The Ramsey Show

The Ramsey Show

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    on Investing

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    Followers

  • Typical duration

    127 min

    per episode

  • If it hooks

    42%

    finish an episode

Based on Podcast App listening data

The Ramsey Show episodes

  • You’ll Always Live Paycheck-to-Paycheck Until You Have a Budget

    🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

    Jade Warshaw and Ken Coleman answer your questions and discuss:

    • "Should we sell our home to get out of debt?"
    • "I don't see how I can finish college without taking on more debt..."
    • "Should I sell my rentals?"
    • "Can I afford to retire now?"
    • "How do I pay off a 401(k) loan?"
    • "Should I take out a loan to speed up building my house?"
    • "How do I financially prepare to leave my husband?"
    • "Is it normal to have difficulties changing from using credit cards to cash?"
    • "How do I make a budget?"
    • "My ex-wife and I disagree on the purchase of our son's first car..."
    • "The sale of our family business went sideways and wiped out my retirement..."
    • "My car is totaled and I don’t have savings. Should I get a car loan?"
    • "Should I pursue a relationship with a man when I'm not sure I trust him financially?"

    • Next Steps:

      ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

      📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

      📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

      ⛰️ ⁠⁠Find out your Baby Step and get a plan for your money. ⁠

      💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

      📈 For help with investing, get connected with a SmartVestor Pro.

      📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠


      Connect With Our Sponsors:

      • Stop paying more and start shopping smarter at ⁠ALDI⁠.
      • Get 10% off your first month of⁠ BetterHelp⁠.
      • Go to ⁠Boost Mobile⁠ to switch today!
      • Learn more about⁠ Christian Healthcare Ministries⁠.
      • Get started today with⁠ Churchill Mortgage⁠.
      • Get 20% off when you join ⁠DeleteMe⁠.
      • Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
      • Find top health insurance plans at ⁠Health Trust Financial⁠.
      • Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
      • Visit⁠ NetSuite⁠ today to learn more.
      • For more information, go to ⁠SimpliSafe⁠.
      • Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.
      • Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
      • Visit⁠ Zander Insurance⁠ for your free instant quote today! 

      • Explore more from Ramsey Network:

        💸 ⁠The Ramsey Show Highlights⁠

        🧠 ⁠The Dr. John Delony Show⁠

        🍸 ⁠Smart Money Happy Hour⁠

        💡 ⁠The Rachel Cruze Show⁠

        💰 ⁠George Kamel⁠

        🪑 ⁠Front Row Seat with Ken Coleman⁠

        📈 ⁠EntreLeadership⁠


        Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

        ⁠Ramsey Solutions Privacy Policy⁠

        Learn more about your ad choices. Visit megaphone.fm/adchoices

        2 hr 9 min
      • Big Incomes Don’t Cancel Out Bad Decisions

        Dave Ramsey and George Kamel answer your questions and discuss:

        • "We're $500K in debt, can we afford new cars?”

        • "My girlfriend will lose her pension if we get married"

        • "How do we pay off $500k of medical debt?"

        • "Is there a limited amount of wealth available?"

        • "My husband keeps refusing to combine finances,"

        • "Should we usse our savings to pay off our student loans?"

        • Living paycheck-to-paycheck on $600K a year.


          Next Steps:

          ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.


          📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!⁠

          📚⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

          🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠

          💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


          Connect With Our Sponsors:

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          Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

          Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

          Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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          Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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          For more information, go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

          Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

          Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.

          Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today! 


          Explore more from Ramsey Network:

          💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

          📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


          ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy

          Learn more about your ad choices. Visit megaphone.fm/adchoices

          2 hr 6 min
        • Discipline Matters Most in the Hard Times

          🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠


          Dave Ramsey and Rachel Cruze answer your questions and discuss:

          • "How can I leave my husband when I have no job or savings of my own?"
          • "We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?"
          • "Can we afford to slow down paying off debt to be present with our kids?"
          • "How can I best use the inheritance I just received?"
          • "My husband just told me we are $60,000 in debt. How do we go about this wisely?"
          • "My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?"
          • "I just got fired, should I file for bankruptcy or consider a debt relief program?"
          • "How do I get my husband to take the plunge and buy us a house?"
          • "Is a budget set in stone or can it be revised once it's in play?"
          • "Should I lower my retirement contribution in order to pay off my house faster?"
          • "How do I help my mom who has $200,000 in debt and nothing saved for retirement?"

          • Next Steps:

            ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

            📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

            📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

            💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

            📚 ⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠

            ⛰️ ⁠⁠Find out your Baby Step and get a plan for your money. ⁠

            🤔 ⁠⁠Will an online will work for you? Take this quiz to find out⁠⁠


            Connect With Our Sponsors:

            • Stop paying more and start shopping smarter at ⁠ALDI⁠.
            • Get 10% off your first month of⁠ BetterHelp⁠.
            • Go to ⁠Boost Mobile⁠ to switch today!
            • Learn more about⁠ Christian Healthcare Ministries⁠.
            • Get started today with⁠ Churchill Mortgage⁠.
            • Get 20% off when you join ⁠DeleteMe⁠.
            • Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
            • Find top health insurance plans at ⁠Health Trust Financial⁠.
            • Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
            • Visit⁠ NetSuite⁠ today to learn more.
            • For more information, go to ⁠SimpliSafe⁠.
            • Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.
            • Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
            • Visit⁠ Zander Insurance⁠ for your free instant quote today! 

            • Explore more from Ramsey Network:

              💸 ⁠The Ramsey Show Highlights⁠

              🧠 ⁠The Dr. John Delony Show⁠

              🍸 ⁠Smart Money Happy Hour⁠

              💡 ⁠The Rachel Cruze Show⁠

              💰 ⁠George Kamel⁠

              🪑 ⁠Front Row Seat with Ken Coleman⁠

              📈 ⁠EntreLeadership⁠


              ⁠Ramsey Solutions Privacy Policy⁠

              Learn more about your ad choices. Visit megaphone.fm/adchoices

              2 hr 9 min
            • If You Don’t Stand for Something, Your Money Will Fall for Anything

              🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠


              Dave Ramsey and Jade Warshaw answer your questions and discuss:

              • "Should I accept my girlfriend's offer to pay off my debt?"
              • "Should we pay off debt with a baby on the way?"
              • "Can I put $200,000 I've received from a settlement in a bond?"
              • "I want to save money but my husband keeps getting us into credit card debt..."
              • "How do my fiancée and I tackle our $177,000 of debt?"
              • "We have almost $300,000 of student loan debt. How do we get out of this?"
              • "How do we plan for taking in our 3 grandchildren permanently?"
              • "Should I solicit my van for voluntary repossession?"
              • "Is it fair to ask my fiancé to save up now for when we get married?"
              • "I was evicted in January and now owe that apartment $12,000. Should I prioritize this in my debt snowball?"

              • Next Steps:

                ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

                📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

                📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

                📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

                ⛰️ ⁠Find out your Baby Step and get a plan for your money.

                💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠


                Connect With Our Sponsors:

                • Stop paying more and start shopping smarter at ⁠ALDI⁠.
                • Get 10% off your first month of⁠ BetterHelp⁠.
                • Go to ⁠Boost Mobile⁠ to switch today!
                • Learn more about⁠ Christian Healthcare Ministries⁠.
                • Get started today with⁠ Churchill Mortgage⁠.
                • Get 20% off when you join ⁠DeleteMe⁠.
                • Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
                • Find top health insurance plans at ⁠Health Trust Financial⁠.
                • Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
                • Visit⁠ NetSuite⁠ today to learn more.
                • For more information, go to ⁠SimpliSafe⁠.
                • Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.
                • Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
                • Visit⁠ Zander Insurance⁠ for your free instant quote today! 

                • Explore more from Ramsey Network:

                  💸 ⁠The Ramsey Show Highlights⁠

                  🧠 ⁠The Dr. John Delony Show⁠

                  🍸 ⁠Smart Money Happy Hour⁠

                  💡 ⁠The Rachel Cruze Show⁠

                  💰 ⁠George Kamel⁠

                  🪑 ⁠Front Row Seat with Ken Coleman⁠

                  📈 ⁠EntreLeadership⁠


                  ⁠Ramsey Solutions Privacy Policy⁠

                  Learn more about your ad choices. Visit megaphone.fm/adchoices

                  2 hr 6 min
                • A Proven Plan Beats A Quick Fix Every Time

                  🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠⁠⁠


                  Dave Ramsey and George Kamel answer your questions and discuss:

                  • "How much should I invest vs. put into savings?"
                  • "Should I sell my house to pay off debt?"
                  • "I've gambled away $50k in the last two months"
                  • "I'm $20k underwater on my car. What should I do?"
                  • "How do I tackle $200k in student loans?"
                  • "Should I borrow from my 401(k) to pay off high-interest debt?"
                  • "Am I being too intense paying off my house?"
                  • "How do we use disability income wisely?"
                  • "How do teachers become millionaires on a teacher’s salary?"
                  • "Is it financially time to consider rehoming our dogs?"
                  • "How do I talk to my wife about combining our finances?"
                  • "Should I lease a vehicle from my employer or buy my own?"

                  • Next Steps:

                    ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

                    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

                    💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

                    📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

                    ⛰️ ⁠⁠⁠Find out your Baby Step and get a plan for your money. ⁠⁠

                    📚 ⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠

                    🤔 ⁠⁠⁠⁠Will an online will work for you? Take this quiz to find out⁠⁠⁠⁠


                    Connect With Our Sponsors:

                    • Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠.
                    • Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠.
                    • Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
                    • Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠.
                    • Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠.
                    • Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠.
                    • Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
                    • Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠.
                    • Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠.
                    • Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more.
                    • For more information, go to ⁠⁠⁠SimpliSafe⁠⁠⁠.
                    • Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠.
                    • Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY.
                    • Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! 

                    • Explore more from Ramsey Network:

                      💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

                      🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

                      🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

                      💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

                      💰 ⁠⁠⁠George Kamel⁠⁠⁠

                      🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

                      📈 ⁠⁠⁠EntreLeadership⁠⁠⁠


                      ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠



                      Learn more about your ad choices. Visit megaphone.fm/adchoices

                      2 hr 8 min
                    • Stop Excusing Debt as a Dream

                      🎟️ The Ramsey Show Live Tour: Tell us where we should go next!


                      Dave Ramsey and Dr. John Delony answer your questions and discuss:

                      • "My wife and I aren't on the same page financially. At what point should I open a separate bank account that I can manage?"
                      • "I feel insecure only having $1,000 in my emergency fund while I'm in Baby Step 1..."
                      • "My husband hid credit card debt from me again. How do I protect myself from his out-of-control spending?"
                      • "Was taking out a $100,000 loan to buy cattle a bad idea?"
                      • "What should I do with my stock that has grown to $1.8 million?"
                      • "Should we accept a $100,000 gift from my parents?"
                      • "What's the best way to invest?"
                      • "I'll be graduating med school with over $200,000 of student loan debt. How do I pay them off while investing in a Roth?"
                      • "Is this trend of people selling their houses for RVs healthy?"
                      • "How do I repair my marriage and get out of debt?"
                      • "Should I confront my mother about using my 529 to pay for an exchange student's college instead of my tuition?"

                      • Next Steps:

                        ✔️ ⁠Help us make the show better. Please take this short survey.⁠

                        📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

                        💵 ⁠Start your free budget today. Download the EveryDollar app!

                        📱 Get episodes early in the free Ramsey Network app! 

                        🤔 Will an online will work for you? Take this quiz to find out

                        ✏️ Explore our high school personal finance and new economics curriculum.

                        📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!


                        Connect With Our Sponsors:

                        • Stop paying more and start shopping smarter at ALDI.
                        • Get 10% off your first month of BetterHelp.
                        • Go to Boost Mobile to switch today!
                        • Learn more about Christian Healthcare Ministries.
                        • Get started today with Churchill Mortgage.
                        • Get 20% off when you join DeleteMe.
                        • Go to FAIRWINDS Credit Union for an exclusive account bundle!
                        • Find top health insurance plans at Health Trust Financial.
                        • Use code RAMSEY to save 20% at Mama Bear Legal Forms.
                        • Visit NetSuite today to learn more.
                        • For more information, go to SimpliSafe.
                        • Use promo code RAMSEY for 18% off at The Nokbox.
                        • Get started with YRefy or call 844-2-RAMSEY.
                        • Visit Zander Insurance for your free instant quote today! 

                        • Explore more from Ramsey Network:

                          💸 The Ramsey Show Highlights

                          🧠 The Dr. John Delony Show

                          🍸 Smart Money Happy Hour

                          💡 The Rachel Cruze Show

                          💰 George Kamel

                          🪑 Front Row Seat with Ken Coleman

                          📈 EntreLeadership


                          Ramsey Solutions Privacy Policy

                          Learn more about your ad choices. Visit megaphone.fm/adchoices

                          2 hr 8 min
                        • You Don’t Have to Stay Broke

                          🎟️ The Ramsey Show Live Tour: Tell us where we should go next!


                          Rachel Cruze and Ken Coleman answer your questions and discuss:

                          • "I'm broke and overextended on my home,"
                          • "What should I do with a life insurance payout?"
                          • "How do I overcome my anxiety around renting?"
                          • "We're newly married and behind on our bills. How do we catch up?"
                          • "My fiancé wants me to use my savings to renovate his parents' home,"
                          • "Why do you encourage kids to move out at a young age?"
                          • "Should I focus on my or my wife's debt first?"
                          • "In our situation, can we combine finances before we get married?"

                          • Next Steps:

                            ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                            📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

                            💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                            ⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

                            📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

                            📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


                            Connect With Our Sponsors:

                            Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today!

                            Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!

                            Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                            Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more.

                            For more information, go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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                            🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                            🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                            💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                            💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                            🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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                            2 hr 9 min
                          • No Matter Your Income, You Have To Know Where Your Money Is Going

                            🎟️ ⁠⁠The Ramsey Show Live Tour: Get Your Tickets! ⁠


                            Dave Ramsey and Rachel Cruze answer your questions and discuss:

                            • "My mother-in-law owns a coin collection worth over $10,000. Where can we get it appraised for our inheritance?"
                            • "You have me convicted for being so reckless with my money. How do I clean up my financial situation?"
                            • "How do I tell my husband he can buy a $90,000 car?"
                            • "I've never made more than $40,000 a year. How do I increase my income?"
                            • "Should I ask my dad to cancel a credit card he took out to build my credit?"
                            • "How can I explain to my husband that his budget's too tight?"
                            • "Should I have my dad co-sign on my mortgage?"
                            • "How do I balance not seeing my kids while working Baby Step 2?"
                            • "At what point are you too greedy chasing money?"
                            • Next Steps:

                              ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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                              Explore more from Ramsey Network:

                              💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                              🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                              🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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                              💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                              🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                              📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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                              2 hr 8 min
                            • Solve for Peace Instead of Screwing Around With Debt

                              🎟️ ⁠⁠The Ramsey Show Live Tour: Get Your Tickets! ⁠


                              Dave Ramsey and Rachel Cruze answer your questions and discuss:

                              • "Should I invest into real estate instead of paying off my student loans?"
                              • "I'm drowning in debt and don't know what to do..."
                              • "Should I be allowed to spend $5-8,000/year on my sailboat when my wife says our kitchen needs remodeling?"
                              • "Are we obligated to give our dad money?"
                              • "Can we afford a $4,000 monthly mortgage payment?"
                              • "When and how do we give our kids access to the money they've earned on YouTube?"
                              • "My husband opened a credit card in my name and then passed away. Can I get out of this debt?"
                              • "I'm 38 and have nothing saved for retirement..."
                              • "Should we be investing more than 15% to compensate for my wife who's a stay-at-home mom?"
                              • "I drained my 401(k) to pay for my kids' college. I'm scared that I now have to start over with my retirement savings..."

                              • Next Steps:

                                ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                                📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

                                📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                🏠 Get organized and prepared to buy or sell a home.

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                                Explore more from Ramsey Network:

                                💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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                                2 hr 8 min
                              • Change Starts Today. Don’t Wait Till You’re 65 and Broke

                                🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!


                                Dave Ramsey and George Kamel answer your questions and discuss:

                                • "I'm 65 and I've never made good decisions with money, where should my focus be at my age?"
                                • "Is health insurance a bad investment for our family?"
                                • "I'm skeptical about combining finances with my spouse..."
                                • "Can I retire at 38?"
                                • "How much should I spend on an engagement ring?"
                                • "Should I use a debt relief company to pay off my gambling debt?"
                                • "What is the best way for a married couple to handle finances while running a business together?"
                                • "I'm 61 with no retirement savings and living in low income housing..."
                                • "How do I combine my emergency fund and investments with my future wife?"
                                • "How do I encourage my husband to get a job so I don't have to work two of them?"
                                • "Should I leave a PhD program that I have a full-ride scholarship for?"

                                • Next Steps:

                                  ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                                  📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠⁠

                                  💵⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  ☮️ Lead a Financial Peace University class.

                                  🤔 Will an online will work for you? Take this quiz to find out

                                  📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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                                  Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

                                  Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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                                  Explore more from Ramsey Network:

                                  💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

                                  📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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                                  2 hr 10 min

                                About The Ramsey Show

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                                The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on…

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