Dave answers questions from across America about your life and your money. Special Guest: Retirement expert and Ramsey Personality Chris Hogan joins Dave in studio to discuss the largest study of millionaires ever done. The research reveals specific steps anyone can take to stop living paycheck to paycheck and build extraordinary wealth. "We want to help you get unstuck by getting on a plan that actually works." — Chris Hogan

Want to Hear More From Chris Hogan? 

• Listen to The Chris Hogan Show.
• Read Retire Inspired: It's Not An Age; It's a Financial Number
• Attend the Smart Money event to see Chris in person.
• You Can Become an Everyday Millionaire. Read Everyday Millionaires to learn how to create a solid plan for your money. 
• Watch Chris on YouTube and subscribe!  

Also Mentioned on the Show:

• Dave's Hiring. Check out these job opportunities at the best place to work in Nashville!
• Learn how to manage money like millionaires do with the Millionaire + FPU Bundle.

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• The Chris Hogan Show: https://goo.gl/Rc7o13
• Subscribe to Chris's YouTube channel: http://www.youtube.com/ChrisHogan360
• Everyday Millionaires: https://goo.gl/Y6hgd4
• Smart Money Event: https://goo.gl/gbef8X
• Retire Inspired: https://goo.gl/LL1RMU
• Millionaire + FPU Bundle: https://goo.gl/VwqqE6

Dave answers questions from across America about your life and your money. Featured call: A new budgeter in California needs help calculating how much money he'll have left over each month to throw at debt. Listen as Dave coaches him to calculate his living expenses to make a smart plan for his monthly income. Debt-Free Scream: A couple from Wisconsin visits the show to share how they paid off $68,000 in just two years after going through Financial Peace University! Twitter: Dave responds to a question on twitter about 529 college savings plans. Follow @DaveRamsey on Twitter to post your own question for Dave!

Also Mentioned on the Show:

• Budgeting just got easy with EveryDollar!
• Get out of debt with The Total Money Makeover.
• Decide to live smarter at the Smart Conference.
• Never worry about money again with Financial Peace University.
• Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired. 

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• EveryDollar: https://goo.gl/j2acMb
• The Total Money Makeover: https://goo.gl/jNEJM9
• Smart Conference: https://goo.gl/FaeVAg
• Retire Inspired: https://goo.gl/LL1RMU
• Financial Peace University: https://goo.gl/Ui6MDT

Dave answers questions from across America about your life and your money. Twitter: Dave responds to a question on Twitter asking how to calculate how long it will take to get out of debt. Follow @DaveRamsey on Twitter to post your own question for Dave! Featured call: A healthcare educator in Minnesota calls Dave to thank him because they were able to withstand an unexpected job loss after paying off $97,000 in debt: "If you had asked me a week ago I would have told you I have he most secure job there is . . . I've got a 2-year-old and a 1-year-old and a wife at home, and we would all be terrified, but we're going to be okay."

Also Mentioned on the Show:

• Budgeting just got easy with EveryDollar!
• Never worry about money again with Financial Peace University.

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• EveryDollar: https://goo.gl/j2acMb
• Financial Peace University: https://goo.gl/Ui6MDT

Retirement expert Chris Hogan answers questions from across America about your life and your money. Featured call: A Marine in North Carolina wants to know if it's a smart idea to cash out a 401(k) to pay down debt. Listen as Chris explains the best way to attack debt and build wealth. 

Get Out of Debt:

• Attack debt and build wealth with EveryDollar!

Want to Hear More From Chris Hogan? 

• Listen to The Chris Hogan Show.
• Read Retire Inspired: It's Not An Age; It's a Financial Number
• Attend the Smart Money event to see Chris in person.
• You Can Become an Everyday Millionaire. Read Everyday Millionaires to learn how to create a solid plan for your money.
• Watch Chris on YouTube and subscribe!    

Also Mentioned on the Show:

• Find a top real estate agent near you.
• Dave's Hiring! Check out these opportunities to work at the best place in Nashville!

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• ELP Real Estate: https://goo.gl/Cu4CRr
• The Total Money Makeover: https://goo.gl/jNEJM9
• EveryDollar: https://goo.gl/j2acMb
• Everyday Millionaires: https://goo.gl/Y6hgd4
• Retire Inspired: https://goo.gl/LL1RMU
• Smart Money: https://goo.gl/gbef8X
• The Chris Hogan Show: https://goo.gl/Rc7o13
• Dave's Hiring: https://goo.gl/19kxP3

Dave answers questions from across America about your life and your money. Debt-Free Scream: A family from Iowa visits the show to share how they paid off $80,000. Special Guest: Retirement expert Chris Hogan joins Dave in studio to discuss a millionaire study that destroys money myths that say the American Dream is dead.

Discover the Truth. You CAN Become a Millionaire:

• Discover how to build extraordinary wealth with the Millionaire Bundle.

Want to Hear More From Chris Hogan? 

• Listen to The Chris Hogan Show.
• Read Retire Inspired: It's Not An Age; It's a Financial Number
• Attend the Smart Money event to see Chris in person.
• You Can Become an Everyday Millionaire. Read Everyday Millionaires to learn how to create a solid plan for your money.
• Watch Chris on YouTube and subscribe!   

Also Mentioned on the Show:

• Learn seven, easy-to-follow steps that will help you get out of debt with The Total Money Makeover.
• Never worry about money again with Financial Peace University.
• Find out how to become a millionaire with Everyday Millionaires.
• Budgeting just got easy with EveryDollar!
• Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired.
• Reconnect and realign the goals of your relationship and your finances at our Money & Marriage Event.
• You CAN become a millionaire. Discover how with the Millionaire Bundle.

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• Financial Peace University: https://goo.gl/Ui6MDT
• The Total Money Makeover: https://goo.gl/jNEJM9
• Everyday Millionaires: https://goo.gl/Y6hgd4
• EveryDollar: https://goo.gl/j2acMb
• Smart Money Event: https://goo.gl/gbef8X
• Retire Inspired: https://goo.gl/LL1RMU
• Business Boutique Event: https://goo.gl/AMXNfq
• Millionaire Bundle: https://goo.gl/VwqqE6

Dave answers questions from across America about your life and your money. Debt-Free Scream: A "weird" family in Oklahoma visits the show to share how they paid off their mortgage!

Be Weird. Budget With EveryDollar: 

• Create your first budget in just 10 minutes with EveryDollar!

Also Mentioned on the Show:

• Get expert real estate help from an ELP.
• Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired.

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• Real Estate ELP: https://goo.gl/Cu4CRr
• EveryDollar: https://goo.gl/j2acMb
• Retire Inspired: https://goo.gl/LL1RMU

Dave answers questions from across America about your life and your money. Debt-Free Scream: A newlywed couple from Colorado calls the show to share how they paid off over $74,000 in 13 months! Dave Rant: "Crap—4th grade math will get you out of debt . . . how hard is this?!" 

Also Mentioned on the Show:

• Choose your best business idea with Business Boutique Bootcamp.
• Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired. 

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• Retire Inspired: https://goo.gl/LL1RMU
• Business Boutique Bootcamp: https://goo.gl/8s2Fdb

Dave answers questions from across America about your life and your money. The key to taking control of your finances is budgeting. Know exactly what you're bringing in and what you're spending so you can start telling your money what to do! 

Also Mentioned on the Show:

• Budgeting just got easy with EveryDollar!

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• EveryDollar: https://goo.gl/j2acMb

Dave answers questions from across America about your life and your money. Featured call: A homeschool dad in Chicago has two brand-new high school graduates and wants advice on how to pay cash for college. Listen as Dave gives personal insight on how he paid for school and what you can do to build character and get a debt-free education: "The goal here is: be SMART people. The goal is not the college experience." Everyday Millionaire: Dave interviews a veteran from North Carolina who "got rich slowly" by living on less than he made and saving! Debt-Free Scream: A couple in Wisconsin calls the show to share how they paid off $30,000 in just one year and yell, "We're DEBT-FREE!"  

Also Mentioned on the Show:

• Find out how to become a millionaire with Everyday Millionaires.
• Budgeting is easy with EveryDollar!
• Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired. 
• Get out of debt with a proven seven-step plan in The Total Money Makeover.
• Get help with your investments. Find a SmartVestor Pro!
• Find top real estate agents and save money!

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• Everyday Millionaires: https://goo.gl/Y6hgd4
• EveryDollar: https://goo.gl/j2acMb
• The Total Money Makeover: https://goo.gl/jNEJM9
• SmartVestor: https://goo.gl/W5QDi5
• Real Estate ELP: https://goo.gl/Cu4CRr
• Retire Inspired: https://goo.gl/LL1RMU

Dave answers questions from across America about your life and your money. Featured call: A caller from St. Louis tells Dave he thinks he can by-pass the proven "Debt Snowball" method by paying off his higher interest loans first. Listen as Dave explains why it's pointless to try to cheat the steps: "The power of focus far supersedes whatever forced discipline that you can create there." Debt-Free Scream: A family from Kentucky visits the show to share what motivated them to start their debt-free journey: "We had these payments piled up on the table and we had a whole lot of payments left at the end of our paychecks on a monthly basis. It was just an overwhelming fear of 'How am I going to be able to support my family?'"   

Also Mentioned on the Show:

• Learn the fastest way to get out of debt at Financial Peace University. 
• Budgeting is easy with EveryDollar!
• Help people win with money! Become an FPU Coordinator.
• Learn how to make smart decisions now to help you live your retirement dreams with Retire Inspired. 

Thanks for listening!

Using Google Play? Here are links to the resources mentioned above:

• Financial Peace University: https://goo.gl/Ui6MDT
• EveryDollar: https://goo.gl/j2acMb
• FPU Coordinator: https://goo.gl/zhrmcD
• Retire Inspired: https://goo.gl/LL1RMU