The Property Couch

PLEASE NOTE: We have changed the names of the folks in these case studies.

We've all experienced the gut-wrenching anxiety that comes with property investing but what happens when it becomes an overwhelming feeling that wakes you up at 2am?  

Folks, this is a REAL story from today's honest and inspirational Case Study episode.  

From Billy, a single dad holding onto his ambition to secure a future for his son amidst personal and financial upheaval, to Liz and Michael, a couple who found themselves constantly fighting their financial fears.  

Hear how these investors confronted their anxieties, took that first big step with a qualified accountability partner and created their path to freedom.  

P.S. Huge thank you to today’s guests for opening up about their journeys, we know it’ll inspire many folks in the community to take action.  

FREE STUFF MENTIONED

• PICA Webinar: Stage 2 Property Reforms (QLD) with Samara Bedwell, Managing Director at Macwell Property 
  Wednesday 27th March, 6:30pm- 7:30pm (AEST)/7:30pm-8:30pm AEDT 
• Moorr: Automate your MoneySMARTS system  
• Previous Episodes Mentioned:  
  • 042 | Investment Strategy, New Developments and Professional Advice – Chat with Steve Waters 
  • 098 | Unpacking Property Media Headlines – Chat with Jennifer Duke, Property Journalist and Review Editor of Domain 
  • 478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome to the second RBA Rate Release of 2024!  

Join Evan Lucas and Ben Kingsley as they reunite to decipher the latest economic trends and data in this month’s episode, including: 

📈 Sticky Inflation in the US: Delve into inflation and its tenacity within the US economy. 

📊 Deep Dive into December GDP Quarter Numbers: Take a close look at the recently released GDP quarter numbers for the Australian market.

🏦 Bank of Japan's Interest Rate Decision: Explore the deliberations of the Bank of Japan regarding a potential rate “hike” after over 15 years, and its potential ripple effects on the global economic landscape. 

🇦🇺 Australian Economic Outlook and Predictions: Find out Ben's and Evan's perspectives on the prevailing economic conditions in Australia and the conundrum faced by the Reserve Bank of Australia (RBA). 

💡 Monetary Policy and its Limitations: Explore the effectiveness of monetary policy as the sole tool for managing inflation, considering interest rate movements only impacts one-third of the Australian population. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Is 64 too old to be starting a property portfolio? 

Must your investment property be fully funded by the time one retires? 

And why does investing with intention matter – even after you’ve acquired 5 properties?  

In today’s Q&A we’re answering these fantastic questions that explore the many layers folks should consider BEFORE they choose to enter or exit the property game.  

This episode highlights the importance of planning and intention, from calculating how much you really need (and gaining clarity around your next step) to why you shouldn’t invest in property like stepping stones.  

Plus, we have a Listener Tale (or horror story) highlighting why property management matters. Listen now!  

FREE STUFF MENTIONED

• Moorr Webinar: Best Tools for the Job – What to Use When?
  7:30pm AEDT, 19 March  
  Within Moorr, our money management platform, there are currently over 25 features and tools, providing more than 100 different insights! In this webinar, we’ll guide you on the best tools for the job and reveal how all your data comes together to give you meaningful insights through our “track your progress” approach to money management. Find out more or reserve your spot >> 
• Corelogic’s Women in Property Report just released! Read it now >>  
• Leave us a Q or share your story with the TPC community!  
  Leave us a Q for our next Q&A Day (and we'll give you a free Start & Build course!) or share your property journey and be in our next Winter Series.  Send us a voice message now >>  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In this week’s episode, Bryce makes a guest appearance on the Wealth Time Freedom (WTF) podcast, hosted by Terry Condon!   

They cover a wide range of topics including: 

• Horrible, tolerable and productive debt 
• How to pick an investment grade property  
• Demographic shifts that are likely to impact property prices over the next 5-10 years 

This bonus episode is all about the courage to pursue passion over expectations, cultivating financial resilience, and playing the long game of property investment! 

Free Stuff Mentioned 

• Previous episode with Jan Somers 
  • Ep 103 (Part I): How she built her multimillion-dollar portfolio 
  • Ep 103 (Part II): Her thoughts on housing affordability, borderless investing & more! 
• Previous episodes with Evan Lucas 
  • Ep 389: Why rising interest rates aren’t all bad! 
  • Ep 433: Scary Ugly, Spendvesting & Turning an Ugly Duckling into a Swan 
  • RBA Cash Rate Feb 2024 | Shifting Tides: Exploring the Global Influence on Australia’s Economy in 2024 
• Ep 467 | Back to the Future - Are Our 2015 Investing Strategies Still Relevant Today? 

Additional Resources 

• The Psychology of Money – Morgan Housel 
• Rich Dad Poor Dad – Robert Kiyosaki 
• Rich Dad's CASHFLOW Quadrant – Robert Kiyosaki 
• Mind Over Money – Evan Lucas 
• The Millionaire Messenger – Brendon Burchard 
• Empower Wealth Advisory 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

• Moorr Webinar: Best Tools for the Job - What to Use When?
  7:30pm AEDT, 19 March
  Within Moorr, our money management platform, there are currently over 25 features and tools, providing more than 100 different insights! In our webinar, we’ll guide you on the best tools for the job and reveal how all your data comes together to give you meaningful insights through our “track your progress” approach to money management. Find out more or reserve your spot >>  
• See the graph  from Q2: Land to Asset Ratio here. 
• Previous Episodes mentioned:  
  • 480 | How to FAIL to Retire on $2K Per Week 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Note: This episode is a re-run of one of our older episodes. It originally aired on 12th November 2015 😊   

In today's episode, we dive deep into why the old adage of 'location, location, location' still rings true for property investment. We explore how 80% of your return is determined by where you buy, and only 20% by what you buy.   

One of the three filters in our asset selection criteria is scarcity, and today we take a close look at that concept. What exactly do we mean when we refer to scarcity in property investing? Are there certain elements in particular to look out for that will increase your property’s value? 

Throughout the episode, we'll also underscore the importance of considering owner occupier appeal in your investments, why developers favour high-density projects, and why smaller investors should hone in on scarcity in top-tier locations. 

Get comfy because this bonus episode is all about helping you understand the crucial role of scarcity and how it can ensure your next investment decision is a savvy one! 

Free Stuff Mentioned 

• FREE PROPERTY REPORT: Learn how your suburb is performing in this comprehensive 39-page report. A treasure trove of data insights + 20 key stats covering long-term growth, market cycle timing, days on market, etc. Get it while it’s free!
• Previous episodes with Peter Koulizos – The Property Professor 
  • Ep 30 (Part I): Five Golden Rules of Property Investment 
  • Ep 30 (Part II): What is Gentrification and Signs to Look Out For 
  • Ep 204: What He’d Like to do About Negative Gearing 
  • Ep 241: 12 Steps to a Profitable Property Development 
  • Ep 288: How He Survived Multiple Recessions & Why He Still Believes in Property, Even During a Pandemic 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In this week's episode, we're welcoming back an incredibly passionate and eloquent data analysis and reporting expert who is ALSO a returning guest: 

Eliza Owen, Head of Residential Research Australia at CoreLogic!   

In this episode, we'll use her brilliant insights to explore precisely WHY we see the numbers in today's property market, like:

If the housing market is undersupplied, why are some market values still falling?!  Or how has the housing market defied economic predictions?   

Tune in now to find out!   

Free Stuff Mentioned 

• Our Birthday Present: Free Suburb Report  
• Previous episode with Eliza Owen: Episode 308 | Pain & Gain: The Wealth Effect & The Housing Affordability Debate 
• Read Eliza’s CoreLogic articles: 
  • If housing is so undersupplied, why are some markets falling in value? 
  • Relationship breakdown: how the housing market defied economic indicators 
• Read PEXA’s article (Mentioned at 36:48) on Cash property purchases surge on the back of strong regional demand 
• Read CoreLogic’s “Women & Property 2023” Report. (Keep your eyes peeled for the updated 2024 version “Gender Equity in Property Ownership” report, releasing 8 March)
• Register for CoreLogic's “The Property Ownership Insights & Financial Empowerment”Webinar held on 14 March featuring Effie Zahos and Eliza Owens.
• (Not Free) Watch the PICA Webinar replay! Become a member

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Building on from Episode 482, where we explored why progress tracking is key to healthy financial habit formation, we’re bringing back an old episode where we uncover... 

The 4-step framework from James Clear on how to build good habits and break bad ones – for good!  

For those unfamiliar with this best-selling author of Atomic Habits, James applies a unique blend of scientific research and practical life to breaking and building habits. His website receives millions of visitors each month, and he is a regular speaker at Fortune 500 companies. 

We’ll explore his distinctive perspective on habit-building, decision-making and continuous improvement from creating environmental design to the “scaling down” strategy. 

It’s an episode about creating lasting behaviours, overcoming setbacks and what encompasses true behavioural change. Tune in now! 

Free Stuff Mentioned 

• Make Money Simple Again: Download the best-selling book which breaks down our MoneySMARTS money management system, for FREE here >>    
• Manage your money in 10 minutes a month: Check out our money management platform (available on Desktop and Mobile) that automates the system from Make Money Simple Again. Create your free account or login >>  

Additional Resources 

• James’ Book — Atomic Habits 
• Books that James highly recommends reading:  
  • Meditations, by Marcus Aurelius 
  • Manual for Living by Epictetus 
  • The Lessons of History by Ariel and Will Durant 
  • A Calendar of Wisdom: Daily Thoughts to Nourish the Soul by Leo Tolstoy   

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We all know money is simple, but behaviour is hard.

So what can we do to create lasting financial habits and behaviours instead of falling back into old money habits?  

Folks, in today’s episode, we’re sharing a scientifically backed solution that’ll reveal how to achieve your goals financially and in life. 

From introducing feedback loops to creating accountability (and that’s just the tip of the iceberg), we’re uncovering how these can be used to boost goal achievement, motivation, self-efficacy, and more! 

It's a revolutionary episode where we dive beyond the waters of investing psychology and into the deeper, murkier waters of why humans act the way we do. Give it a listen now!  

Free Stuff Mentioned 

• It’s our 9th Birthday! Our Present to You: Free Suburb Report  
• “Make Money Smart Again” Book
• “The Armchair Guide to Property Investing” Book 
• Moorr Money Management App
• James Clear, Author of Atomic Habits, Ultimate Habit Tracker Guide  
• Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear 

Upcoming Events Mentioned 

• The Property Investors Council of Australia (PICA) Webinar 
• Investing for Doctors: Financial Independence Career Optionality Conference  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

“Begin with the end in mind.”   
- Stephen Covey 

In this week’s bonus episode, we’re rewinding the clocks and revisiting a past episode that covers a core strategy every investor should have... 

Your Exit Strategy  

From the “Buying and Holding” to the “Buying and Selling” strategy, we’re exploring the many ways an investor can leave the property market and which approach works best under certain conditions. 

An old episode that covers an evergreen concept, tune in now folks!   

Free Stuff Mentioned 

• Money Magazine: Earn $55k a year in rental income 
  Read our cover story in Money Magazine which explains how to retire on a passive income from a well-designed property portfolio.  
• 024 | Seven Habits of Highly Effective Property Investors
  Listen to the next episode, where we break down the seven habits from Stephen Covey’s book and discuss how they apply to property investing.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube