The Property Couch

A mortgage is one the biggest loans most people will ever take out in their life. It’s a scary thought. Now here’s the only thing scarier than that...

Being stuck in Mortgage Jail and not realising it.

This sad truth is unfortunately what too many folks are facing, especially with rising rates. 

That’s why in Episode 431, we’re shining a light on why EVERYONE needs an investment-savvy broker to help them break out of Mortgage Jail and stop overpaying on interest – for good.  

To help us do this, we’re sharing 6 real client stories from our amazing team of investment-savvy brokers who work at the coal face of the lending game every single day ( Plus so much more!) 
 
For the folks that don’t know - we’ve had the absolute privilege and honour of changing thousands of clients' lives through Empower Wealth, our award-winning financial advisory.

If you’d like to do beat the banks too and save thousands of dollars in interest like our clients already have, why not work with our team! Reach out today for a 100% free, no-obligation chat today >>

P.S.  It's our 8th Birthday TODAY!! Thank you to our amazing TPC tribe for tuning in each and every week ❤️

FREE STUFF  MENTIONED...

• Need an Investment-Savvy Mortgage Broker? Our award-winning financial advisory, Empower Wealth has been helping clients to save millions of interest since 2004. Last quarter, we saved roughly $2.4M in interest and this year, we're on track to smash our target of $3M. See how much we can save you today >>  
• Read AFR's article here >>  
• Missed Ben’s PICA Webinar? Become a member to watch the replay >>    
• Check out Moorr's YouTube Channel and see Ben’s 9-part educational series on “How To Beat The Banks” here >>  
• Related Episodes:  Episode 406 | How to Beat the Banks at Their Own Game 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Folks, we’re super excited to be welcoming a return guest to the couch that’s one of the greatest minds in the industry! Re-welcoming...

Damian Collins, Founder and Managing Director of Momentum Wealth! 

He’s also the Chairman of Westbridge Funds Management, has been on the Council of the Real Estate Institute of Western Australia (REIWA) since 2011 and served as President of the Institute from 2018 to 2022 (phew!) 

An active property investor himself, Damian also owns 17 properties in Western Australia!!  

Basically...he’s the property guru to talk to when talking about playing the long game, especially in Perth.

We’ll be covering how he’s played the long game, whether Perth still is just “a one-trick pony” (aka. A boom-or-bust mining town) and honestly...

Why we think it's about to boom!!  

Yep. You heard it here first folks. 😉  From the construction challenges WA has been facing to why “regression to the mean” should mean something to you, we’re giving you an updated and in-depth guide to investing in WA.  

Plus, tune in to hear Damian’s money backstory, the one passion that set him on his current trajectory today and how he’s kept his cool throughout COVID and today’s rising interest rates.  

FREE STUFF  MENTIONED...

• Ben’s hosting a PICA Webinar on the 21st Feb! Join Ben as he covers the Latest Property Market Update & Debunks Labor’s Negative Gearing & Capital Gains Tax Policies. For PICA Members only, sign up here >>  
• Read about Sydney’s smallest house selling sold for $1.5M here >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Folks, it’s about that time of year again... 

We’re dusting off our crystal ball, crunching the numbers from the last Quarter and using our hard-earned experience from past market cycles to give you...

Your ultimate Property Market Outlook for 2023!  

From the suburbs that are set to soar to when we can finally expect this record rate hike to end, we’re covering everything you can expect this year and answering: Is Australia headed towards a V or U-Shaped Recovery? 

And for those who are thinking of investing this year, we’re covering a checklist of those who should and definitely shouldn’t be going around the roundabout again. 

And of course...we’ll be using some super useful reports to bring you the wider Macro Story in Australia including inflation numbers, property supply levels and more.

With each year bringing a completely different property market, tune in now to get an expert forecast for 2023 and be prepared for the year ahead!


FREE STUFF MENTIONED...

• Listen to Ben’s update on the RBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next? 
• See the Australian Household Savings Ratio Graph (from 18:23) here >>  
• Read (or listen) to NAB’s December Business Sentiment Survey Data (from 24:10) here >> 
• Download CoreLogic’s Cordell Construction Cost Index (CCCI) (from 29:08) here >>  
• See the Capital City Properties Listed For Sale graph (from 33:39) here >>  
• Episodes Mentioned:  
  • Episode 418 | The Hidden Forces Driving Property Values 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome back to a new year and Ben’s first RBA report for 2023!

After a month’s hiatus, Australia’s economic landscape has changed rapidly. Will the board decide to mirror December’s 0.25 rate rise or is a larger rate hike in order?

Tune in to find out, plus Ben covers the highs and lows of the domestic market from the ASX’s surprise positive results to falling unemployment and business sentiment.

Of course, Ben also dives into the biggest news from around the world including the US’ “disinflationary” period, China’s relaxing lockdown laws, and more.   

Here are Ben's key themes for this month’s economic update: 

• We are now past the peak of last year’s Global Inflation shock (including here is Australia, even though the last data read for December didn’t show that).   
• Australia’s Cash Rate tightening cycle is coming to an end, led by the consumer running out of cash 

P.S. Keen to hear our predictions for 2023? Stayed tuned for this week’s episode (Ep 429) where Bryce and Ben unpack the Risks and Opportunities in our annual Property Market Outlook for 2023.


FREE MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Or access our web platform at: https://www.moorr.com.au/     
Want to learn more about these awesome tools? Check out our Moorr Wealth Dashboard "handbook" here >>

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!

- [Free] Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.

WORK WITH OUR AWARD-WINNING TEAM >>   

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Why do folks struggle with good money management?   

It’s a huge question. Now here’s an even bigger one...

How can they overcome it?!   

Yep. We're kicking off February with some pretty big and bold content!

With many new year’s resolutions fading into the background of life as January comes to an end, we’re aiming to give you an extra boost of motivation by diving into the 3 biggest causes of bad money management (do you fall into any of these?) and revealing how to tackle and triumph these challenges in 2023! 

And since this podcast is all about giving you the insider’s guide to property and money management...

We’ve got 3 special gifts from our Moorr money management platform to help you do just that:

Introducing the WealthSPEED, WealthCLOCK and WealthTRACKER.  

Tune in now to find out how these next-generation financial tools will transform the way you view and control your money and let us know your answer to today’s questions...

What is your WealthSPEED??  

(Leave your answer on our socials or send us a message 😉!)

 
FREE STUFF MENTIONED...

• Sign up to our YouTube Channel: 2023 is the year we’re going to start pumping out tons more educational content! Stay in the loop by joining our YouTube community and be the first to know. 
• Listen to Ep 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru 

 
Discover your WealthSPEED by downloading the Moorr App for free at:
👉 Apple: https://apple.co/3ioICGW 
👉 Google Play: https://bit.ly/3OT86bW 
👉 Or access our web platform at: https://www.moorr.com.au/     

Want to learn more about these awesome tools? Check out our Moorr Wealth Dashboard "handbook" here >> 

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!

- Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.

WORK WITH OUR AWARD-WINNING TEAM >>   

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Folks, we're finishing our 2022/23 Summer Series with an unbelievably great episode...

Meet Steph.   

Her first renovation was done on a shoestring budget.  With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with. 

Then, they received some advice....and made the life-changing decision to sell 🙁. 

But this isn’t the end of this couple’s story. 

In fact, it’s just the beginning...

During their next renovation is when they had THE penny-drop moment which transformed their life’s path and financial future forever.

Tune in to find out what this moment was and the journey Steph and her husband (who she met at just 12 years old!!) have been on...

From her earliest “observation, not conversation”, money management lessons to how she found the secret sauce to unlocking her confidence on her investing journey.


A huge shoutout to Steph and all our amazing 2022/23 Summer Series guests who’ve had the generosity and openness to come on and share their stories with the community – it's people like you that are changing the lives of investors everywhere! THANK YOU!   

P.S. And for those folks out there who celebrate it today – Happy Australia Day! 🇦🇺🐨

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!

- Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.

WORK WITH OUR AWARD-WINNING TEAM >>   

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Today’s special Summer Series guest didn’t have a typical childhood.

Growing up with a scarcity mindset, Maryanne and her siblings lived in an environment where food was scarce and at a young age, were placed into foster care.

Then, at just 14 years old, she started making her own way in the world. 

If you can’t tell already folks, today's Summer Series story is an incredible tale of breakthrough and deciding “It's not where you’re from, it’s where you’re going”.

From developing her own money management system at just 14 to self-educating and empowering herself on shares, property and more...  

We follow Maryanne as she transforms her mindset from one of scarcity to financial freedom and entirely self-funds her own property portfolio!! 

Tune in now folks.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

WORK WITH OUR AWARD-WINNING TEAM >>   

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Growing up on a rice and cattle farm that would later sell due to Bankruptcy...   

The circumstances that Dale, today’s special Summer Series guest, grew up in are drastically different to the financial outlook he has today.  

With 6 investment properties under his belt (with more to potentially come) and an early retirement on the cards, how did he make this complete 360, mind-blowing transformation??  

From buying his FIRST share at the age of 15 (yep. You read that right!) to the pivotal point where he started investing in property, we’re following Dale as he overcomes his mental challenges around debt, leverage and risk... 

Dale shares the awesome money system and the process he goes through for selecting and renovating homes (plus so much MORE GOLD!)  

This is yet another inspiring and motivational episode about a guest who's empowered himself through knowledge and taking action.  

Seriously, listen in now folks!  

Free Stuff Mentioned 

• Want help on your investing journey? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you 😊  
• Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change how you view and manage your money!  
• Exclusive Masterclass: We’ve just launched our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week in any market and start 2023 right. Check it out here >>  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We’ve all had big nights out where the next morning…we cringe, sigh and peek at our bank account with a feeling of dread.

But what happens when this is your life every weekend?!  

This was sadly the story of David, today’s awesome Summer Series guest. 

Once a “weekend millionaire” who funnelled all his money into living for the weekend and getting bailed out by the bank of mum and dad, it wasn’t until he went across the world and had some life-changing experiences that he had his “a-ha” moment. 

Tune in to discover the necessary steps leading him to this moment…

The psychology trap behind debt that kept him bogged down for so many years, and how he’s completely transformed his life, starting with one book.

What an amazing and transformational story, David an enormous thank you for sharing your story with our community.  Give it a listen now folks!  

P.S. Exclusive early release: Next week we’re officially releasing our first and ONLY Masterclass which reveals the #3 fundamental secrets on How to build a property portfolio and retire on $2,000 a week.  

BUT because you are a part of our very special TPC community, you can access it early!! Watch it here >>   

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change how you view and manage your money!  
• Exclusive Masterclass release! Watch it here >>   

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Have you ever had just $336 to your name?  

Half of today’s Summer Series duo has. 

As our last episode of 2022, we’re closing out the year with a seriously phenomenal Summer Series Story. 

Meet Mathew and Olivia – our first and only couple in our 2022/23 Summer Series!! 

Raised in two very different backgrounds, this couple had 2 very different expectations around money management and investing... 

With one a spender and the other a reformed saver, tune in to discover how this couple has settled their differences in money norms from emotional buying to rising interest rates and how their setting themselves to achieve their next big goals in life.

Another fantastic episode with TONS of great analogies (The trolley vs. The basket?? The Ego system vs the Ecosystem?!?), we’re closing out 2022 with a bang! 

A huge shout out to Mathew and Olivia for sharing your awesome story with the community. 😊  Give it a listen now folks!  

P.S. As our last episode of 2022, we hope everyone has a safe and very Happy New Year from all of us on the Couch! See you in 2023 folks! 🎉🥳🎊 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

 
LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube