The Property Couch

The sixth RBA Cash Rate Announcement of 2024 is here! 

Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world. 

Here’s what they cover: 

• 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 
• 🌍 Geopolitical Tensions in the Middle East: How are these events shaking up global inflation and supply chains? 
• 📉 The Federal Reserve’s Surprise Rate Cut: US inflation might be slowing, but with core inflation still a worry, the Fed’s 50 basis point rate cut caught many economists off guard. 
• 🌱 China & Eurozone Updates: What’s China doing to deal with slowing GDP, and is the Eurozone bouncing back with better inflation and economic confidence? 
• 🎙️ Live Q&A: This was our first-ever LIVE session with audience questions! Missed it? No worries, you can watch the replay now. If you’re interested, keep an eye out for when we go live next! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Why aren’t we building enough homes to meet Australia’s housing demand? 🤔 

It’s a complex question with political, economic, and historical layers, and to help us make sense of it all, we’ve brought in an industry expert...  

In this episode, we’re chatting with Tim Reardon, Chief Economist at the Housing Industry Association (HIA)!  

The HIA has been representing the Australian residential building industry for more than 75 years using feedback from builders, tradies, manufacturers, and suppliers across Australia, to make sure it’s economic outlook is based in real-world industry knowledge.  

In this episode we dive into: 
📉 The restrictions on foreign investment and how it’s impacting housing supply,
🏗️ Impacts of rising material and labour costs post-COVID,
📉 Why we’re only building half the number of apartments we need,  
🔑 The political and economic roadblocks holding back home construction, and more!  

Listen now if you’re wondering what it’ll take to solve Australia’s housing crisis. 

FREE STUFF MENTIONED

• Vote for The Property Couch!  
  If we’ve added any value for you, we’re asking you to vote for us at the 2024 Australian Podcast Awards! Help us to reach and positively transform more folk’s money management, finance and property investing knowledge across Australia. Cast your vote now >>   
  
  
• 2025 Summer Series is just around the corner, and we want YOU to be part of it! Let’s normalise money conversations and pull back the curtain on how these successful property investors achieved the financial peace their reaping today. Got a story? Send it our way today >> 
  
  
• (NOT FREE) The Housing Industry Association’s (HIA) Housing Outlook – State & National Report  
  Stay informed with HIA’s latest quarterly forecasts on home building and renovation trends, both in your state and across Australia. Learn more now >>  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today’s bonus episode, Ben and tax expert Julia Hartman tackle one of the trickiest parts of property investment—tax claims.  

With a surprising statistic from the ATO revealing that 9 out of 10 property claims are incorrect, this episode sheds light on where investors often go wrong. 

Plus, learn how to navigate insurance claims and why getting the details right can save you big during tax time. 

Listen to the full episode here 👉 2024: The Golden Year of Tax Planning 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

With property prices continuing to rise and the dream of home ownership drifting further away for many, today’s guest has a ground-breaking solution that could be the antidote for these growing issues... 

Please welcome Peter Kelly, Co-founder and CEO of Little Fish Development, project management specialists in property development! He also hosts the Little Fish podcast which shares inspiring stories of human strength and knowledge. 

With more than a decade of experience, his novel solution is:  

Dual Occupancy.  

So, what is this innovative solution, and what are the financial and legal requirements needed to make this dream a reality?   

We cover all of this and more in this week’s episode! Tune in now 😊   

FREE STUFF MENTIONED

• FREE WEBINAR: Unpacking the 2024 PIPA Survey – Insights and Implications for our Industry
  12:30- 1:30 pm AEST, Thursday 19 September 2024     
  Ben is sitting down with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA) to unpack the surprising findings from its 2024 Sentiment Survey. Register now >>  
• 2025 Summer Series is almost here, and we need YOU! 
  Let’s make money talk the norm. Hop on the couch, share your journey to financial freedom, and help inspire others along the way. Got a story? Send it our way now >> 
• Resources from Ben’s “What’s Making Property News”:  
  • NSW recoups $9m from first home buyers caught ‘gaming the system’ 
  • Agencies could cop $78k fines under Greens’ proposed ‘authority’ - Real Estate Business 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Today, we’re joined by the fabulous Effie Zahos—editor, speaker, author, and all-around finance guru!  

Effie dives into the emotional aspect of money management and how it’s more than just dollars and cents.  

Tune in and get inspired to take control of your financial story! 

Listen to the full episode here: Episode 235 | Money Hacks from the Money Queen – Chat with Effie Zahos 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors?  🏠📈⚖️ 

The answer is Armstrong Real Estate! 

Folks, in this episode, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012. 

Tune in to hear:  

• The business values and personal finance lessons she learned growing up as the daughter of a dairy farmer,  
• How she finished her law degree and built a flourishing business in Victoria’s largest continuous growth area 
• Her unique property investing journey that has seen her flip five houses,  
• Why Geelong is where you want to invest next and so much more!  

FREE STUFF MENTIONED 

• Free Property Report!  
  Our 39-page property report provides unique data into each suburb's long-term growth, market cycle timing, and more to help you make the best decision. The best part? For our TPC community, it’s FREE. Download your free report now >>  
• Join The Property Couch team!
  We’re on the hunt for a Marketing Content Coordinator! If you are a creative whizz in producing top-notch content (video, audio, graphic, you name it!) and want to hang out with us on the couch weekly, send us your resume! 
• We love to educate folks!
  We’re not just passionate about providing free education on the couch; we love to help folks everywhere! If you have an event coming up and would like us to share our knowledge with your audience, contact us today! 
• 2025 Summer Series shoutout!  
  Help us to normalise money conversations! Come on the couch, share your financial freedom journey and help us inspire others. Send us your story now >> 
• Resources from Ben’s “What’s Making Property News”:  Corelogic’s September Hedonic Home Value Index

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today’s bonus snippet, Bryce and Ben revisit a classic topic: investment stock vs. investment grade.  

This is in response to a question from a listener asking if the insights from Episode 8 (recorded all the way back in April 2015!), still hold up in today’s market. Spoiler alert: they do! 🎙️ 

Bryce and Ben break down the evergreen principles behind these concepts, emphasizing that while the market may evolve, the fundamentals of property investment remain timeless. 

Listen to the full episode here: Episode 339 | “Man, Can Politicians Spend Money!!” – ft Property Q&A 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background. 

In today’s episode, we’re introducing the Property Investor 2.0 narrative... 

Small Business Owners. 

There are seven critical reasons; can you guess them?  

1. Managing A___ like a Business  
2. Income G_____  
3. Strategic P_____  
4. R___ Management & C____ Planning  
5. Understanding & Managing L____  
6. Customer R____ Management  
7. Marketing & B_____  

Discover why shifting this perception is so important and what we stand to gain by doing so. Listen now, folks!  

FREE STUFF MENTIONED

• MOORR Webinar Replay: This replay is a game-changer for all property investors! Discover a new way to manage your portfolio driven by data >>
• We’re looking for a Security Operations Analyst!  
  Moorr 2.0 is launching in October! Be part of building Australia’s #1 platform to manage and track your property portfolio. Find out more here >>  
• Resources from Ben’s “What’s Making Property News”:  
  • NSW taxpayer denied stamp duty exemption for transfer from SMSF to member - SMSF Adviser 
  • New home sales rise 11 per cent year-on-year, driven by Queensland and South Australia – Property Buzz 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today’s bonus snippet, Bryce and Ben talk all things wealth. 💰 

Do you know what type of “rich” you are?  

Discover how understanding your current financial position can help you move forward with confidence, and why true wealth is measured in time, not money.  

Listen to the full episode here: Episode 335 | The Four Types of Wealth 

Now that you know a little bit more about the different types of wealth, it’s a great time to conduct a health check on your financial wellbeing. 

These are the 7 Grades of Financial Wellbeing: 

• 1 – Financial Turmoil 
• 2 – Financial Survival 
• 3 – Financial Consciousness 
• 4 – Financial Stability 
• 5 – Financial Control 
• 6 – Financial Peace 
• 7 – Financial Contribution 

Take the Financial Wellbeing Quiz now to work out what grade you’re in and how to move up a level!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

🔮 We’re back with our mid-year property market outlook! 🔮 

As we approach the end of 2024, staying informed is more important than ever. That’s why we’re diving deep into the latest figures to provide you with a comprehensive analysis of the key trends driving the “markets within markets.”  

So, where is the property market headed as we close out the year?    

Here’s what we cover:   

• 2024 Market Predictions: What We Got Right and Wrong   
• Defying the Odds: Why Some Markets Are Showing Resilience 
• EXPLAINED: The Growing Crisis in Housing Supply  
• RBA Cash Rate Review and What’s Next?   
• Is a Hard Landing in Store with our Inflation Story?  

Get a glimpse into the future (Thanks to Corelogic’s in-depth data)! 

FREE STUFF MENTIONED

• Webinar Replay: Data to Decisions: Moorr’s Tools for Savvy Property Investors
  We reveal how Moorr can help you efficiently run your small business as a property investor. Watch the replay here >> 
• Come onto the couch for our 2025 Summer Series!
  Send us your story, and we’ll reach out to you if you’ve been shortlisted – no story is “too small”, folks. Share your property investing journey today >>  
• PICA 2024 Sentiment Survey closes NOW!  
  Don’t leave it to others; have your say on issues affecting landlords across Australia. Use your voice to protect property investors now >>  
• Our award-winning, investment-savvy Mortgage Brokers have just saved our clients $4M. Find out how we’ve achieved our greatest goal yet >>  
• Guests & Episodes Mentioned:  
  • Eliza Owens  
  • Jan Somers 
  • 481 | Property Market Outlook 2024 
  • 507 | “I Won’t Have Enough to Live Comfortably”– Chat with Mark McCrindle 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube