The Property Couch

Another month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update.  

Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow management tips, and unexpected property price surges.  

Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions. 

In today’s RBA release, here are our key themes for this month’s economic update: 

👉 The US avoids a loan default 

👉 The RBA’s tough call on interest rates 

👉 Taking a deeper dive into the Aussie economy looking at:  

• Wages growth vs productivity is the new battle growth for inflation 
• Some news for anyone stuck in Mortgage Prison as well as some important cash flow management tips to navigate through changing money landscape 

👉 Latest property update where Ben shares his views on why property prices are growing, and why they are growing even faster than expected!

You can also watch it here!

Other Stuff Mentioned:
- Check out the demo video for the Moorr MoneySTRETCH segment 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Get ready for an absolute powerhouse of an episode, folks! We had the immense pleasure of sitting down with Joseph Healy and David Hornery, known as The Judo Boys, and let us assure you, it is an extraordinary deep dive into knowledge and wisdom that will leave you inspired and empowered! 

Despite the challenges, Joseph and David boldly established Judo Bank in 2016, revolutionising the Australian banking industry. Their extensive experience in the business world, coupled with their remarkable journey with Judo, inspired them to pen the book "Black Belt." This insightful book delves into the invaluable lessons learned throughout their entrepreneurial endeavours and years in business before embarking on their startup venture. 

Join us as we unpack their journey to financial independence. From navigating the depths of unfulfillment to finding their true purpose, fearlessly embracing calculated risks for rewarding outcomes, and mastering the art of navigating through the ever-changing cycles with discipline and resilience. Joseph and David share invaluable insights on putting your money down strategically, the importance of seeking innovation, and the profound impact of understanding the people story. 

Here's a glimpse of the priceless wisdom we uncovered: 

✨ Discovering the true beauty of building for a better future amidst dramatic changes  

💡 Unveiling the invaluable wisdom behind the migrant mindset  

🏦 Are the banks too addicted to property?  

⚡️ Exploring the Achilles heel and the quiet pride that accompanies taking a leap of faith 

Don’t miss out folks. Tune in now or watch the video here!

Other Stuff Mentioned...

• Don't miss our Start and Build Promotion. Our 40% off Discounted Offer ends Monday 5th June. Sign up here 
• Want to read The Black Belt for yourself? Buy it here

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome to our latest jam-packed Q&A episode, where we dive deep into the multifaceted world of property ownership.

From the challenges of retirement risks to the strategies for alleviating mortgage stress, the evolving landscape of tenancy reforms, and the crucial examination of power dynamics, this thought-provoking discussion offers a comprehensive exploration of the diverse perspectives surrounding property. 

In this episode, we leave no stone unturned, addressing pressing topics such as the potential risks associated with holding investment properties throughout retirement.

Discover effective methods for relieving mortgage stress and explore the realm of mortgage offset accounts, including their inclusion in the ADI 250K protection limit. 

We also delve into the often-unreported rental issues, shedding light on the power imbalances within the landlord-tenant dynamic and examining their profound impact on marginalized individuals. 

Don’t miss out! Tune in now or watch the episode here :)

Other Stuff Mentioned...

• APRA Claims Scheme
• Get your free copy of our MMSA Book here
• Get your copy of our TAGPI Book here

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In our latest Bonus Episode for 2023, (also the 5th episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia!  

To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking...

• Important Changes to HECS/HELP Debt – changes you MUST ACT on quickly
• Superannuation Contributions before 30 June
• General Tax Return Insight
• End-of-the-Year Tax Strategies for Property Investors
• Reminder on Working from Home claims

Tune in for this essential episode on the latest tax updates to help you maximise your 2023 returns.

Free Stuff Mentioned...

• Are you on the hunt for an expert tax accountant? Book a FREE consultation with one of our qualified tax accountants here >>
• See the previous Episodes here: 
  • Ep 1: The Top 5 Tax Rules Every Property Investor Must Understand
  • Ep 2: (Part 1) Tax Planning Tips to Maximise your Returns
  • Ep 2: (Part 2) Tax Planning Tips to Maximise your Returns
  • Ep 3: Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land
  • Ep 4: Navigating Tax Changes in 2023: Updates to Remote Work Claims, Renting And Victoria’s New Tax Grab 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Join us in our latest episode of MythBusters as we debunk the widespread misconceptions surrounding taxes and financial planning. Prepare to be enlightened as we unravel the complexities of last-minute tax preparation and unveil the secrets of meticulous documentation.  

Brace yourself for the rollercoaster ride through the ever-changing landscape of tax laws and their impact on depreciation claims.  

We also delve into the realm of financial planning, shattering the myth that a defence strategy is merely optional and challenging the notion that it's exclusively for the middle-aged. Get ready for a treasure trove of knowledge, including the hidden gems of starting early, skill-building, and networking for long-term financial triumph.  

Discover the multifaceted role of financial planners, far beyond their reputation for recommending shares. And in a world filled with uncertainty, we shed light on the art of informed decision-making. 

We promise you that this dry topic will be full of life and give you much-needed insights into a topic that very few of us ever think about AND might just be the key to optimising your portfolio! 

Don't miss out! Tune in now or watch the episode here :)

Other Stuff Mentioned...

• Get your Tax Depreciation Schedule done with BMT. Reach out to their team here!
• Get your copy of our MMSA Book here
• Get your copy of our TAGPI Book here

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In this week’s episode, we sat down with NRL superstar Chad Townsend. And let us assure you folks, this one is NOT JUST for sports lovers… It truly has something for EVERYONE. It is absolutely packed with inspiration and wisdom. 

Chad's incredible journey from 17, when he made a huge decision to purchase his first property, to his current state is an inspiring testament to perseverance. His story sheds light on the sacrifices that he had to make, to embracing pivotal catalysts that propelled his progress.  

In the pursuit of financial success, Chad talks about how crucial it is to adhere to timeless principles (that we regularly talk about here on the couch), regardless of your income level.  

In this discussion with Chad, we unpack: 

• Trusting your instincts and how making sound decisions become key factors in determining the right path 
• The significance of trustworthy relationships  
• How investing early lays the foundation for long-term prosperity 
• The formula for success….. Discipline, Sacrifice, and unwavering Hard Work 
• How engaging the expertise of a Buyer’s Agent proved to be invaluable  
• AND…… What lies ahead for Chad when the adrenaline fades!!  

What a sensational episode! It was an absolute delight to have a chat with a true superstar of the NRL. Despite his incredible achievements, his humility shines through, making it a truly memorable experience. 

Give it a listen now or watch it here!

Other Stuff Mentioned...

• Check out the new Moorr Expenses Dashboard in this video. If you don't have the mobile app yet, download it here! 
• Want to be a part of our 2023 Winter Series? We would love to hear from you... Register your interest here >> Winter Series.
• What's Making Property News?
• We are hiring. Come work with us!
• Take our 1-minute survey!!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Investing can be a daunting task, as it requires making definitive decisions in an uncertain and ever-changing market.  

Many people fall prey to the sirens that lure them toward investment traps, but today’s guest Michael Kemp, the author of the Ulysses Contract, has spent 35 years mastering the art of investing and avoiding these traps.  

He emphasizes the importance of staying focused on your investment goals and using history, diversification, and patience as your guide toward financial success. Great investors don't necessarily need to be champions, but they do need to apply skill to generate market-beating returns.  

He also believes that investing is more about farms than casinos, highlighting the importance of long-term thinking and disciplined execution.  

We sat down on the couch with Michael and explored some key insights; 

• The investment sirens to watch out for... 
• Why Great Investors Don't Need to Be Champions 
• How to generate market beating-returns through the application of skill  
• How to create your own watertight plan to pursue your own form of investment success and financial freedom!  
• Why investing is about farms, not casinos?  

Tune in to the discussion to gain valuable insights and take your investment game to the next level. You can also watch it here!!

Other Stuff Mentioned...

• Check out what the new Moorr Dashboard for your Mobile device looks like in this video. If you don't have the mobile app yet, download it here! 
• Want to be a part of our 2023 Winter Series? We would love to hear from you... Register your interest here >>Winter Series.
• Buy a copy of Michael Kemp's The Ulysses Contract today 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

The temperatures are dropping, the end of the financial year is looming and the Reserve Bank of Australia have just released their cash rate folks!  

The RBA’s May update is packed with global news, from Banking Woes in the US to the train wreck that is the UK economy, I also cover the Property Market Inflection Point and deep dive into a Rental Yield Analysis. 

Tune in now to hear Ben’s evaluation of the update and his predictions for the future!  

Tune in to this episode where Ben unpacks three key themes for this month’s economic update: 

• Another banking issue in the US  
• The RBA makes another close call today? 
• I’ll also touch on the release of the RBA review 
• And in my property update, I’ll talk about the current inflection point in the market, plus I’ll do a deep dive on rental yields 

Plus, Ben also includes his latest news and commentary on… 

• Latest inflation data and what we have learnt from it 
• Property rental increases and how they are putting further upward pressure on inflation 
• Employment data now as we see it 
• Consumer sentiment now after seeing 11 straight rate rises 
• Business data and how trading conditions have improved 
• Latest property data; housing credit growth, building approvals, property value results  
• And heaps more! 
• 
  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We all have those family and friends with impressive portfolios and beautiful renovations that leave us wondering...

“How the heck did they do it?!”

Like...is the answer simply earning a higher income?? Or did they hit the golden number of properties to achieve their dream lifestyle? And ultimately, is it possible for you to achieve the same results?!?

Well, you’ve arrived at the perfect episode to answer ALL  the questions above!!

In our third awesome Mythbusters episode, we’re shining a light on the 5 BIGGEST wealth-destroying property myths. Tune in as we debunk and discuss...

Myth #1: Does Equity = Borrowing Capacity?!
Myth #2: You need 5+ properties to live your lifestyle by design
Myth #3: Rent-vesting as...a Magic Wand?!
Myth #4: Higher Incomes = Good M_n_ _ M_ _a_e_ _nt
Myth # 5 - Home upgrades: Do they just happen!?!

If you can’t tell, we’re jumping in feet first to a massive episode; avoid these pitfalls and uncover how they did it by listening now!


Free Stuff Mentioned...

• Avoid falling for these Myths! Work with a team of qualified property planning advisors who’ve got your back. Book  a free, no-obligation chat now >>  
• Take our 1min survey: We love to learn more about how you discovered us! Fill out our special, super-easy 1min survey here >>  
• Want to join the team of Stigs? We‘ve got a super exciting job opening. Learn more about it here! >>   
• Do you need 5 properties to live your Lifestyle By Design?! We answer this and reveal how to build a multi-million-dollar portfolio in our exclusive Masterclass. Register now >>  
• What’s Making Property News:  
  • Victorian tradies’ interstate exodus hitting home amid industry pains 
  • Renters are going to extreme lengths to put a roof over their heads

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

In today’s episode, we’re covering exactly how to reposition and recover when interest rates have nearly wiped out your entire buffer!

From making your reduced "rainy day” money last to Ben’s Golden Buffer Ratio (plus a behind-the-scenes look at how our experienced team of planners do it), we’re sharing how to bunker down and hold for the long-term as the market bottoms out (which we reckon is happening NOW!)

And, like all gigantic Q&A Days, we’re not just unpacking how to bounce back from tough economic conditions but deep diving into how folks can rebound and empower themselves from dodgy Buyers Agents, divorce settlements, and more! Listen now. 


Free Stuff Mentioned...

• Looking for an experienced Buyers Agent? Book in a free, no-obligation consultation with our team who’ll ensure you don’t ever have to face the problems today’s listener did. Get your free appointment here >>   
• New Updates to Moorr! Check out our greater security and expense changes on the Desktop version here >> 
• Did you know you can watch our podcast episodes now!? (Psst – we'd highly recommend checking out Ben’s “focused” face 😉) Check out and subscribe to our YouTube channel here >>  
• Send us your questions! And in return, we’ll give you our Start & Build course for FREE! Send them through our SpeakPipe here >>  
• What’s Making Property News:  
  • Divisive ‘dob in your neighbour’ scheme >> 
  • Lendlease, Mirvac, Stockland find new builder for Porter Davis jobs >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube