winning negotiations
✅ The one question that instantly changes the conversation: “What’s it going to take to buy it?” 

If you’re serious about buying well, this is your negotiating insider’s guide you can’t afford to miss. Listen now!  

FREE STUFF MENTIONED

• Find out more about Scott Aggett here >>   
• 🏡 First Home Guarantee (5% Deposit Scheme)
  From 1 October, eligible first-home buyers can access the 5% deposit guarantee, a game-changing opportunity to enter the market sooner without waiting years to save a 20% deposit.  This weekend could be one of the last chances to see a spike in properties within that affordability range, so if you’re looking to buy your first home, make sure you know the details. Find out more about it here >>  
• 🎙️ Summer Series 2026: Shoutout To The Ladies!
  We’ve had some incredible applications come through for this year’s Summer Series but here’s the thing: most of our applications are from the blokes… and we’d love to hear more from the ladies!
  There’s still a spot up for grabs, and we’ll assess every story on its merit.  👉 Apply today!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

With rising energy costs, growing climate concerns, and an increasing demand for healthy, sustainable living environments, there’s a growing buzz around passive homes... but what are they exactly?

In this bonus snippet, Bryce sits down with Raphael Siket (passive house owner and director of a building biology service) and Amelia Lee (founder of Undercover Architect) to explore why more Australians are choosing to build these innovative, high-performance homes. 

For the original episode, tune in here: Episode 352 | Healthy Houses: Is This The New Way For Property Investors?

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

FOMO is out. COMO is in. 🎯

For years, Aussie property headlines were all about fear of missing out: buyers rushing into the market at any cost. But today’s reality is very different.

With affordability ceilings, tighter borrowing limits, and scarce supply, the real challenge is learning how to compromise… or miss out.

In our latest episode, we revisit one of the pillars of knowledge: The Buyer’s Decision Quadrant, price, location, land size, dwelling quality, and explore the one question EVERY property investor needs to answer: 

Which lever are you willing to compromise on?

We’ll share eight creative strategies that Aussies are using right now, and you’ll hear Tim’s inspiring story of leaving Sydney and setting himself up to save $100K in a single year.

FREE STUFF MENTIONED

• Read the full SBS article on Tim is taking a ‘financial gap year’. It might just save him $100,000
• The Ugly Duckling Strategy: Sometimes the best move is buying the “worst house in the best street.”  👉 Learn this growth strategy in our latest book, “How to Retire on $3,000 a Week.” 
• Rentvesting 101 (Money Magazine)
  Live where you want, buy where you can afford. It’s the strategy we first unpacked in our cover story for Money Magazine – and it’s still one of the best-selling covers to date. 👉  Read the full article. 
• Life by Design: Training Your Mind Like a Muscle
  This drill helps you train your inner critic, scoring your self-talk so you can build resilience 👉 Watch it here!
• What’s Making Property News (WMPN):
  👉 Find out more about the Home Guarantee and 5% deposit scheme
  👉 Fresh insights into how Aussies are navigating home ownership. Read the “No Place Like Home” report. 
   

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today’s bonus episode, we’re answering a question that’s on the minds of many property investors with business interests: How does Capital Gains Tax (CGT) work for commercial property, and how does it compare to residential?

Mark has done what many business owners dream of: buying a commercial property to house his business. 

But while commercial property can be an excellent wealth-building tool (especially when you're both the landlord and the tenant!), there are some important tax differences to note.

For the original episode, tune in here: Episode 392 | Should You Change Investment Plans?

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

This week on The Property Couch, we’re not sitting down with Ben Kingsley, co-host of The Property Couch… 

But Ben Kingsley, Chair of the Property Investors Council of Australia (PICA), and he’s here with a serious warning.

As the peak body representing everyday property investors, advocating for consumer protection, ethical practices, and a sustainable rental market, PICA recently wrote to every major trade association across Australia, from the Real Estate Institutes to leading mortgage broker bodies.

In it, PICA is calling out the rise of:

• Get-rich-quick advertising 🎯
• Unlicensed financial advice in Trusts & SMSFs 📑
• Buyer’s Agents behaving badly 🏚️
• Short-term speculation threatening housing affordability 💥
• Lack of transparency with hidden fees & kickbacks 💸

Why? Because these behaviours don’t just risk burning everyday investors… they risk damaging the reputation of the entire property industry and could trigger over-regulation that hurts us all.

🎧 Tune in for a must-listen conversation about protecting consumers, safeguarding our rental market, and keeping property investment sustainable for the long term.

RESOURCES MENTIONED

• Find Out More About PICA
  Want to dig deeper into the issues we’ve unpacked today? The Property Investors Council of Australia (PICA) is the national peak body representing the interests of property investors. Their mission is to protect consumers, promote ethical investing practices, and ensure a sustainable rental market.
  • 🚨 Read the letter on the official PICA website!
  • 👥 Join the PICA community to stay informed and support advocacy efforts for everyday property investors
  • 🔎 Register for the On-Demand Webinar on NSW & VIC Planning Laws Update
• Connect with Ben on:
  • LinkedIn: Ben Kingsley
  • Twitter: @benkingsleyAU
  • Or reach out to his email at [email protected]

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We talk a lot about financial health on this podcast, but there's another pillar often overlooked. 

In this TPC Gold episode, we’re joined by John Mendoza, Director of ConNetica and a mental health leader with decades of experience, to explore the deep (and often invisible) connection between financial health, self-worth, and the stories we tell ourselves.

For the original episode, tune in here: Episode 238 | Money & Mental Health: Why There’s More to It Than You Think…

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We’ve got a cracking Listener Q&A episode for you today, and trust us…   

These are questions you need to know the answers to! 🚨 

👩‍❤️‍👨 Can married couples really claim TWO main residence exemptions for Capital Gains Tax? Or is this a classic case of “you can’t have your cake and eat it too”? We break down the six-year rule and reveal what the ATO will (and won’t) let you get away with. 

🏡 First Home Buyer incentives: Think your partner can still snag the perks just because they’ve never bought before? Think again! We’re busting the biggest myth about the “spouse test” that catches so many people out. 

🔍 Victoria’s rental crackdown: A new task force, surprise inspections, and even a whistle-blower website where tenants can dob you in 😳 Landlords, the rules of the game have changed. Here’s what you need to do to stay compliant (and out of trouble). 

This episode is packed with the traps, tips, and takeaways every Aussie needs – tune in now! 

Resources Mentioned 

• 🌞 Summer Series 2026: We Want YOUR Story! 🏝️☀️ 
• This Summer, we’re flipping the script. Not just the wins, but the lessons. Not just the highlights, but the hurdles. Have you had a silver bullet strategy that backfired or a game-changing moment that set you on the right path? We want to hear it! 🎤 👉 Share your story and be part of our 2026 Summer Series! 
   
• See Your Whole Property Story in One Place! 
• Moorr’s MyPROPERTY Portfolio View is designed specifically for property investors giving you clarity, confidence, and control over your portfolio.
  💡 Best of all? It’s completely free to use.
  👉 Start tracking your portfolio today inside Moorr. 
• Warren Buffett Speaks: Wit and Wisdom from the World's Greatest Investor 
  Get the book from Bryce’s Mindset Minute!  
• Australian Bureau of Statistics’ June Quarter 2025 Data from Ben’s “What’s Making Property News.” 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We’ve all seen median house prices splashed across headlines… but how useful are they really for property investors?

In this bonus episode, Ben, Bryce and Suburbtrends founder Kent Lardner challenge the way most people interpret median prices—and explain why relying on that one number could send you down the wrong path. 

For the original episode, tune in here: Episode 437 | The Biggest Danger People Face When Looking at Property Data.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube