The Roots Podcast

Which of the five profit centers of real estate investing actually matters most — cash flow, appreciation, tax benefits, principal paydown, or the inflation hedge? Max and Tyler rank all five, defend their picks, and reveal where they disagree.

Off Leash Construction (instant inspection quote tool): https://offleashquote.com/

Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

#RealEstateInvesting #FiveProfitCenters #IndianapolisRealEstate #RootsRealtyCo #CashFlow #Appreciation #TaxBenefits #PrincipalPaydown #RentalPropertyInvesting #IndyInvestors #BuildWealth #HouseHacking #PassiveIncome #RealEstateEducation #RootsRanks

⏱️ Chapters:
0:00 — What are the 5 profit centers in real estate
1:13 — Tax Benefits
2:35 — Principal Paydown
3:49 — Cash Flow
4:56 — Work with Off Leash
5:25 — Inflation Hedging
6:15 — Appreciation
7:54 — Max's Picks

Ethan Fernhaber is one of Indianapolis's most respected multifamily real estate developers — and he started with a $20,000 double wide trailer.

In this episode of The Roots Podcast, Indianapolis developer Ethan Fernhaber breaks down how he scaled from single family homes to 5,000+ multifamily units across Indiana, how to make the jump from residential to commercial real estate, and what faith-driven investing actually looks like at scale.

If you're an Indianapolis real estate investor trying to understand multifamily investing, raise capital, or scale beyond single family — this one is required watching.

Here's what we cover:
• How Ethan went from a $20K estate sale to large apartment complexes (and what nearly broke him)
• The real roadmap from single family to multifamily real estate
• How to raise capital and structure your first commercial deal
• Why he employs formerly incarcerated individuals at 25%+ of his workforce — and why it works
• "Keep your chips on the table" — the compounding wealth philosophy that changed everything
• How purpose and assignment separate operators who scale from those who quit
───
👇 Ready to take the next step?

📩 STEP 1 – Stay in the loop
Newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Events: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

#IndianapolisRealEstate #RootsRealtyCo #RootsPodcast #MultifamilyInvesting #SingleFamilyToMultifamily #RealEstateInvesting #IndyRealEstate #CommercialRealEstate #RealEstateDeveloper #FaithBasedInvesting #RaiseCapital #PassiveIncome #ApartmentInvesting #RealEstateWealth #househacking 

Timestamps:
0:00 - Intro
1:15 - One Billboard in Indy
2:20 - Ethan's First Double-Wide Deal
5:27 - Single Family is Tough These Days
8:30 - Ethan's Journey to Being on Mission
14:40 - Employing Previously Incarcerated
18:00 - Max's Redemptive Story Inspired by Ethan
19:50 - Simplifying Commercial Real Estate
27:25 - How to Invest from Distance
30:50 - How to Raise Capital
36:24 - Ethan's Goals Going Forward
38:15 - Favorite Date Night Spot
39:19 - Fasting Changed His Life
41:47 - Why Indiana?

What do you do when your rental gets broken into, won’t sell, and you’re stuck between cashing out or doubling down? Midterm Rental, Longterm Rental, Sell the Property?

In this episode of The Roots Podcast, Max Moore puts co-host Tyler Lingle on the “real estate therapy couch” to break down a real Indianapolis rental dilemma:Sell at a number you don’t love? Long-term rent again? Try midterm furnished? Or pivot completely?

This is a masterclass in return on equity, seasonality, lease strategy, and why “right idea, wrong month” can cost you thousands.

👇 Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop

Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter

Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1

Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert adviceBook a free intro call with Max or Tyler:

Max: https://bit.ly/4fQMRmW

Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent

https://rootsrealty.co/buy/book-a-consultation

🎟️ Come to our next event: https://rootsrealty.co/events

🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us

Roots Realty Co: https://www.instagram.com/roots.realty.co/

Max Moore: https://www.instagram.com/maxxmoorre/

Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

#IndianapolisRealEstate #IndyInvestors #RentalProperty #MidtermRental #CashFlow #RealEstatePodcast #InvestInIndy #RootsRealtyCo

Are you considering a career in real estate and wondering what it takes to succeed? Breaking into real estate can be challenging, but with the right guidance, you can set yourself up for success. 

In this video, we'll share valuable agent tips and advice for new agents looking to get licensed and start their real estate career. Whether you're interested in wholesaling, flipping, or becoming a real estate broker, we'll cover the essential steps to achieve real estate success. 

With expert advice and realtor tips, you'll be well on your way to becoming a successful real estate agent or investor. So, if you're ready to take the leap and start your real estate journey, watch this video to learn what actually works in the industry and how to achieve your goals.

👇 READY TO TAKE THE NEXT STEP?

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

Helping a 22-year-old buy a house might sound impossible — but when you run the numbers, it’s often easier than people think.

In this episode of The Numbers Show with Max, Max Moore (Co-Founder of Roots Realty Co.) breaks down a real listener’s financial situation to show how a first-time buyer can purchase their first property in Indianapolis right now, not “someday.”

We walk through income, savings, student loans, lending strategy, and a realistic house-hacking plan that turns a starter purchase into a long-term real estate investing runway. This episode is for young professionals, first-time home buyers, and aspiring real estate investors who want clarity, not hype.

If you’ve ever asked:
 – “Can I afford to buy a house?”
 – “Should I wait or buy now?”
 – “How do people my age actually get started?”

This breakdown is for you.

👇 READY TO TAKE THE NEXT STEP?

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

In this episode, we break down the 5 most important steps you MUST take immediately after closing on a house hack. If you just bought your first house hack (or are planning to), this episode will help you avoid costly mistakes, protect your asset, and set yourself up for long-term wealth.

House hacking is one of the fastest ways to build wealth through real estate — but only if you execute correctly after closing. From avoiding mortgage fraud to setting up proper management systems, tenant screening, and repair reserves, this episode gives you the real-world playbook we wish we had when we started.

👇 Ready to take the next step?

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

⚠️ Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

In this episode of The Roots Podcast, we’re joined by Seth Wilcock, founder of Resolute Lending, to talk through how real estate investors should think about financing in today’s market.

Seth shares a lender’s perspective on DSCR loans, underwriting standards, and what actually drives loan approvals behind the scenes. We dig into common misconceptions investors have about debt, how lending decisions are made, and what matters most when you’re trying to grow a portfolio responsibly.

Reach out to Seth for any of your lending needs: https://www.resolutelending.com/seth

👇 Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: ⁠https://rootsrealty.co/join-roots-newsletter⁠
Subscribe on YouTube: ⁠https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1⁠
Come to our next live event: ⁠https://rootsrealty.co/events⁠

📅 STEP 2 – Get expert adviceBook a free intro call with Max or Tyler:
Max: ⁠https://bit.ly/4fQMRmW⁠
Tyler: ⁠https://bit.ly/3PMrJ6G⁠

🤝 STEP 3 – Get matched with an agent
⁠https://rootsrealty.co/buy/book-a-consultation⁠

🎟️ Join the Next Masterclass: ⁠https://bit.ly/roots-masterclass⁠
🌱 Come to our Next Coffee & Connect: ⁠https://bit.ly/roots-cofeeconnect⁠

📸 Follow Us
Roots Realty Co: ⁠https://www.instagram.com/roots.realty.co/⁠
Max Moore: ⁠https://www.instagram.com/maxxmoorre/⁠
Tyler Lingle: ⁠https://www.instagram.com/tyler_lingle/⁠

Disclaimer:This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

#RootsPodcast #RealEstateInvesting #IndyInvestors #DSCRLoans #MortgageLending #RealEstateFinance #IndianapolisRealEstate #PassiveIncome #RootsRealtyCo

Why does it take so long to close your first deal in real estate?
Struggling with getting traction as a new agent or investor? Wondering why your first deal feels years away—even though others seem to move fast?

In this episode of The Roots Podcast, real estate experts Max Moore and Tyler Lingle break down why most people stay stuck for far too long—and how the right structure, mentorship, and team can cut years off your real estate journey.

PLUS: Max and Tyler share real stories from inside Roots Realty Co.—including how agents like Kyle accelerated their growth by committing fully and becoming impossible to ignore.

Ready to take the next step? Follow the plan below:
📩 STEP 1 – Stay in the loop

Sign up for our newsletter:
https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube:
https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event:
https://rootsrealty.co/events

📅 STEP 2 – Get expert advice

Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Upcoming Events

Join the Next Masterclass:
https://bit.ly/roots-masterclass
Come to our Next Coffee & Connect:
https://bit.ly/roots-cofeeconnect

📸 Follow Us

Roots Realty Co:
https://www.instagram.com/roots.realty.co/
Max Moore:
https://www.instagram.com/maxxmoorre/
Tyler Lingle:
https://www.instagram.com/tyler_lingle/

Disclaimer:
This podcast is for educational and informational purposes only. Nothing discussed should be considered legal, tax, or financial advice. Always consult licensed professionals before making any real estate investment decisions.

#IndianapolisRealEstate #RealEstatePodcast #RootsRealtyCo
#RealEstateInvesting #FirstDeal #W2to1099
#Mentorship #RealEstateEducation #IndyInvestors

Entrepreneur burnout, real estate leadership pressure, faith in business, and work–life balance — if 2025 felt heavy, you’re not alone.

In this episode of The Roots Podcast, Indianapolis real estate leaders Max Moore and Tyler Lingle reflect on a year defined by burnout, rapid growth, and hard leadership lessons. They share how stepping away, slowing the pace, and refocusing on faith, family, and relationships reshaped both their business and personal lives.

Here’s what we cover:
- Navigating burnout while scaling a real estate team
- Making faith-driven decisions in business 
- Redefining success beyond income and production
- Leading people well without losing yourself

Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Come to our next event: https://rootsrealty.co/events
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

#IndianapolisRealEstate #RealEstatePodcast #EntrepreneurBurnout #FaithAndBusiness #Leadership #RootsRealtyCo

Indianapolis real estate, house hacking, first-time home buying, and leaving the W2 grind. In this Roots Podcast episode, teacher-turned-agent Kyle Hoffman breaks down why Indy is booming and how real estate changed his life.

Struggling with feeling stuck in a W2 job? Wondering if taking a leap into real estate—or investing in a growing city like Indianapolis—could actually change your life?

In this episode of The Roots Podcast, hosts Max Moore and Tyler Lingle sit down with Roots Realty Co. agent Kyle Hoffman to unpack his journey from the classroom to full-time agency—and why Indianapolis is still wildly underrated.

📞 Connect With Kyle
Book a Call: https://rootsrealty.co/about/kyle-hoffman
Instagram: https://www.instagram.com/khoffx/

PLUS: Real stories from the field, first-deal lessons, and why Kyle has become one of Roots’ go-to agents for first-time buyers and house hackers.

Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://rootsrealty.co/buy/book-a-consultation

🎟️ Come to our next event: https://rootsrealty.co/events
🌱 Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Timestamps
0:00 Intro
1:20 Restarting in Indy with $50k 3:24 One Free Billboard in Indy for a Week
4:26 Describe Indy in One Word
5:44 Undiscovered Indy Gems
8:36 From W2 to Entrepreneurial Freedom
13:25 How He Created Value in Real Estate
18:26 Teaching Parallels Real Estate
23:30 Finding Your Niche
26:45 Favorite Brunch Spot in Indy
28:24 One Habit That Has Changed Your Life
30:35 Area of Life You’re Focused on Growing

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

#IndianapolisRealEstate #RootsPodcast #HouseHacking #IndyInvestors #RealEstateCareers #MidwestRealEstate #FinancialFreedom #FirstTimeHomeBuyer #W2toEntrepreneur