If you're under age 40 and saving to become financially independent, the ultimate strategy for you to understand is Lifecycle Investing.

It has worked 100% of the time in the last 150 years and increased portfolios at retirement by an average of 63%.

Results are so consistent because it reduces one of your biggest financial risks, "Last Decade Risk".

Lifecycle Investing is not for everyone, but understanding the concept can change your entire approach to managing your money.

Listen to my latest podcast episode to find out:

• What is wrong with the traditional method of "bit-by-bit" saving.
• How do you avoid last decade risk?
• Why you should diversify across time.
• How Lifecycle Investing can reduce your retirement risk.
• How to allocate your investments with this strategy.
• The 3 stages of life with Lifecycle Investing.
• The 3 different ways to implement Lifecycle Investing.