The Sugar Daddy Podcast

By The Sugar Daddy PodcastBusiness Entrepreneurship Investing

The Sugar Daddy Podcast episodes

July 16, 202597: How to Pick a Credit Card That Actually Works for You
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Still swiping your debit card? You could be earning serious rewards instead. In this episode, Jessica and Brandon unpack how they use credit cards as intentional tools to build value—whether that’s free travel, cashback, or everyday perks that actually make life easier.
They explain how to choose cards based on what you’ll actually use, not what sounds flashy. For Jessica and Brandon, travel rewards are the priority—like the $1,500 they saved on a family trip to Panama using points from just one card. But if your goal is cashback on groceries, covering streaming services, or maximizing gas rewards, they show you how to pick the right card to match your lifestyle.
You’ll learn:
How they narrow down 10+ cards to just 2-3 for daily use
Why choosing flexible rewards beats loyalty to airlines or hotel chains
How to get the most value from annual fees (and when to avoid them)
The starter card features that matter for beginners
A game-changing tip for military members to access premium perks for free
If you’re ready to stop spending blindly and start making your money work for you, this episode breaks it all down—without the jargon. Press play and learn how to pick a card that actually pays you back.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Visit Straight to the Points
Follow Straight to the Points on Instagram
Connect with Spencer Howard on LinkedIn
Kara’s Website
Kara’s Instagram
Kara’s Facebook
Kara’s YouTube
Kara’s 90 Min YouTube Rewards Course
Capital One Venture referral link
American Express Delta Platinum referral link
Discover IT referral link
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
21 min
July 09, 202596: Spencer Howard on Unlocking Luxury Travel Through Credit Card Strategy
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What if luxury travel wasn’t just for the 1%? In this episode, travel rewards expert Spencer Howard reveals how everyday spending can unlock first-class flights, champagne service, and global adventures—without going into debt.
You’ll learn:
The 3 strategic approaches to credit card rewards (and which one fits your lifestyle)
How to maximize point value by avoiding the biggest rookie mistake
Why premium cabins aren't just comfortable—they’re career-building
Whether you're a points newbie or a seasoned collector, Spencer breaks down exactly how to travel better, smarter, and often for (almost) free. This isn’t your average “use a travel card” advice—this is the real playbook.
Ready to upgrade your next trip? Press play and get started.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Visit Straight to the Points
Follow Straight to the Points on Instagram
Follow Spencer Howard on X
Connect with Spencer Howard on LinkedIn

Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
55 min
July 02, 202595: How to Build and Defend Your Credit Like a Pro
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Think your credit score is just a number? Think again. In this episode, Jess and Brandon break down the five key components of your FICO score—and why they matter more than you think.
Learn how to:
Boost your score with smart, strategic moves (not guesswork)
Avoid the myths that hurt more than help
Protect yourself from identity theft with simple, overlooked security steps
Your credit score doesn’t define you—but it does impact your financial options. Tune in to take control of your credit and open doors to better rates, approvals, and opportunities.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Experian
Equifax
Transunion
Free Credit Report
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
30 min
June 25, 202594: Is Putting Medical Bills on a Credit Card a Mistake?
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Medical debt affects over 100 million Americans, but many don't realize the financial consequences of how they choose to pay it. In this episode, Jessica and Brandon break down why using a credit card for medical expenses can turn a manageable bill into long-term financial damage.
You’ll learn:
The key differences between medical debt and consumer debt—and why it matters
How credit card payments erase crucial protections for medical bills
Smarter ways to handle unexpected medical expenses
Whether you're navigating a surprise bill now or planning for future care, this episode equips you with the knowledge to protect your credit, reduce costs, and avoid common traps in the U.S. healthcare system.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.

Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
30 min
June 18, 2025 93: Writing Our Own Rules: Details of our Post-Nuptial Agreement
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Most couples unknowingly agree to their state’s version of a prenup when they sign a marriage license. But what if you could rewrite the rules to actually reflect your values?
In this episode, Jess & Brandon share why they created a post-nuptial agreement after nine years of marriage—not as a plan for divorce, but as a blueprint for how they handle money, co-parenting, and conflict with intention.
They walk through how they worked with attorney Aaron Thomas to build a post-nup that protects their family, outlines their financial responsibilities, and brings them closer—not further apart.
This is the conversation every couple should have—but most don’t. Listen in and find out how designing your own rules can bring more clarity, connection, and peace of mind to your marriage, and why protecting your assets “just in case” can help you feel more confident than ever in your relationship.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Episode 78: Why We Decided on a Post-Nuptial Agreement
Episode 28: Love, Money and Law: A Deep Dive into Prenuptial Agreements with Aaron Thomas
Aaron Thomas, Founder of Prenups.com
Book your free 30 min consult with Prenups.com

Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
44 min
June 11, 2025 92: From Undocumented to Financially Free: Charly Stoever’s Money Journey
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*This episode contains profanity and may not be suited for children under age 13
Charly Stoever has worn many hats—undocumented immigrant, stockbroker, money coach, and global adventurer. In this raw and inspiring conversation, they unpack how a childhood shaped by financial uncertainty led to a life of intentional wealth-building.
From a full ride to Wellesley to living on Peace Corps stipends, Charly eventually found their money “aha moment” in a simple stock market chart—leading to a career in finance and a mission to help LGBTQ+, BIPOC, and neurodivergent high earners build passive income.
We talk identity, financial trauma, wellness, and why pet-sitting your way through 36 countries might just be a genius wealth strategy. Charly’s advice is as bold as it is practical: “If you can fully fund happy hour, you can fully fund your 401k.”
This episode is a blueprint for building wealth on your own terms—especially if you’ve never had a safety net.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Connect with Charly and visit their website
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
47 min
June 04, 2025 91: APR, APY, WTF? The Jargon That’s Keeping You Broke
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Financial jargon isn’t just annoying—it’s expensive. Banks bank on the fact that most people don’t really know what terms like APR, APY, and amortization actually mean. That confusion? It could be costing you thousands.
This episode breaks down the alphabet soup of money terms that keep smart, successful people stuck.
No jargon. No fluff. Just the knowledge banks hope you never Google.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Credit Card Payoff Calculator
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
34 min
May 28, 202590: Rewriting Your Money Story with Financial Therapist Wendy Wright
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Your money story isn’t just about numbers—it’s about emotions.
In this powerful episode, financial therapist Wendy Wright unpacks why 80–90% of our financial decisions are emotionally driven—and how your earliest money memories are likely still shaping your current habits.
You’ll learn:
How to spot hidden money patterns rooted in childhood
A simple reframe that helps couples stop fighting about "money"
Why debt often triggers shame—and what to do about it
How to start healing your relationship with money, without judgment
If you’ve ever felt overwhelmed, ashamed, or stuck when it comes to finances, this conversation will leave you feeling seen—and empowered.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Explore Wendy’s Website
Connect with Wendy on Instagram
Connect with Wendy on LinkedIn
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
55 min
May 21, 2025 89: Money and Mental Health: How Finances can Affect Your Wellbeing
Send us Fan Mail
May is Mental Health Awareness Month—and Jess and Brandon are talking about one of the biggest, most ignored triggers of anxiety and depression: money stress. Financial pressure doesn’t just hurt your bank account—it hijacks your sleep, your self-worth, and your ability to think clearly.
In this episode, they unpack the debt-stress spiral, why even high earners aren’t immune, and how shame keeps so many people silently suffering. If you’ve ever avoided your account balance or felt like you’re failing at “adulting,” this one’s for you.
Money problems aren’t a character flaw—and support is available. Let’s talk about what healing actually looks like.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
35 min
May 14, 2025 88: How Financial Advisors Help With Real Life—Not Just Your Portfolio
Send us Fan Mail
Think financial advisors just pick stocks? Think again. In this episode, Jess and Brandon unpack what really makes an advisor invaluable—hint: it’s not yelling into phones like Wolf of Wall Street.
From planning maternity leave and budgeting for braces to navigating tough talks with aging parents, great advisors help you make money decisions that align with your life, not just your portfolio. And sometimes? Their job is reminding you it’s okay to spend the money you’ve saved.
If you want peace of mind, not just performance, this episode is your guide to what good financial advisors actually do—and why it might be time to rethink what that relationship could look like.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Get a $5 month for Point.Me our favorite way to find the best flights
Get 50% off of Monarch Money for one year with this link
Subscribe to The Sugar Daddy Podcast newsletter
Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together!
Head over to our YouTube channel to catch this episode in full video form.
You can also email us at: [email protected]
Connect with us on Instagram
We’re most active over at @thesugardaddypodcast
Chat with Brandon
Want to work together? Learn more about Brandon
Book a free 30-min call to see if it's a fit.
Show us some love, hit subscribe, leave a five star rating, and drop a quick review!
Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...
21 min