Matt Srama lost everything. But then he did something that would turn this loss into a profound learning experience. And his life has dramatically changed as a result.

The question for you is… have you ever wanted to change something in your life, but found yourself getting in your own way? Maybe you keep repeating the same bad habits that are interfering with the result you really want. Or maybe you’re shackled to the same story that’s been running your life for a very long time, keeping you stuck, perhaps without you even realising what’s happening!!

Joining us today are two “repeat offenders” on the Couch and names you might already recognise…. retired professional NRL rugby league player for the Gold Coast Titans, Matt Srama (Episode 254) AND one of Australia’s leading Life Coaches and Founder of The Insecurity Project  — and Bryce’s own personal development coach — Jaemin Frazer.

Here’s the deal… Matt’s riding the cycle of being a professional athlete – the excitement of being drafted, the excitement of earning good money, the excitement of having a huge crowd cheering for him and his teammates… and then felt the complete reverse of this … Bryce saw an opportunity to chat to them both today and get a unique perspective that we don’t hear about too often…

Free Resources Mentioned:

• Episode 254 | NRL Star Unpacks His Money and Property Story – Chat with Matt Srama
• Episode 179 | Five ways to Create a Winning Property Investor’s Mindset – Chat with Jaemin Frazer
• Matt Srama’s Instagram
• Jaemin’s Full Framework (download via The Insecurity Project)
• Make Money Simple Again (Free PDF Book)
• The A

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FREE MASTERCLASS:
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FREE BEST-SELLING BOOKS:
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- Make Money Simple Again

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The start of the decade doesn’t look great at the moment. At the end of last year, we faced with a bushfire crisis domestically and now, internationally, we are looking at a coronavirus outbreak.

So, what’s in store for this month’s RBA Cash Rate Decision? Here’s what Ben will be unpacking in this month’s session:

• The impact of the bushfire crisis, drought and coronavirus to Australia’s Economy
• The US-China have sealed Phase One of the deal. What will we be expecting from now onwards?
• Brexit and what does it mean to us?
• The inflation rate is currently sitting at 1.8%. Will we be seeing a drop or rise from here?
• Unemployment and job growth data – How did this affect the RBA’s cash rate decision?
• Credit and Lending Data Update
• and more!

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.


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FREE MASTERCLASS:
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Our first Monthly Economic Outlook with Nerida Conisbee, Chief Economist of realestate.com.au and we’ll be talking about some serious updates folks! There have been some major events this couple of months so make sure to tune in.

Here are some of the topics we touched on today…

•  Will rates be cut this week?
•  Most in-demand suburbs for upsizers
•  Updates on BREXIT and the US/China Trade War
•  How will the coronavirus outbreak impact Australia’s Economy
•  Why are listings hard to predict?
•  Update on the property market across Australia Make sure to tune in for more!

p.s. And of course, if you’d like more, subscribe to our podcast every Thursday at 3pm on iTunes, Spotify or your favourite podcast app!


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FREE MASTERCLASS:
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FREE BEST-SELLING BOOKS:
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- Make Money Simple Again

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- Make Money Simple Again

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Put your hand up if you want to fast-track to the day when you can choose whether to go to work or not? Okay. Hands down. Most folks — probably early morning on a Monday when the alarm goes off — have thought it’d be nice to have the option to roll back over… or simply get out of bed and have the whole day to do whatever you want, without worrying about where the money’s going to come from.

So that’s why today’s guest is gamifying the race to retirement — that is: she’s turning money management into a game… a fun competition where she and her partner are trying to beat how much surplus they can trap… and how fast they can race to retirement!

BUT, as all “real life” stories go, this one’s a bit more layered than that. In fact, it’s WAY more layered….

Because, for one thing, Athena Anca — the FINAL “everyday investor” who has put their knowledge into action and is tying up our 2019-2018 Summer Series — wasn’t always like this.

What’s most interesting is Athena actually used to SELL House & Land Packages! … And she and her partner Jason BOUGHT one as their first property!! Sure, now they’re investing in granny flats and planning for their dream home with a garage full of supercars, BUT…….

Guess what??? This actually isn’t the first time Athena’s been on The Property Couch! If you circle back to mid-last year (Episode 236) so tune in!

Free Resources Mentioned:

• FREE BOOK!— Make Money Simple Again
• Episode 135 | Andrew Bogut – Why is this NBA Superstar Still Adamant on Investing in Property?
• Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear
• Episode 236 | Revealed: Why Off The Plan Properties Almost Derailed a Property Portfolio

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👉 Web platform: https://www.moorr.com.au/

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- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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When James McLellan was a kid, money was an issue. To the point that it ultimately resulted in his parent’s separation.

You see, today’s guest grew up in a small country town of about 1,200 people — and ever since he can remember, money was a stressor. To make matters worse, his mum tried her hand at investing, choosing to self-manage her property, which unfortunately was tenanted by folks who had money problems of their own. The result? Even more pressure on the family finances. So not only was money tough, but also James was left believing that property investing was something to fear…

But wanting to overcome his money back story, James made it his mission to work hard — committing to his first job at just 13 years old where he cleaned out the diesel pits at a mechanic for $5 an hour every Saturday morning.

And even though he was scared of investing, he knew that if he wanted to move the dial on his own wealth, he’d have to take the plunge. So he kept working worked hard, and at 22, while still at uni, he saved enough for his first property…. A 2 bedroom unit in Albury-Wodonga for $170,000…

And now? Well, as well as having THREE properties to his name and overcoming his fear of property investing, as you’re about to hear, he’s walking proof that just because you come from a background where money was tough… it doesn’t mean you’re stuck for life! And James was able to show once and for all that this can be accomplished…  even at 29 years old!

Free Resources:

• FREE BOOK! (the Money SMARTS “manual”)— Make Money Simple Again
• FREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeace
• Episode 258 | WARNING: The Unconscious Mental Triggers Property Spruikers Use To Trick You: https://thepropertycouch.com.au/ep258-property-spruikers/
• Peter Koulizos podcasts: https://thepropertycouch.com.au/guest/peter-koulizos/
• Learn from the REAL Property Investment Experts (new online course): https://www.start.thepropertycouch.com.au/look-find-buy
• Jame’s website: http://peaksurveydevel

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👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
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- Make Money Simple Again

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Let’s cut to the chase folks! Yes, we are hiring.

You’ve probably heard us mentioning our parent company, Empower Wealth a few times in the past. Our company is growing rapidly and we are currently looking for a Buyers Agent for our Melbourne office!

So…. Do you have a passion for property or have been listening to the podcast, and loved it?

Or if your current job isn’t fulfilling for you or it’s not allowing you to be that person who wants to help others achieve their goals and dreams?

Or do you want to work with BRW Fast 100 Companies for 2016, 2017 & 2018 and multi-award winner for customer service and innovation?

Or do you simply want to work alongside Bryce, Ben and Stiggy?

Then we want to hear from you! Please send your resume together with a cover letter to Cristina Rodriguez at [email protected].

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
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- Make Money Simple Again

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Brendan Gale and his partner Marrissa have an unusual way of running our Money SMARTS system that we think is pretty cool. At first, this unorthodox twist made us go “Woah, what?!” and we kinda struggled to wrap our heads around it (we’re old school, folks)! But as you’re about to hear…. this surprise twist to the Money SMARTS system STILL works… and they’re trapping more surplus than ever before (just like they would if they were running it our ol’ simple way.)

Even better? Since running their “version” of Money SMARTS, they were able to….

1. Afford their dream wedding in the Greek Islands (yep! Not a cheap affair folks — and there’s a bit of story about an unexpected cost that came up here, eek!)
2. Invest in property
3. And still have their own cash to spend!!

And the craziest thing is of all?? Before all this… Brendan was living paycheck-to-paycheck!

So if you want to hear from someone who has been running Money SMARTS for some time now… and you’re curious to hear about the spin they’ve put on it, which might actually work for you… then hit play on another great ep from our Summer Series

Pssst…. yes, they’ve got the same name… but today’s guest is NOT the Richmond Football Club President, ha!

Free Resources:

• FREE BOOK! (the Money SMARTS “manual”)— Make Money Simple Again
• FREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeace

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform:  https://www.moorr.com.au/     

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
-

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MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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 Before we switched on the microphones, TPC listener Keren White wasn’t sure if she’d have anything ‘worthwhile’ to share. But just like every other guest in our Summer Series, her real-life experience with the fundamentals we’ve been teaching is nothing short of extraordinary! So when we hit go on record, she absolutely kicked into second gear and held nothing back… which means you’re about to be in for a

‘Wow, really?!’ ride…

Here’s her story in nutshell…  Keren is the coal face of someone who has adopted our Money SMARTS system… but unlike most folk, what instigated the need to switch from a typical budget to our rules-based system was a bit different.

You see, prior to the change, Keren and her husband Terence’s life — and indeed their money habits — took more of a ‘go with the flow approach. So, while they were able to get some savings together when they wanted to and never ventured into credit card debt territory, they almost always struggled to stick to their budget. Lifestyle and perhaps ‘living just for now’’ took precedence. For example, if they wanted a holiday… they took a holiday. If there was emergency cash sitting in their ‘car’ account — just one of the many open — but say the car was running fine… well, then that was extra play money for the holiday, right?!

They weren’t stretched. They were doing kinda fine, really. Sure, there wasn’t much put aside for tomorrow, but their money situation wasn’t too bad in the scheme of things…

But then something happened. The Wake-Up Call. It was a hard blow that finally demanded Keren and Terence start prioritising their future….

Free Resources Mentioned

• Your FREE Book (free for a limited-time): http://makemoneysimpleagain.com.au
• Bonusisode – Are You Money Fit?
• Episode 191 | Seven Steps to Make Money Simple Again

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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It was mid-2017 when David List and his wife, Lisa, decided to purchase their first investment property. But a few days into the settlement, and feeling a bit of buyer’s remorse, David did a quick Google stalk to see what else he should probably know about investing… and that’s when he stumbled upon these two middle-aged larrikins riffing about property, finance and money management!!

From there, we’d like to think it became an immediate love story with The Property Couch… but, truth be told, that day we completely overwhelmed him, making David feel like there’s way more to “all this” than he first realised.

Thankfully, somewhere along the line, we must’ve said something that made sense because he quickly got all in gold in the first twenty episodes, which got him up to speed on the fundamentals we’re all about. And one of those fundamentals — one of our Four Pillars of Mastery — was, of course, Cash Flow Management.

This set fire to a whole new David and has transformed him into one of the BEST money managers we’ve ever seen!

Free Resources Mentioned:

• Episode 117 | Everything You Need To Know About Depreciation Changes – Chat with Bradley Beer, CEO of BMT Tax Depreciation: https://thepropertycouch.com.au/ep117-depreciation-changes-bradley-beer/
• Episode 257 | The Exception To The Rule When It Comes To Off The Plan Properties & House And Land Packages: https://thepropertycouch.com.au/ep257-off-the-plan-properties/
• Episode 258 | WARNING: The Unconscious Mental Triggers Property Spruikers Use To Trick You: https://thepropertycouch.com.au/ep258-property-spruikers/
• MMMSA (FREE Book): www.MakeMon

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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When he bought his first investment property, Joey D’Agata was too nervous to do his own bidding. But, flash forward four years, and he’s now self-built a high-income producing portfolio consisting of SIX properties. And, even more impressive… he’s only 26!!

So folks… how on earth did Joey make this happen for himself? Especially considering the fact that when he first started saving, he was earning less than $50,000 a year and was seriously concerned that someone in their twenties wouldn’t be able to afford to buy a SINGLE property, let alone go ahead and invest in six of them.

So, the multi-million dollar question is… how’d he do it?

Well, this is where the $4,000 comes in…..

… Keep in mind, there’s a bit more of a back story here, which we’re unpacking in this episode, but here’s the quick overview: Joey “embraced” Lenders Mortgage Insurance (LMI).

Now, when it comes to Lenders Mortgage Insurance, we always say… “Avoid it when you can, but embrace it when you have to.”

Why??? … well, that $4,000 cost went on to put Joey in a position where he could buy another FIVE properties.

Your Free Resources

• FREE BOOK (Physical copy) – The Armchair Guide to Property Investing
• FREE BOOK (PDF version) – Make Money Simple Again
• Episode 242 | Proof That You Can Get on the Property Ladder AND Invest in Property in Your 20s – Chat with Courtney Te’ray
• Episode 097 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and more
• TPC Binge Guide – The Best Bits From The First Twenty Episodes

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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