New year, same you—and that’s more than enough.  This episode is all about striking the perfect balance between enjoying life’s little splurges (because, yes, you deserve them) and keeping your budget intact. We’re breaking down: <ul>
<li>Why January doesn’t need a “new you.”</li>
<li>How to treat yourself without wrecking your wallet.</li>
<li>The magic of a guilt-free splurge budget.</li>
</ul> It’s not about reinventing the wheel—it’s about small tweaks that make life better. You already know what works for you; we’re just here to help you recenter and spend smarter. Tune in now and kick off the year feeling financially grounded!

New year, same you—and that’s more than enough. This episode is all about striking the perfect balance between enjoying life’s little splurges (because, yes, you deserve them) and keeping your budget intact. We’re breaking down: Why January doesn’t need a “new you.” How to treat yourself without wrecking your wallet. The magic of a guilt-free splurge budget. It’s not about reinventing the wheel—it’s about small tweaks that make life better. You already know what works for you; we’re just here to help you recenter and spend smarter. Tune in now and kick off the year feeling financially grounded!

New year, same&nbsp;you—and that’s more than enough.&nbsp; This episode is all about striking the perfect balance between enjoying life’s little splurges (because, yes, you deserve them) and keeping your budget intact. We’re breaking down: <ul>
<li>Why January doesn’t need a “new you.”</li>
<li>How to treat yourself&nbsp;without&nbsp;wrecking your wallet.</li>
<li>The magic of a guilt-free splurge budget.</li>
</ul> It’s not about reinventing the wheel—it’s about small tweaks that make life better. You already know what works for you; we’re just here to help you recenter and spend smarter. Tune in now and kick off the year feeling financially grounded!

Treat Yo’ Self…But Within Reason

Do the words banking, finance, and money set off alarm bells when you hear them? Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia. 
Visit tandia.com for more information.

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Do the words banking, finance, and money set off alarm bells when you hear them? Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia. Visit tandia.com for more information.

Do the words banking, finance, and money set off alarm bells when you hear them?&nbsp;Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to&nbsp;including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia.&nbsp;
Visit&nbsp;tandia.com&nbsp;for more information.

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