At the age of 29, Toronto tech worker Ralph is making $115,000 a year. It’s a huge accomplishment, but there’s a caveat: he makes that working three different jobs. With goals to buy his own place, he also wants to know whether or not he can slow down a bit with work.

Host Evy Kwong speaks with financial adviser Jason Heath for recommendations.

All of our participants have been granted anonymity, and so we’ll be using voice actors for their quotes.