Should you dip into your emergency savings to buy a car? In this episode, Jess and Brandon tackle this question from one of their listeners who is contemplating using their savings to purchase a $36K vehicle. They discuss the fine line between needs and wants, and why it's crucial to safeguard your emergency fund for actual emergencies. From car financing options to understanding how your credit score affects interest rates, to the benefits of shopping around for the best deals, this is an essential conversation for anyone facing similar financial dilemmas and aims to provide practical advice to help you make an informed car purchase decision without jeopardizing your financial security.

Schedule a FREE 30-minute introductory call with Brandon here: https://www.oakcityfinancial.us

Watch this episode in video form on YouTube: https://www.youtube.com/channel/UCP55O4Ku4dukHcK0kExhpcA

To apply to be a guest on the show, visit
https://www.thesugardaddypodcast.com/guests/intake/ 

If you’d like to leave us a question to be answered during future episodes, you can do so at:https://www.speakpipe.com/thesugardaddypodcast

You can email us at: [email protected]

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Do NFL cheerleaders truly impact revenue and fan engagement? Join us as we explore the broader financial and societal value of cheerleaders in the NFL. From merchandise sales to community appearances, Jessica and Brandon debate whether their contributions warrant a salary increase. Are they essential to the sport's success, or is their role underappreciated and undervalued? This thought-provoking conversation questions the necessity of increased pay, even considering whether the cheerleaders themselves are satisfied with their current compensation.

Schedule a FREE 30-minute introductory call with Brandon here: https://www.oakcityfinancial.us

Watch this episode in video form on YouTube: https://www.youtube.com/channel/UCP55O4Ku4dukHcK0kExhpcA

To apply to be a guest on the show, visit
https://www.thesugardaddypodcast.com/guests/intake/ 

If you’d like to leave us a question to be answered during future episodes, you can do so at:https://www.speakpipe.com/thesugardaddypodcast

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Buy us a coffee: https://buymeacoffee.com/thesugardaddypodcast

Please remember to subscribe, rate, and review.

Today's episode of the Sugar Daddy podcast tackles the colossal student debt crisis head-on. Student loan debt isn't just a personal issue; it affects society as a whole. From the disproportionate burden on Black and brown women to the unique struggles faced by those without four-year degrees. Jessica and Brandon dive into the demographics of this crisis. revealing how a 180% increase in college costs since 1980, coupled with stagnant wages, has left 43 million Americans drowning in debt. Drawing inspiration from Tiffany Aliche of the Brown Ambition podcast, who shares her insights from a congressional debriefing led by Elizabeth Warren, Jessica and Brandon dissect the predatory nature of student loans and debunk the myths surrounding student loan forgiveness.

Watch this episode in video form on YouTube: https://www.youtube.com/channel/UCP55O4Ku4dukHcK0kExhpcA

To apply to be a guest on the show, visit 

https://www.thesugardaddypodcast.com/guests/intake/ 

If you’d like to leave us a question to be answered during future episodes, you can do so at:https://www.speakpipe.com/thesugardaddypodcast

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him here: https://www.oakcityfinancial.us

Buy us a coffee: https://buymeacoffee.com/thesugardaddypodcast

Please remember to subscribe, rate, and review.

Notes from this episode:
Register to vote: https://vote.gov/

Brown Amibition Podcast - Student Loan Debt Relief: What You Need to Know

Ever wondered how to ensure your financial plan remains rock-solid, no matter who's in office? In this episode Jessica and Brandon discuss strategies to safeguard your finances against the unpredictability of political shifts. With President Biden stepping down from reelection, they break down the potential financial impacts and explain why a robust financial plan is crucial for weathering any political storm. Discover the importance of long-term investing and hear their take on why emotional reactions to political events can lead to poor financial decisions. This episode is packed with practical advice to help you achieve financial well-being, regardless of the political landscape.

Watch this episode in video form on YouTube: https://www.youtube.com/channel/UCP55O4Ku4dukHcK0kExhpcA

What would you do if you suddenly received a $600,000 settlement check? For Haley and Justin Brown-Woods, hosts of the "Price of Avocado Toast" podcast, it was the beginning of a journey from windfall to wake-up call. After blowing through $600K they also found themselves in $220,000 in debt. Tune in as they disclose their earliest money memories, shaped by a scarcity mindset, and the emotional whirlwind that accompanied managing such a large sum of money. They share how these experiences propelled them toward becoming advocates for financial education, and led to a new career as financial coaches, helping their clients pay off more than $2 Million dollars. This is a conversation you won’t want to miss  

Watch this episode in video form on YouTube: https://www.youtube.com/channel/UCP55O4Ku4dukHcK0kExhpcA

To apply to be a guest on the show, visit 
https://www.thesugardaddypodcast.com/guests/intake/ 

If you’d like to leave us a question to be answered during future episodes, you can do so at:https://www.speakpipe.com/thesugardaddypodcast

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him here: https://www.oakcityfinancial.us

Buy us a coffee: https://buymeacoffee.com/thesugardaddypodcast

Notes from the show: https://www.priceofavocadotoast.com

https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266

https://twitter.com/priceavocado

https://www.instagram.com/priceofavocadotoast/

https://www.facebook.com/priceofavocadotoast

https://www.youtube.com/@priceofavocadotoast9115

https://www.tiktok.com/@priceofavocadotoast

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Notes from this episode:

Connect with David Cain:
(803) 261-9267
[email protected]
Website
NMLS: #283753
Resource Financial Services
708 Lady St, Columbia, SC 29201

*This episode originally aired on June 1, 2023

In loving memory of Reverend Sharonda Coleman-Singleton. 

Content Warning: This episode makes reference to the Charleston, SC shooting in 2015. 

In this very special episode, Jessica and Brandon sit down with Chris Singleton, whose mother was murdered in a racially motivated mass shooting in Charleston, SC on June 17, 2015. They discuss  tragedy, loss, grief, recovery and triumph. Learn how Chris turned his pain into fuel, to become an inspirational speaker and best-selling author, who has shared his message of unity and racial reconciliation with NFL and NBA teams as well as Fortune 500 companies across the country. They dive into his family and financial goals, how he is achieving them, and how he is pursuing his dreams to make his mother proud. This is a powerful conversation you won’t want to miss! 

To apply to be a guest on the show, visit