When I was starting out as a property investor I had no plan.

I'd read a bunch of books that recommended buying as many properties as possible but this didn't sit right with my lower-risk approach to investing.

Thankfully these days I have a clear plan which I am slowly working towards.

In this video, I share 3 different ideas I've picked up from my accountant and other investors that could help the average investor become financially free over the next 15 years.

It's impossible to time the property market. We will never be able to accurately predict the true top or the true bottom of any market. We can however learn from history.

In 1983 a UK economist named Fred Harrison wrote a book called The Power In The Land. It accurately predicted the 1990 recession based on over 300 years of UK property price history.

In 2005 Fred published a second book titled Boom Bust which accurately predicted the 2007 GFC based on the same data.

An Australian economist named Phil Anderson wrote another book The Secret Life Of Real Estate & Banking back in 2009, which found the same 18.6 years of real estate cycle in the US land market after reviewing over 250 years of US property price history. Neither Fred nor Phil currently expect another GFC-style event until after 2026.

They are both unconcerned by the noise in the media right now. I have found it helps to understand history.

History can not only helps us make better decisions as investors but its lessons can be used to set up a better life for our families.

When Kristal and Simon started working at Pumped On Property they were both completely broke, without a dollar to their name.

6 years later they have collectively bought and renovated 9 properties and given themselves financial peace.

In this video, Kristal and Simon share the strategies they are using to achieve financial freedom in the future.

I'm now entering my 12th year as a property investor and I can see there are only really two types of property markets.

1. A booming market where everyone expects to make short-term money.

2. A bust market where everyone expects house prices to go to zero.

To win in 2022 you need to understand:

1. Your longer-term strategy.

2. Where we are in the current real estate cycle.

3. That property is a long-term game. As soon as I realised that financial freedom takes 15+ years I stopped worrying about short-term gains and started to focus on value.

4. That there is no one Australian property market. There is Sydney and Melbourne and then there are hundreds of other markets that all run off similar, but also completely different property market fundamentals.

5. The media's job is to excite or scare the shit out of us.

Unfortunately by the time they start reporting that things are looking good again they are historically 9 to 12 months too late, and the good buying has already been done.

There are really only two types of markets for a property investor. 1. Super hot (a seller's market).

2. Super cold (a buyers market).

After buying over $300,000,000 worth of real estate over the last six and a half years I've learnt a heap of lessons about negotiating. The first lesson is to understand if you are in a hot or a cold market.

In this video, Simon and I explain exactly how to negotiate the best possible price in a hot or cold market. The next 18 months are going to be a buyer's dream. Get ready.

When I set my goals earlier this year I wasn't expecting to buy another investment property.

That said I'd been thinking for a while that I was one property short on my long-term plan for the future.

We picked up this little cracker in an undervalued suburb between Mooloolaba and Noosa on the Sunshine Coast. Our plan is to clean it up (paint, vinyl flooring, new deck and pool), rent it out and then sit on it for the next 15 to 30 years.

Longer-term we hope to knock it down and build a beautiful brand new duplex, which we can sell to help fund our retirement.

I know that many investors are scared at the moment, but this type of environment is filled with incredible opportunities like this one for investors who have been waiting for a bargain since the start of covid and who are in a solid financial position.

Welcome to part 3 of our series on how to select the right market, suburb and property.

Finding the right investment property is actually super simple. There are rules which have worked for successful property investors in Australia over the last 100 years.

If followed, these rules can dramatically improve your chances of solid, longer-term returns from your next home of investment.

Here we are again.

The average investor is scared after tech stocks declined by 50%, crypto declined by 80% and property in Sydney and Melbourne declined by 3%.

As with the declines in 2018 and 2020, this time around is no different - sentiment has shifted and the government is playing around with monetary policy, this time to bring inflation back into a normal range.

While the news headlines are calling for a Walking Dead-style zombie apocalypse, smart investors are looking for value and fundamentals.

In the current market, inflation is high, wages are increasing, rental returns are increasing, unemployment is low, vacancy rates are low and infrastructure spending, household savings and household equity are at record levels we believe it's only a matter of time before the tide returns (3 to 18 months) and confidence come back into the markets again.

The next year will represent an incredible opportunity for smart investors in strong financial positions.

Welcome to part 2 of our series on how to select the right market, suburb and property.

About 7 years ago I started to look more closely at the data surrounding Australian property after looking at house prices in Sydney.

What I discovered is that some suburbs in Sydney over the last 10 years had doubled in value while others have only grown by 50% over the same period of time.

What I learned was how to identify an undervalued suburb within one minute through a free google search. In this video, I show you how.

Welcome to part 2 of our podcast where Simon sits down with Hayden, a previous client and now team member at Pumped On Property, to discuss how he was able to buy 5 properties, create financial peace and set up his family for life before his 27th birthday.

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