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Most people pick the wrong loan for their assisted living deal… and it can cost them $100,000+ without even realizing it.
In this video, we break down the real differences between SBA 7A, SBA 504, and traditional commercial loans — including:
• How much you actually need to put down
• Which loan covers business + real estate costs
• Why some loans can cost you over $100,000 in fees
• And how to choose the RIGHT loan based on your deal
The truth? There is no “one-size-fits-all” answer — but there is a clear best option depending on your situation.
If you’re serious about building an assisted living business the right way, this video will save you time, money, and costly mistakes.
Want help structuring your deal and choosing the right loan?
Book a call with our team here: [INSERT LINK]
TIMESTAMPS
0:00 – Introduction: Why your loan choice matters
0:40 – Overview of loan options
0:45 – Commercial loans explained
3:26 – Why commercial loans aren’t ideal to start
5:02 – SBA 7A breakdown (best for most people)
7:56 – How leverage works (up to 90%)
9:09 – Why cash flow matters more than your income
12:19 – SBA 7A pros & advantages
15:39 – SBA 7A fees explained
17:42 – SBA 504 loans (when they make sense)
18:23 – 504 loan downsides (prepayment penalties)
22:22 – Combining 504 + 7A strategies
23:22 – Final breakdown: which loan should you choose?
25:48 – How to get started + next steps
By Brett Chotkevys5
1818 ratings
Most people pick the wrong loan for their assisted living deal… and it can cost them $100,000+ without even realizing it.
In this video, we break down the real differences between SBA 7A, SBA 504, and traditional commercial loans — including:
• How much you actually need to put down
• Which loan covers business + real estate costs
• Why some loans can cost you over $100,000 in fees
• And how to choose the RIGHT loan based on your deal
The truth? There is no “one-size-fits-all” answer — but there is a clear best option depending on your situation.
If you’re serious about building an assisted living business the right way, this video will save you time, money, and costly mistakes.
Want help structuring your deal and choosing the right loan?
Book a call with our team here: [INSERT LINK]
TIMESTAMPS
0:00 – Introduction: Why your loan choice matters
0:40 – Overview of loan options
0:45 – Commercial loans explained
3:26 – Why commercial loans aren’t ideal to start
5:02 – SBA 7A breakdown (best for most people)
7:56 – How leverage works (up to 90%)
9:09 – Why cash flow matters more than your income
12:19 – SBA 7A pros & advantages
15:39 – SBA 7A fees explained
17:42 – SBA 504 loans (when they make sense)
18:23 – 504 loan downsides (prepayment penalties)
22:22 – Combining 504 + 7A strategies
23:22 – Final breakdown: which loan should you choose?
25:48 – How to get started + next steps

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