The Ramsey Show

By Ramsey NetworkBusiness Education Self-Improvement Investing

Ranking
1st
on Investing
Favorites
27,411
Followers
Typical duration
127 min
per episode
If it hooks
42%
finish an episode

Based on Podcast App listening data

The Ramsey Show episodes

April 29, 2025Budgeting Leads You out of Debt & Into Wealth
📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠
📱 Watch the full episode for free in the Ramsey Network app.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"My boyfriend doesn't want to work. Is this a dealbreaker?"

"Should I take out a loan to start a business?"

"When can I start enjoying my retirement nest egg?"

"Is my mom responsible for my dad's credit card debt?"

"I have buyer's remorse after buying a classic car. Should I sell it?"

"Should we sell our house and move in with my in-laws to pay off debt?"

"I'm about to receive a $400k inheritance. How do I invest it?"

"Can we use our investments to help our children or wait until they inherit it?"

Next Steps:
✅ ⁠Help us make the show better by taking this short survey!⁠
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠
✏️ ⁠Enter the Teacher Appreciation Giveaway⁠💵 ⁠Start your free budget today. Download the EveryDollar app!
🏘️ ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠
🎟️ ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠

🌱 Get 10% off your first month of⁠ BetterHelp⁠

📱Go to ⁠Boost Mobile⁠ to switch today!

🏥 Learn more about⁠ Christian Healthcare Ministries⁠
🏡 Get started today with⁠ Churchill Mortgage⁠

🔒 Get 20% off when you join ⁠DeleteMe⁠

🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!

🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY

⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠

💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠

💻 Visit⁠ NetSuite⁠ today to learn more

🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠

💵 Learn more about ⁠Timothy Plan⁠

🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY

🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:
💸 ⁠The Ramsey Show Highlights⁠
🧠 ⁠The Dr. John Delony Show⁠
🍸 ⁠Smart Money Happy Hour⁠
💡 ⁠The Rachel Cruze Show⁠
💰 ⁠George Kamel⁠
🪑 ⁠Front Row Seat with Ken Coleman⁠
📈 ⁠EntreLeadership⁠

⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 29 min
April 28, 2025Your Future Depends on What You Do Today
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"Am I being too harsh on my 18 year old?"

"Can we get a mortgage that will be 50% of my income?"

"Can you successfully build wealth without attending college?"

"Should I pause my debt snowball to buy an engagement ring?"

"I'm divorcing my husband at 19, how do I take care of my child going forward?"

"I'm going to owe $140,000 to the IRS, what's the best way to pay this off?"

Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🛒 ⁠Get your copy of Build a Business You Love today
🏘️ Find a Ramsey Trusted Real Estate Agent
💵 ⁠⁠Start your free budget today. Download the EveryDollar app!
🎟️ ⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi

🌱 Get 10% off your first month of BetterHelp

📱Go to Boost Mobile to switch today!

🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage

🔒 Get 20% off when you join DeleteMe

🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!

🥗 Save 15% on your first Field of Greens order with code RAMSEY

⛨ Find top Health Insurance Plans at Health Trust Financial

💸 To find out more about student loan refinancing, check out Laurel Road

💻 Visit NetSuite today to learn more

🗂️ Use promo code RAMSEY for 18% off at The Nokbox

💵 Learn more about Timothy Plan

🏛 Get started with YRefy or call 844-2-RAMSEY

🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 29 min
April 25, 2025Stop Messing Around & Follow the Plan That’s Proven To Work
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network. app

George Kamel and Jade Warshaw answer your questions and discuss:
"We're in the middle of a bankruptcy and now have $25k in home repairs,"

"Not having direct access to my savings scares me,"

"Is it okay to do my debt snowball out of order?"

"How can I help my adult son and daughter buy homes?"

"Should we pay down our house or wait until rates come down?,"

"Should I pay off my car or buy a hooptie?"

Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🏘️ Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi

🌱 Get 10% off your first month of BetterHelp

📱Go to Boost Mobile to switch today!

🏥 Learn more about Christian Healthcare Ministries

🏡 Get started today with Churchill Mortgage

🔒 Get 20% off when you join DeleteMe

🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!

🥗 Save 15% on your first Field of Greens order with code RAMSEY

⛨ Find top Health Insurance Plans at Health Trust Financial

💸 To find out more about student loan refinancing, check out Laurel Road

💻 Visit NetSuite today to learn more

🗂️ Use promo code RAMSEY for 18% off at The Nokbox

💵 Learn more about Timothy Plan

🏛 Get started with YRefy or call 844-2-RAMSEY

🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 30 min
April 24, 2025When Are You Going To Clean Up Your Financial Mess?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network. app

Dave Ramsey and Rachel Cruze answer your questions and discuss:
"My mother-in-law is threatening to sue us over a home they built on our property,"
"Should I pay to fix my car or have it voluntarily repossessed?"
"My boyfriend left me after finding out I'm pregnant. How do I prepare my finances?"
"My mom is being charged with federal embezzlement over an inheritance. What should we do?"
"My partner has massive amounts of credit card and student loan debt,"
"We bought a business and it's now failing. What should we do?"
"My fiancé and I are getting married next week and are dealing with financial issues from the North Carolina floods."
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
🏘️ Find a Ramsey Trusted Real Estate Agent

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 29 min
April 23, 2025Don’t Let Panic Influence Your Financial Decisions
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app

Ken Coleman & Jade Warshaw answer your questions and discuss:
"We are falling behind on Baby Step 2. Should we get a debt consolidation loan?"
"How do we help my father-in-law get out of debt?"
"Should we change our rate of retirement investing?"
" I completely trashed my credit and now I can't find a place to rent,"
"Everyone is telling me to file for bankruptcy, what should I do?"
"What should I do with my $200,000 inheritance?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
🏘️ Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 28 min
April 22, 2025Don’t Throw Away Your Long-Term Security for Quick Fixes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network. app

Dave Ramsey and Jade Warshaw answer your questions and discuss:
"We lost our paid off home to a fire recently and it was severely under insured..."
"I'm about to fall behind on my payments and I have no income. How do I get out of this situation?"
"I have collection agencies coming after me. How do I negotiate with them?"
"We were in Baby Step 7 but now find ourselves back in Baby Step 2. Where do we go from here?"
"Should I cosign my daughter's student loan?"
"Should we take a loan from our parents to buy a house instead of selling our bitcoin?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🏘️ Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 29 min
April 21, 2025You Can’t Borrow Your Way to Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Finish today's episode for free in the Ramsey Network app.

Rachel Cruze & George Kamel answer your questions and discuss:
"Should I sell my car to get out from under the payment I can't afford?"
"How do I get out from under medical, credit card and personal loan debt?"
"We are being told not to pay for a house in cash,"
"Is opening a 0% interest credit card ever a good idea?"
"My husband refuses to plan for retirement. How do I get him on board with a plan?"
"I'm currently $234,000 in debt. Should I stop going on family vacations?"
Next Steps:
💪🏻 Take George's Side Hustle Quiz
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
🏘️ Find a Ramsey Trusted Real Estate Agent

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 29 min
April 18, 2025Money Stress Isn’t Always About Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.

While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday!
Rachel Cruze & John Delony answer your questions and discuss:
‘My parents are threatening to kick me out?’
'My girlfriend moved in but doesn't have a job’
‘I took my brother's job after he got fired.’
‘Why am I jealous of other people's income?'
‘Living paycheck-to-paycheck making $300K’
‘I can't afford rent, what can I do?’
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🛒 Get your copy of Build a Business You Love today
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
🎥 Get your tickets for The Chosen Season 5!
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 26 min
April 17, 2025Wealth Magnifies Who You Already Are
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.

Dave Ramsey and John Delony answer your questions and discuss:
"How do I teach an 18-year-old to budget when they are surrounded by wealth?"
"I was the beneficiary of a life insurance payout. My family is now telling me I have to share"
"How do I pay off an engagement ring that I bought with a credit card?"
"My wife consistently overdrafts her bank account. How do I deal with this?"
"Should I prioritize building my emergency fund over retirement savings and paying off my home?".
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💼 EntreLeadership Summit: The Best Leadership Conference of 2025
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
🛒 Get your copy of Build a Business You Love today
🏘️ Find a Ramsey Trusted Real Estate Agent

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
🎥 Get your tickets for The Chosen Season 5!
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 28 min
April 16, 2025Stick to the Plan Even When It’s Tough
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Watch the full episode for free in the Ramsey Network app.

Dave Ramsey and Jade Warshaw answer your questions and discuss:
"A company wants to use my land for a solar farm. What questions should I be asking them?"
"Should we pay off my girlfriend's student loans or my mortgage first?"
"Is it necessary to at some point get a credit card? My mom says it is, but I want to think otherwise,"
"I'm trying to follow the Baby Steps and it's not working. What am I doing wrong?"
"My wife feels like our budget is too restrictive. How do we figure out how much fun money to have?"
"I have a high income but a lot of debt. Should I pay off commercial debt or personal debt first?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today
🛒 Get your copy of Build a Business You Love today!
💵 Start your free budget today. Download the EveryDollar app!

Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
🎥 Get your tickets for The Chosen Season 5!
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership

Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 28 min

About The Ramsey Show

From the publisher's feed

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on…