In an interview with Rachel Massey, SRA, AI-RRS, it is clear Rachel comes from a background of rich experience. So, she brings the perspective of an appraiser. For instance, she has been a reviewer. Rachel has worked with lenders in buy-back situations. She's been a screener for SRA candidates seeking their designations. She writes extensively on appraisal matters. (Full disclosure: Rachel and Tim have written articles together). Above all, she's a USPAP instructor. And she writes and teaches classes for the Appraisal Institute. As a result, Rachel is a recognized expert! In this interview with Rachel Massey, she tells us what reviewers look for in an appraisal. Therefore, she tells us what state investigators look for, too! Fannie Mae's 16 unacceptable appraisal practices? She knows them cold and explains them for us. Want to know how to recognize a functional obsolescence factor? Rachel explains it! Is misusing the 1004 form going to come back to bite appraisers? Rachel thinks it could. Moreover, she explains why! An interview with Rachel Massey is one you do not want to miss!

Riding a horse is supposed to be fun and a great way to relax!. But what can that have to do with real estate appraisal? As it turns out, more than you'd think! Tim Andersen, the Appraiser's Advocate, shares a life lesson. It is easy to get caught-up in your own comfort zone. To grow, you have to leave that comfort zone. You accomplish this by putting yourself into an uncomfortable situation. Is riding a horse leaving your comfort zone? It was for Tim! But, as this podcast shows, you'hear how Tim found a way to overcome that fear. He hopes you'll find this story humorous as well as uplifting! The purpose of this podcast is to give you reason to think critically about what you do everyday, how you do it, and why you do it. Because of the times we live in, change is inevitable. Some will resist it. Some will go along with it. And some will get ahead of the curve to benefit from it. Since change is inevitable, we must change as we journey into the future. The time to start that change is now! Thanks for listening! And remember that riding a horse is really fun - when you know how!

State investigator questions. What are they? How should appraisers answer them? Do they get at the truth? Or do they just incriminate the appraiser? These are all legitimate questions! So Tim Andersen, The Appraiser's Advocate, put them to Melissa Bond, appraiser and instructor extraordinaire. Melissa knows what these questions are. As a former state investigator, she asked appraisers those questions. She knows that the answers should be! Do you? Learn from the best! It is so easy to say something stupid in response to those questions. In this podcast, you'll learn what the state looks for. You'll learn that your answers lie in due diligence, proper analyses, and clear and precise writing. Don't stress your use of boilerplate, traditional answers, or your "...30 years of experience..."! Frankly, those are so unimportant as to be trivial! You're welcome!

Appraisers are essential. They bring to the table services nobody else has. An AVM can analyze a column of numbers. But that analysis indicates only price. The appraiser, though, states value. Is the lender lending too much? Is the buyer paying too much? Has the seller left some money on the table? To answer these questions, and others, is what appraisers do. Tim Andersen, The Appraiser's Advocate, considers these issues. Tim's podcasts are typically on appraisal issues. But sometimes you must leave your comfort zone. In this podcast, Tim does. He looks at the philosophical side of real estate appraisal. Why? Because appraisers are essential! To lead appraisers to the Big Picture. There is more to real estate appraisal than crunching numbers! There is critical thinking, too! Appraisers are essential! This podcast urges you to leverage that!

USPAP's definition of misleading leaves no wiggle-room at all! This definition, a new one for 2020, should open your eyes! First of all, it's very tightly-worded. Likewise, even a minor error becomes an ethics violation quickly. Furthermore, how will state appraisal boards interpret this new definition of misleading? Will those boards take into consideration the appraiser's intent? They can't take this into consideration!. Since this new definition does not allow for that, how can they? Similarly, what are the ramifications for the real estate appraisal industry? Seems like we appraisers may have a problem with this new definition! Tim Andersen, The Appraiser's Advocate, takes on the challenge! His advice? Finally, what does Tim suggest? Cover your assets! USPAP's definition of misleading is a game-changer! This new definition should scare all appraisers!

What are value, accuracy, and misleading when it comes to an appraisal and report? Can an appraisal be accurate? Can the appraiser's value conclusion ever be "right"? What is a misleading appraisal report? Tim Andersen, The Appraiser's Advocate, takes on these issues in that podcast. Thanks for listening!

Misleading appraisal reports are a potential problem! State appraisal boards routinely sanction appraisers when the appraiser's report is misleading. Tim Andersen, the Appraiser's Advocate, explains the differences between an appraisal report and a restricted appraisal report. These are areas confusing to some appraisers, so Tim clears up this confusion. Understand how and why these two reports differ so you'll avoid writing a misleading appraisal report. These differences can be subtle and may surprise you! Thanks for listening!

Woody Fincham, one of the gurus of Green real estate appraisal, is in the house! He has great information. Thanks for listening

Craig Morley, a savvy and well-connected appraiser, as well as the former Chair of the Utah Appraisal Board talks about C-19, changes in real estate appraisal we can anticipate, and takes a peak into the future from the Mexican crystal ball he has. Thanks for listening!

Yes, it's easy just to check the box. But Tim Andersen, the Appraiser's Advocate, describes to you the ins and outs of a proper Highest and Best Use analysis. Thanks for Listening!