The Property Trio (formerly The Property Planner, Buyer and Professor)

The magic number. There are many voices and opinions which will tell you that you need to amass as much property as you can over your life time. We'll let you in on a secret - in the property game, it's often the case that less is more! In episode 27, we dissect "How many properties do you need to retire wealthy?". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why 2 to 5 properties is the optimal number for most Australians, why quality trumps quantity and the danger of taking the advice of property spruikers. Visit the show notes: http://bit.ly/372tNPz

Property - it's a veritable panacea for reaching any of your financial or lifestyle goals. But not all property is created equally. The property comes in many different shapes and sizes, purposes and potentials. The key is knowing what type of property asset is the smartest buy to align with your long-term goals. In episode 26, we dissect "The different property types that you can spend your hard-earned cash on". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the ins and outs of residential property, as well as the risks and rewards of commercial investment opportunities. Visit the show notes: http://bit.ly/2PuSi1P

Leaving aside those who invest in vintage cars or antiques, the vast majority of Australian's will make a choice between investing in property, shares or a combination of both. There's no doubt that the key to retiring comfortably is to make good investment choices throughout your working life. So, what's inside your investment portfolio? In episode 25, we dissect "Why is property a good asset class to invest in". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why property is perceived as a reliable investment, the pitfalls that you don't get with shares and the need for diversification. Visit the show notes: http://bit.ly/2PvFqsx

It's widely known that getting a low interest rate can save you hundreds and thousands of dollars over your life time. What most people don't get is how an effective mortgage strategy can make you hundreds of thousands of dollars, or more, over the same period. In episode 24, we dissect "How mortgage strategy shapes your ability to hold property, and grow your wealth for decades into the future!". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the mortgage strategies that if you get right, will empower you to grow your wealth through holding property rather than selling. Selling property that could have been held through better planning is the biggest property regret most people have in life! So, take a listen as the team unpack why your mortgage strategy needs to come first, before selecting the lender and a great interest rate! Visit the show notes: http://bit.ly/346DZor

Get ready to jump in the time machine and explore Australia's transition through the decades. Learn how our approach to living has been impacted by the fortunes and growth of our nation. The team cover Victorians to Edwardian's, pre-war to post war, art-deco to villa units, toilets separate to the house to alfresco dining, split level living, formal dining rooms, McMansions and everything in between. It's clear to see that changes in property trends have mostly boiled down to three things - evolutions in wealth, transport and jobs. In episode 23, we dissect "How property and market trends have changed over the decades" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the changes that have shaped the property market, how our view of ideal living has evolved over time, and we gaze through the crystal ball for a glimpse at the future. Visit the show notes: http://bit.ly/2rXou4u

We all have a picture in our heads of what our ideal home looks like. For most of us, chasing our ideal home can be akin to chasing a unicorn. Unless you have a bottomless pocket, compromises will need to be made (particularly if you're a first home buyer). In episode 22, we dissect "Why the family home is commonly the biggest piece of the investment puzzle". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why you should treat your home as your greatest investment, the compromises you should plan for and the critical mistakes to avoid! Visit the show notes: http://bit.ly/2L9pPfF

Ever tried to run a race backwards? Reaching your goals is just as hard when you are working back to front. We see plenty of purchasers let a bank tell them their price point based on a maximum borrowing capacity and then purchase next door to where they live. This is the investing equivalent of doing a three-legged race with your partner. Blindfolded. Set yourself goals, that will determine the appropriate price point. Then work out the best location to purchase from there. In episode 21, we dissect "Why price point should determine location and strategy" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through how to get at your true price point, the compromises you need to make peace with and the critical mistakes to avoid. Visit the show notes: http://bit.ly/2NXtq23

Bidding at auction - for the majority of us, this can feel like stepping into the Thunderdome. After all, only one will leave victorious. Chances are, all the other bidders are just as nervous as you. So how do you get the upper hand without letting your emotions run away? In episode 20, we dissect "Bidding tactics 101" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through how to keep a cool head on auction day, reading the play and strategies to add to your arsenal. Visit the show notes: http://bit.ly/2KbVeNH

Should you use the crystal ball to determine where we sit in the economic and market cycle OR Should you purchase a quality property when it suits your own personal economy? In episode 19, we dissect "TIME IN the market v TIMING the market" and the evidence is very clear, the odds are stacked heavily in one direction. Which is it and why? Take a listen as the Property Professor takes you through his analysis across each capital city over an extended period of time, and the team dissect it with a fine-tooth comb! So, grab your vanilla slice and fruit mince pies (as Peter did before the episode), sit back and relax as David Johnston, Cate Bakos and Peter Koulizos break down the data, expose the upside, risks and poor outcomes on this age-old topic! Visit the show notes: https://propertyplanning.com.au/time-in-the-market-v-timing-the-market/

Making a decision to fold can be a nerve-racking ordeal. And we're not just talking about playing cards. Sometimes you need to make difficult decisions about the properties you have purchased. Whether the property hasn't performed as you had initially hoped or some life event has changed your plans. There's one thing for sure though - the stakes are high. In episode 18, the Property Planner, Buyer and Professor dissect "When to hold and when to fold!" Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through the considerations before making a decision to sell, the strategies to get right to avoid selling and their own stories of folding too soon. PS - Be sure to stick around to hear the trio singing Kenny Roger's Gambler! Visit the show notes: https://propertyplanning.com.au/when-to-hold-when-to-fold-18/