The Property Couch

As our LAST Episode before Christmas, we’ve got a super heart-warming money transformation in store! 🎄🎅🎁  

Meet Jack: a 29-year-old teacher who grew up on Sydney’s northern beaches. 

From happily living at home, spending his days teaching and his spare time surfing, his world was turned upside down at the age of 25.   

As this special Summer Series Guest says,   

“I felt like I'd lost my safety net.” 

Suddenly with no backup plan and no clarity about his financial future, he knew he had to make a change.   

Tune in to hear how Jack took control of his finances, from starting his dream small business to his first investing experience.... during a pandemic. 😲 

And did we mention...

There’s a failed transplant, a touching list of mentors who’ve helped Jack along the way, and much, much more?! 

Folks, today’s episode is an extraordinary tale of overcoming loss, having grit and saying, “if it’s to be, it’s up to me.”  

A truly awesome episode that brought a warm feeling to our hearts, a massive thank you to Jack for your sharing your story with us.  

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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“I worked hard my entire life and I had nothing to show for it...”

Folks these are the words from today’s super special guest before she began her complete financial and self-described personal transformation.

Born into an amazing family with terrible money management...Jessica learned the value of being financially independent of a young age.

So how did she end up selling the first house she built...with multiple debts...and “walking away with nothing...”?!

Tune in to find out now and discover the amazing, breathtaking journey she’s been on since then.

From a lucky break with her first property to borrowing her mum’s life savings to building half a house, today’s multi-chaptered saga is truly a nail-biting, heart-warming tale with lots of laughs along the way.

A true inspiration to investors everywhere. A huge THANK YOU to Jessica for sharing your story on the couch today.

Free Stuff Mentioned 

• Want help on your investing journey? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team and see how we can help you 😊  
• Free Lifestyle By Design Platform: Check out Moorr, our money management platform (that’s now available as an app!) that’ll completely change the way you view and manage your money! 
• See Jessica’s half-a-house here. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

“Some days, I had to choose between feeding the kids and driving them 27km to school...”

Folks, some stories are just so insanely awe-inspiring and jaw-dropping that it's hard not to listen to it twice (or three times!).

The story that today’s Summer Series Guest is sharing with us, is one of them. 

Meet Mandy: a champion mum from the remote town of Forbes.   

Growing up with absolutely NO money conversations around the table, she was constantly in “the bottom percentile” at school and at just 18, became pregnant.

This is just the very beginning of Mandy’s amazing and transformational journey.

Without giving away too much, tune in to hear as Mandy swings from her darkest period to her hustling years to now owning a flourishing property portfolio with 7 investment properties... 

While never earning more than 36K a year AND raising 2 young kids by herself 😮 

A truly heart-stopping, eye-opening tale that follows one woman as she grows up in a low economic demographic and proceeds to break through every mental, financial and emotional barrier placed before her.  

Thank you for sharing your incredible story with us Mandy, your vulnerability and openness is an inspiration to investors everywhere.  

Give it a listen now folks!  

• Want help with your  sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

As we start to close out the year that was, the Reserve Bank of Australia (RBA) has just released its last official cash rate for 2022!  

As global economic outlook shifts to a more “positive” note with the US and Australia seeming to have escaped a recession, have we just received another early Christmas present from the RBA?  

Tune in to find out if the cash rate has been paused for the first time in 7 months, plus these 3 other key themes in this month’s economic update:  

• The slowing of interest rate hikes in the US  
• A case for pausing interest rates in Australia moving forward  
• How the property market will finish out in 2022 and begin in 2023 

 Plus, Ben also includes his latest news and commentary on… 

• The RBA’s Official Cash Rate!   
• Adjusted OECD Global Outlook Forecasted Figures 
• Why US interest rates will go higher than Australia's!  
• China’s low inflation figures yet Zero COVID Policy chokehold  
• Will the Eurozone go into a recession in 2023?  
• Employment levels reach record highs! 
• Have interest rates finally curbed spending here in Australia? 
• Property Prices continue to decline & what to consider if you’re thinking of buying... (Note: there is no such thing as a typical National Dwelling Property – it's realistically about markets within markets. Tune in to Episode 418 where we explain why!)  
• CoreLogic’s Home Value Index: 31 November 2022  

and much, much more!  


LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

 It’s finally here folks. It’s the time of the year we’ve all been waiting for (that’s almost better than Christmas 😉). Today we’re kickstarting the VERY FIRST episode of our 2022-23 Summer Series!!!   

And boy do we have a FANTASTIC lineup of guests for our 5th Summer Series, each with their own absolutely amazing, jaw-dropping stories which are all about this year’s theme… 

What Drove You To Act?

From their origin story to their darkest-before-dawn moments to their “rising from the ashes”, we’re kickstarting this awesome series with the unique story of AJ.

From growing up in a financially tight household to the pivotal moment in his childhood that transformed his entire family’s dialogue around money…

He’ll be sharing how he invested in his FIRST property at just 16 years old (Yep. You read that right! And did we mention he COMPLETELY self-funded it?! Tune in to 15:22 to find out how!)

The failproof investing style that’s bought him his successful 6-property portfolio (and you can implement it too!)… 

And all of life’s journeys in between, taking him from Afghanistan to Antarctica to Darwin and beyond. Listen now folks for an instant boost of motivation!   

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey   
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

“Property is a voting machine in the short term and a weighing machine in the long term.” 

Folks, these words form the beginning of one of our most important episodes (and also our LAST formal episode for 2022!!  But don’t worry, we’ve got an AMAZING Summer Series coming at you next week. But back to this week…)

In light of the rising housing values, we’ve heard SO many people say, “Surely property prices can’t go up anymore?!?”

And this is exactly what we’re speaking to when we’re divulging…

What Drives Property Values?!

From economic activity to human interest and behaviour, what actually causes these prices to go up? Is there a secret framework to help you accurately predict which markets are about to “boom”? (Spoiler: Yes there is! )

And ultimately, “Is it possible for them to keep going up – and is it bad if it does?!”

In Ben’s words, “Today’s episode is a MEGASODE!!!”. Tune in now to hear all of this evergreen wisdom and more!  

• WE’VE LAUNCHED THE MOORR APP! Check out our FREE brand-new Lifestyle By Design app with the same great MoneySMARTS system (plus more cool features!). For Apple users click here, or for Android users click here.  (or our web version here!  
• It’s Black Friday Tomorrow!! Keep your eyes peeled for an email tomorrow with an 86% discount on something very special… 
• Free Report: Read Relationships Australia’s latest 2022 findings here.  
• Free Article: Read Money Mag’s Article on “Aussies to spend $6.2 billion on Black Friday sales” here. (From Ben’s What’s Making Property News)  
• Examples: See some examples of Singapore Properties at Chestnut Drive ($20M) and Nassim Road ($56M!) from 1:27:25!   

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Saving for a home deposit.

With high housing values and a steadily rising cost of living, saving for that first big leap onto the property ladder can seem daunting to some and impossible to others. Here to part the sea of confusion and simplify home deposits, we’ve got a fantastic number of guests on the couch (In fact, this is the MOST guests we’ve had on at a single time ). 

• Want help with your home deposit? See how our award-winning team, Empower Wealth can help! Book a free, no-obligation consultation with our team here.  
• Learn more about the Australian Gov’s First Home Guarantee (FHBG) Scheme here.  
• Read Julia’s Blog Home Deposits – Made Simple: Two Years @ $200 Per Week and No LMI here.  
• (Not Free) To find out more about Julia’s Super Organiser Spreadsheets click here.
• Read ABC’s article Stamp duty legislation passes NSW parliament despite opposition from Labor and Greens here (from Ben’s What’s Making Property News!)  
• Check out today’s guests and their life-changing products below:
  Psst – we have no commercial ties to these folks! We genuinely just think their products are downright revolutionary.
  • Ban Tacs: A national co-operative of professional tax accountants who specialise in tax and property.  
  • Our Leg Up: Focused on diminishing wealth inequality, Our Leg Up aims to help Australians to use the wealth tied up in their property as funds for investment. 
  • OwnHome: Provides a new path to homeownership, by allowing hard-working Australians to save for their dream home while they live in it.  
• Listen to Episode 411 | Meet the NSW Premier: Reforms, Housing Affordability & Cutting Red Tape – Chat with Dominic Perrottet 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Property is a game of finance just as much as it is a game of bricks and mortar. But what happens when this bricks and mortar – and the cost to put it all together – starts to cost too much?!  

From rising labour costs to widespread material shortages, we’ll be exploring why the industry has ended up in its current state, when we can expect things to “normalise”, and answering the BIG question… 

Should you delay building?! And if you’re already building….what should you do to ensure the best results?!  

Please welcome back Paul Baker, Director of Inside Out Property Inspections, qualified Carpenter and Registered Builder Practitioner with the Victorian Building Authority! A man of many trades, Paul also holds a Pest Control License with many years of experience inspecting residential homes…. 

• Leave us a Question on our SpeakPipe! Click here to send us your questions.   
• UPDATED Free Money Management Platform: Check out Moorr, our Lifestyle By Design platform that’ll transform the way you view and control your finances.  
• Save the date! The Property Investment Professionals of Australia (PIPA) is holding its 2022 Annual General Meeting! Click here for more details.  
• Looking for a Qualified Pre-Purchase Building Inspector? Check out Paul’s specialised and extremely experienced business Inside Out Property Inspections! 
• Read realestate.com’s article on What it’ll cost you to live in Australia’s most expensive suburbs here. (From Ben’s “What’s Making Property News”)  
• Listen to Tim Ferriss’ Podcast, Episode #361: Jim Collins — A Rare Interview with a Reclusive Polymath here (Referenced in Bryce’s Lifehack!)  
• Other Episodes Mentioned: 
  • Episode 045 | Why should you conduct a Pre-Purchase Building Inspection and what could go wrong? – Chat with Paul Baker 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

We’re back with another mega-exciting Q&A Day that speaks to the Psychology of Investing, especially in an environment with rising costs and interest rates.   

From the common mindset blocks that investors face (like loss aversion and sunk cost) to how you can carve a path for yourself when you just don’t know what to do next. We’re unpacking why investing isn’t for everyone, the Quality of Living trade-offs, how and why you’d want to split your variable and fixed rates and tons more wisdom!  

• Leave us a Question on our SpeakPipe! Click here to send us your questions.  
• UPDATED Money Management Platform: Check out Moorr, our free Lifestyle By Design platform which we upgraded over the weekend! We’re talking about a new virtual assistant, better goal organisation and much more! Check it out here.  
• Read CoreLogic’s Report on the 2022-23 Federal Budget here. 
• Check out the Bills Before The House that Ben references in Q1 here.  
• Ben’s Moorr Educational Series:  
  • Beat The Banks (and get the best deals) 
  • 6 Essential Lessons Everyone Should Know Before Their Fixed Loan Expires 
• Other Episodes Mentioned:  
  • RBA Cash Rate November 2022: Rate Hike Again But When Will It Stop? 
  • Episode 403 | Do You Need a Buyers Agent in Today’s Market? (Part 2) 
  • Episode 406 | How to Beat the Banks at Their Own Game 
  • Episode 398 | From Financial Anorexia to Financial Peace of Mind – Chat with Jack 
  • Episode 348 | From Refugee To $140000 A Year In Passive Income! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

While the race that stops a nation will have the eyes of Australians everywhere today, another decision drawing just as much interest has been released.  

In the Reserve Bank of Australia’s (RBA) November release – which happens to coincide with Victoria’s Melbourne Cup Day – Ben breaks down our seventh consecutive rate hike from the data behind this decision to how can we, as consumers, can curb interest rates.  

And, of course, it’s not a monthly RBA update unless it’s jam-packed!  

We’ll hear Ben explain the headline changes (and 2 of his biggest disappointments) in Australia’s newly “reprioritised” Federal Budget, the darkening outlook on global growth, and his observations – and future forecasts — for our Property Market. 

Another gigantic episode that sees Australia continue to balance the tightrope between economic growth and inflation, tune in now! 

Plus Ben unpacks these key themes in this month’s economic update: 

• Global growth outlook continues too sour  
• The RBA is following through on its promise, because we continue to spend too much… 
• Politics is a mugs game – there is just one problem – they control the economy 

Quick tip! If you’re keen to forecast your cashflows through this period, use the handy MoneySTRETCH feature on our free money management platform, Moorr. Click here to sign up or log in.

Additional free resources:
Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential Property

Episode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan Lucas

Episode 390 | Will Interest Rates CRASH the Property Market?!

Episode 404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!


LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube