The Property Couch

In today’s bonus snippet, we dive into some of the dumb things even smart people do with their money 🤔💸 

Join us as we explore some of the most common financial mistakes and learn how to avoid them. Tune in for some laughs, self-reflection, and valuable insights on how to smarten up your money habits.  

For more tips on making better financial decisions, listen to the full episode here: Episode 72 | Dumb Things People Do with Their Money! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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What should property investors focus on as we prepare for Australia’s next population growth wave?   

Class division: We rarely think about it in Australia, but could it become our reality as the gap to enter the property market continues to widen? 

To help us unpack this and more, we’re welcoming back Mark McCrindle (who last appeared on the podcast in Ep 185), the social analyst and demographer expert who coined the newest demographic: Generation Alpha!  

Mark’s passion in life is tracking social trends across Australia and communicating these groundbreaking insights and generational analyses. 

As a sought-after commentator and advisor to executive boards and committees across Australia, he is also the author of five books and the founder of McCrindle, a company that provides demographic data for pretty much any field! 

Today, we have the privilege of picking his brains on:  

• How decoding generational trends is the hidden KEY to helping individuals make informed and strategic choices with their money and finances  
• The three greatest fears and aspirations each generation faces  
• Financial Stress: It’s one of the greatest causes of mental health issues and relationship breakdowns. So how is spread across different demographics?  

If you want to start making more strategic financial and investing decisions, tune in now!  

Free Stuff Mentioned 

• MOORR WEBINAR: From Data to Decisions 7:30pm AEST, Tuesday 20th August  
  Set yourself up for investing success with Moorr, your all-in-one money management platform. Discover how to efficiently run and manage your investment portfolio with Moorr’s newest features: the Property Cashflow Projection and Rental Analysis calculator.  Register for the webinar today >>    
• Our 2025 Summer Series is fast approaching  
  To all our listeners: Our 7th Summer Series is right around the corner! Come on the couch and share your story with our incredible community.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In this week’s bonus snippet, we delve into a question from listener Laura, who wants to know what the best way is for assessing the value of her investment property. 

Should she rely on a real estate agent's sales appraisal or opt for a proper bank valuation? 

Join us as we explore the nuances of each approach and discover why the purpose of your valuation—whether it's for portfolio building or something else—can influence which method to choose. 

For more tips on how to make informed decisions about property investing, tune in to the full episode here: Episode 122 | Q&A – A Transitioning Market, Money, Habits, Tax Deductions and What It’s Really Costing You. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

“I have a phobia of working 9-5 'til I die.” - Harley Giddings  

There’s a common belief among the younger generation today that the dream of property ownership is well and truly out of reach. 

Today’s special guest, however, is a 24-year-old passionate property investor who is inspiring both the existing AND upcoming generation of investors through his Instagram account which documents his learnings, failures and insights on his ride to financial freedom. 

Please welcome, a member of our own Mortgage Broking team, who is also an outstanding financial inspiration: Harley Giddings! ⭐ 

Tune in to hear how this young gun built a 3-property portfolio with NO silver spoons, the key to mastering delayed gratification at such a young age and the pivotal books that transformed his life. 

An episode that’ll provide inspiration for investors of all ages; listen now, folks! 😊    

FREE STUFF MENTIONED

• MOORR WEBINAR: From Data to Decisions
  7:30pm AEST, Tuesday 20th August  
  Discover how to efficiently run and manage your investment portfolio from one platform and uncover Moorr’s newest features from the life changing Property Cashflow Projection to its advanced Rental Analysis calculator. Register for it today >>  
• PICA’s 2024 Annual Investor Sentiment Survey closing soon!
  We want to hear your thoughts and experiences as landlords on issues across Australia’s property market. This data will be used to protect property investors and their investments against negative regulatory changes.  Share your thoughts today! 
• Check out Harley’s instagram! 
• Resources from Ben’s “What’s Making Property News”: Melbourne developers offer big rebates as unsold lots surge 
• Read the books that transformed Harley's life >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome to the fifth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!  

Here's a sneak peek into what our hosts cover in today's episode: 

📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 

📈 Australia’s Rising Inflation: Annual inflation in Australia is up to 3.8%, but still within the long-term trend. Property prices are mixed, with Sydney's growth slowing and Perth and Adelaide showing strong growth. 

🤷 Mixed Signals In the US: The US shows mixed data, with GDP growth driven by consumer and government spending. The Federal Reserve keeps rates steady but is open to possible rate cuts. 

🌱 EU’s Steady Growth: The European Union's economy shows steady GDP growth at 0.3%, with inflation ticking up to 2.6%. The ECB keeps rates unchanged but hints at possible future rate cuts. 

🌟 Exciting Changes Ahead: We're shaking things up with our RBA cash rate announcements. Soon, you'll be able to catch Ben & Evan's commentary LIVE! Plus, we've got a quarterly Property Market Update session with Bryce & Ben in the works. More details to come, so stay tuned. 

Whether you're an investor, homeowner, or just curious about economic trends, this episode is packed with valuable insights!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Investing in Short-Term Rentals: Why and how much does it really cost to succeed?  

In this week’s episode, we welcome back Hayley Mitchell, an award-winning full licensed Real Estate Agent who has worked across ALL facets of Property Management since 1999, including owning her own businesses! 

She has won several prestigious awards, including REIV’s Property Manager of the Year twice, and has been named Elite Agents top 50 Industry Influencers in 2017, 2018, 2019 & 2022. 

After appearing on the couch way back in 2021, she’s returning to share her sharp insights and tried-and-true experiences in succeeding at short-term rentals.   

Here’s a sneak peek of what we’re uncovering... 

• The #2 factors to determine if short-term rentals are for you   
• A complete breakdown of the costs required to start up a short-term rental  
• The NEWEST changes to regulations that impact investors who use the short-term rental strategy   
• Is there a location "sweet spot" for short-term rentals? 
• Real-life case studies on how different short-term property investors found their success, and more! 

Listen now folks! 😊  

FREE STUFF MENTIONED

• Articles from Ben’s “What’s Making Property News”: Making renting fairer in NSW | NSW Government 
• Give property investors a voice! Become a PICA (The Property Investors Council of Australia) member for just $5 and give property investors across Australia a voice.
• PIPA Annual Investor Sentiment Survey 2024: We want to hear your thoughts on government regulation and tenancy relationships in PICA’s annual survey! This data is critical to accurately represent the views of property investors and protect them in ongoing legislative changes. 
  We just need 3,000 responses folks; share your thoughts here now.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today’s bonus snippet, Paul Clitheroe (renowned finance expert, author, advocate of financial literacy, and chair of Money magazine) dives into the MOST common question he gets: What’s the "magic pill" to wealth? 🤔💊 

Discover his answer to this...as well as his candid thoughts on property investment and the principles that lead to long-term financial stability.  

For more financial wisdom from the “Money” Man himself, tune in to the full episode here: Episode 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Trevor is seeking a “Tree Change”: To escape out of the city with his family. What are the implications of turning his Principal Place of Residence into an investment property to do so?  

Meanwhile, Emma’s got a duplex under a single title. She lives in one unit and has rented the other; is she eligible for Capital Gains Tax exemption?  

Clinton wants to know what's the best loan to attach his offset account to: An interest-only or Principal and Interest loan? 

 Folks, today’s massive Q&A highlights the most significant benefit of Australia’s tax system, the importance of seeking good tax advice (and the implications if not!) and exactly why record-keeping could save you thousands.  

Tune in now! 😊 

FREE STUFF MENTIONED

• How much is your property earning (or costing) you?  Moorr’s newest Property Cashflow Projection Tool is now live! Get a detailed breakdown of money going in and out over the next 12 months, plus the full tax story. 
• Resources from Ben’s “What’s Making Property News”:  
  • ‘Death clause’ triggers an extra $1.2m for vendor 
  • Westpac’s Prestige Property Report 
• Leave us a Q for our next Q&A Day!
  Reach out to Bryce on Instagram or through our SpeakPipe. (And get a free Start & Build course if your Q is featured!)  
  Psst – also feel free to send us your life hacks, property news, and more!  
• Looking to run different scenarios for your future? Book your free initial consultation with our team of Qualified Property Investment Advisors today.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today's bonus snippet, Bryce and Ben delve into timeless lessons from the classic board game Monopoly that are surprisingly relevant to real-life property investment. 

Lesson #1: Be patient 🕰️
Lesson #2: Expensive isn’t always better 💸
Lesson #3: Cash flow is key 💵 

Now...can you guess what lesson #4 is? 

For a deeper dive, tune in to the full episode here: Episode 343 | “Pass Go & Collect $200” - 6 Property Lessons from Monopoly! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In this episode, Ben is unpacking the world of property investment advice - through the lens of a Qualified Property Investment Advisor (QPIA). 

To do so, we’ve bought an expert in this field...

Joel Burton is a Qualified Property Investment Advisor who has crafted more than 850 personalised property plans for his clients. He has recommended thousands of investment property purchases, family home upgrades, downgrades, renovation plans, and even, in some cases, the advice to sell the property.   

From how a QPIA guides – and often can transform your view – to the magic behind each scenario and solution our QPIA’s offer our clients, we’re showing you the inner workings of the property investment advisor world.  Listen now!

Free Stuff Mentioned 

• How much is your property earning (or costing) you?  
  Find out with Moorr’s newest Property Cashflow Projection Tool, which gives you a detailed breakdown of money going in and out over the next 12 months, plus the full tax story.  
• Resources from Ben’s “What’s Making Property News”: 
  • Assessing the real impact of SA’s new tenancy laws - Real Estate Business 
  • Terminating-a-tenancy.pdf (cbs.sa.gov.au) 
• Looking for a Qualified Property Investment Advisor? Why not work with Joel and our team of experienced advisors? Book your free initial consultation today >>  
• Find out more about PIPA’s (The Property Investment Professionals of Australia) Qualified Property Investment Advisor (QPIA) accreditation.  
• (NOT FREE) We need your support! For just $5 a year, you can help give property investors a voice—especially those in South Australia facing new tenancy laws—by becoming a member of the Property Investors Council of Australia (PICA).  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube