The Property Couch

Today’s bonus snippet is from an episode with guest Amelia Lee, the architect behind Undercover Architect – an award-winning online resource teaching folks how to design, build and renovate their homes. 

Tune in to the full episode here: Episode 249 | The 4-Step Framework to Renovate or Build Your Home…AND Enjoy It! 

In this TPC Gold soundbite, Amelia shares her thoughts on what you MUST consider if you’re tossing up between building new or renovating! 

Whether that’s determining your property's worth, understanding budget constraints, or navigating the complexities of home renovation and new construction...discover the hidden costs of it all as well as how to avoid common pitfalls.  

Whether you love the charm of an old home or the fresh start of a new build, tune in for practical tips and expert guidance on attaining a home that perfectly fits your needs and aspirations! 

PREVIOUS EPISODES ON RENOVATING
- Ep 181 | How to Create the Perfect Renovation, Survive It, and See a Return on Investment!
- Ep 213 | How to Adjust your Renovation Strategy
- Ep 284 | Kyal & Kara from The Block – How to Renovate, Raise Kids, Run A Business & Not Lose Your Mind in the Process 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Seb and Bronnie (Note: Names have been changed for privacy) came to us with plans to invest in property but left with a completely unexpected strategy.  

Our advice: “DON’T invest in property until 2036”?!  😲🏡 

And in our second case study, Adam and Jacinta had a solid investment plan until an unexpected event changed everything.  

Despite Adam’s financial expertise and their three investment properties, he found himself saying, “I can't work it out like I usually can.”

So how did we help them navigate this change, free up cash, and still secure their dream family home? 

In today’s insightful episode, we’re sharing the stories of two real couples grappling with significant life decisions.  

Tune in to learn about the personalised plans we crafted for them, enabling each couple to achieve their dream home and lifestyle with the right strategy and sequencing. 

P.S. What’s the common thread in these case studies? The “new-age” misconception of Rentvesting. Listen now to find out if you’ve misunderstood it too! 

FREE STUFF MENTIONED 

• Other resources mentioned:  
  • The Alter Ego by Todd Herman  
  • CoreLogic’s Monthly Housing Chart Pack - May 2024 
• Guests & Episodes Mentioned:  
  • 478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Today’s bonus snippet is from a previous episode on the 6 Critical Foundations Your Wealth Plan Should Be Built On. 

In this TPC Gold soundbite, Bryce & Ben discuss two of the non-negotiables when building your property portfolio and why it’s so important to get the foundations right! 

Take any iconic building you can think of as an example – whether that’s the Sydney Opera House or the Burj Khalifa. 

Chances are not many were going around taking photos of these structures when they were incomplete...but it was this phase that was absolutely the most important. Building the foundations – whilst not glamorous, is what ensures the buildings are the masterpieces they are today. 

When you have your foundations right, you can account for external movements and be as prepared as you can be for whatever comes your way! 

Tune in to the full episode here: Episode 101 | Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built On 

Episodes You May Like 

• Ep 330 | Top 10 FOMO Mistakes Investors Make! 
• Ep 365 | Why Is Investing So Confusing? 
• The Game of Property Investing: How to Win Before You Even Play 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In Episode 496, we're back with a jam-packed Q&A Day! 

Discover everything you need to know before investing in Victoria, from understanding the state's "blowout budgets" to navigating the biggest risks that make buying in Melbourne a “2030 conversation.”   

We also break down why the buy-and-hold strategy still works, even for single investors with lower incomes. (After all, would you sell the goose that lays the golden egg?) 

Plus, learn why housing shouldn’t be linked to income and hear real data from a listener on his journey to a $1M passive income.   

Tune in now for a jam-packed episode! 🚀 🚀 

FREE STUFF MENTIONED

• PICA Webinar Replay: “Fact-checking the misinformation, Negative gearing and CGT”
  Become a member and watch the replay of Ben’s webinar for the Property Investors Council of Australia (PICA) 
• Read Ben’s realestate.com article: What is rentvesting? 
• Resources from Ben’s “What’s Making Property News”:  
  • Australia housing crisis: New Treasury analysis shows the average wait time for development approval is 144 days in Victoria and 114 days in NSW  
  • OECD’s 2024 Dwellings Per Thousand Inhabitants 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Today’s bonus snippet is from our previous episode on The Three Money Rules for Life.

In this TPC Gold soundbite, Bryce & Ben cover the #1 rule you should be following if you want to be successful at managing and growing your money!

Tune in to find out what this rule is (if you’re listening to the podcast, chances are that you might already be following it), and which of the three types of “money people” you are…

Listen to the full episode here: Episode 303 | The Three Money Rules for Life

Free Stuff 

• New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet! 
• We’re giving away FREE copies of our best-selling books: Make Money Simple Again (e-book) and The Armchair Guide to Property Investing (physical book)!
• Check out our brand-new “lifestyle by design” app – Moorr. This free app helps you manage your money using our tried and tested MoneySMARTS system. 

Guests/Episodes Mentioned

• James Clear – Author of Atomic Habits
  • Ep 261: How to Hack Your Habits to Make You a Better Money Manager
• Scott Keck – Property valuation expert!
  • Ep 302: Back to the Future: Lessons from 50 Years at the Top of His Game

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Ramit Sethi and Morgan Housel: Two titans in finance and money management who don't believe in property investing?!    

It's your turn to ask the questions as we dive into a topic that's never been explored before on The Property Couch!  

From breaking down our verdict on these two financial gurus to revealing how you can mirror Ramit and Morgan's investing style, tune in to find out if we’re going against the greats!   

P.S. Stick around until the last question where we answer: Should this mother take all her daughter's savings and put them into the family offset to benefit them all?     

Free Stuff Mentioned 

• Free Spreadsheet: Kids Savings Tracking Calculator  
• Free Events:  
  • The Adviser's New Broker Academy
    Learn how to build a successful Mortgage Brokerage Business from the ground up. Register now >> 
  • PICA Webinar: Housing Crisis: Setting the Record Straight
    7pm AEST, Wednesday 29th of May. ($5 Membership Required)
    What does the new data reveal about Australia’s housing crisis? What common misinformation is being spread?
    Become a member to register now >>
• See Bryce's Lifehack >> 
• Resources from Ben’s “What’s Making Property News?”  
  • ASIC report: Australians need better hardship support from their lenders 
  • “Housing Market Cycles and Fundamentals” speech by Sarah Hunter, Assistant Governor  
• Guest & Episodes Mentioned:  
  • 116 | Q&A – How Guarantor Loans Actually Work, Fixing a Joint Venture, Investing in WA and More 
  • 494 | “The Table of Truth”: Everything You Need to Know About Property & The Budget 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Folks, the 2024-25 Federal Budget has just dropped, so what does it mean for property investors and the broader economy?     

In this exciting episode, we’re unpacking everything you need to know about the new Budget and bringing in a leading financial market expert to help.   

Returning to the couch is Evan Lucas - economist, Moorr ambassador and author of the best-selling book Mind Over Money. 

Basically, we’ve brought in the big guns to tackle:  

💰 Is this Budget economically or politically driven?
🏆 Who were the Winners & Losers?
💸 The drastic spending decisions made by the government (and the resulting deficit)
 📈 The secondary inflation wave on the horizon
❓ The #1 big surprise missing from this budget 
🏠 Why we will NOT reach the goal of 1.2M new dwellings
 🔄 What would it take to see positive political reforms?   

As Evan says, “Subsidies are not a magic bullet through fixed inflation.” 

To understand this year's budget and what it means for you, tune in now folks 😊   

FREE STUFF MENTIONED

• Bonus Episode: 2024: The Golden Year for Tax Planning 
• Listen to previous episodes with Evan   

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Don’t forget to download the free Fact Sheet for a summary of what is covered in this episode!

In today’s bonus episode, Ben is joined by esteemed guest expert Julia Hartman (founder of BAN TACS and Chief Technical Tax Advisor at Empower Wealth), and together they discuss tax planning strategies and why 2024 is the absolute golden year for tax planning!

Get actionable tips around superannuation contributions, learn the importance of maintaining accurate depreciation schedules, and maximize your legal entitlements when it comes to your investment properties.

It's more important than ever to get your strategy right before 30th June, and if you’re looking for an investment-savvy tax accountant that can help, fill out the form here: https://www.thepropertycouch.com.au/tax

Let’s make this financial year the most empowering one yet!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Emma's partner has a $160K dilemma: He's been offered a refund on an Off-The-Plan apartment that's been delayed for two years. Should he take the refund or ride it out for a potentially higher sell price? 🤔

Kieran faces the decision of investing in smaller units versus two individual homes. Which aligns better with his overarching goal to help others? 🌍 

And in Simone's Retirement Plan: How does this single mum and schoolteacher with 5 properties reach a target of $2,000 per week for retirement? How does this stack up in today's economy? 📈

Folks, this is a massive Q&A day, during which we link age-old questions in today's nuanced context. Listen now!

FREE STUFF MENTIONED

• Unlock Free Cutting-Edge Financial Tracking Tools
  From Offset Tracking to Bulk Adds/Edits in Moorr, your all-in-one lifestyle and money management platform. Check it out now!  
• Leave us a Q for our next Q&A Day!
  Reach out through our SpeakPipe or to Bryce on Instagram. (Get a free Start & Build course if your Q is featured!)   
• Resources from Ben’s “What’s Making Property News”:  
  State of the Housing System 2024 
• Guests & Episodes Mentioned:  
  • Our “ABCDS” of Property Investing:  
    • 003 | Four Pillars of Mastery – Cash Flow Management 
    • 004 | Four Pillars of Mastery – Borrowing Power 
    • 005 | Four Pillars of Mastery – Asset Selection 
    • 006 | Four Pillars of Mastery – Defence 
  • 491 | The 3 Stages of Retirement & Why Most Don’t Think Beyond Stage 1? – Chat with Jennifer Langton 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!

Here's a sneak peek into what our hosts cover in today's episode:

📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today!

📈 Australia's Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA's comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a nudge, as well as the potential interest rate adjustments in light of the upcoming federal budget.

🏅 Employment Landscape: While there are mixed trends in US and Australia’s employment situations, Australia shows many positive signs with record-high participation rates and an all-time high in female employment.

🏠 Property Market Dynamics: Despite expectations, property prices in Australia are on the rise. We'll explore the ups and downs of the market, driven by high demand in some areas and scarcity in others. Get ready for a deep dive into what's happening now and what it means for future property investments.

💰 The Inflation Psychology Story: Ever heard of the "buy now or regret later" mindset? It's a self-fulfilling prophecy where high prices make people rush to buy, which, in turn, keeps prices high. Ben & Evan discuss this consumer mindset and its effects on inflation. 

Whether you're a seasoned investor, house hunter, or just curious about economic trends, this episode is a must-listen! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube