Thanks to our sponsor, Capital One Cafe! Redeem a complimentary handcrafted beverage at your local Capital One Cafe using this link ☕

NO PURCHASE NECESSARY. Void where prohibited. Limited quantities. Food and beverages provided by third party.

Did you know that 12.6% of current US workers (19.2 million jobs) face high automation displacement risk?

In this episode of the Two Cents Podcast, Hannah and James break down which jobs are most at risk (and safest) from AI replacement and automation. Watch to find out!

Want to come to one of our LIVE events? Sign up below!

🫖 Boston 5/20 6 PM

🔔 Philadelphia 5/22 6 PM

🌸 Washington, DC 6/3 6 PM

🗽 New York City 6/5 6 PM

More resources:

👂 Got a story you want us to react to? Submit it here for a future episode: [email protected]

🔔 Subscribe for new Two Cents episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts

Chapters:

00:00 Upcoming Live Events

01:35 Hannah's Commencement Speech Experience

03:15 AI's Impact on Jobs Recently

06:09 SHRM Report

08:17 Which Work Sectors Are Most At Risk?

13:09 Should Content Creators Be Worried About AI Replacing Them?

18:44 Which Top 10 Jobs Are Safest From AI?

#salarytransparentstreet #paytransparency #salarytransparency #ai #aijobs #automation #aijobsatrisk #aiatwork

Thanks to our sponsor,  ⁨@capitalonecafe⁩! Redeem a complimentary handcrafted beverage at your local Capital One Cafe using this link! ☕ *NO PURCHASE NECESSARY. Void where prohibited. Limited quantities. Food and beverages provided by third party.

In this episode of the Two Cents Podcast, Hannah and James break down top recession indicators, from the obvious to the not-so-obvious (like men's underwear 👀).

We also cover a new AITA (Am I the A**hole) thread from Reddit, involving a fiancé dealing with his partner's hidden massive credit card debt. Did he call off the wedding? Watch to find out!

Want to come to one of our LIVE events? Sign up below!

🫖 Boston 5/20 6 PM

🔔 Philadelphia 5/22 6 PM

🌸 Washington, DC 6/3 6 PM

🗽 New York City 6/5 6 PM

More resources:

👂 Got a story you want us to react to? Submit it here for a future episode: [email protected]

🔔 Subscribe for new Two Cents episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on your preferred podcast platform

Chapters:

00:00 Thanks to our sponsor, Capital One Cafe!

00:20 Podcast Introduction and Announcements

00:49 Upcoming Events and Community Engagement

01:52 TikTok Live Experiences

04:36 Recession Indicators Discussion

14:48 The Lipstick Index Explained

15:23 The Nail Polish Index

15:42 Men's Underwear Index

16:33 The Diaper Rash Index

17:49 Local Shopping Benefits

18:37 The Garbage Indicator

19:10 Preparing for a Recession

20:27 Reddit AITA: Wedding Prenup Dilemma

24:34 Financial Transparency in Relationships

27:58 Conclusion and Upcoming Events

#TwoCentsPodcast #CapitalOnePartner #salarytransparentstreet #paytransparency #salarytransparency #twocentspodcast #twocentspod #twocents #recessionindicator #recession #aita #prenup

Thanks to our sponsor, Capital One Cafe! Redeem a complimentary handcrafted beverage at your local Capital One Cafe using this link!

NO PURCHASE NECESSARY. Void where prohibited. Limited quantities. Food and beverages provided by third party.

In this episode of the Two Cents Podcast, hosts Hannah and James dive deep into the world of ghostwriting with special guest Alice Lemee!

Alice, a seasoned ghostwriter and digital writing coach, shares her journey into the field, the financial highs and lows, and the nuanced opportunities and challenges of being a remote writer. She provides practical advice on securing clients, maximizing income, the impact of AI on the writing industry, the perks and difficulties of a nomadic lifestyle, the importance of networking, and strategies for budding writers to get started.

Want to learn more from Alice?

👉 Follow her on LinkedIn

✍️ Subscribe to her writing newsletter

🔗 Check out her website

📩 Send her an email: [email protected]

Additional Resources:

👂 Got a story you want our two cents on? Send it here

🔔 Subscribe for new Two Cents episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts

Chapters:

00:00 Introduction and Guest Welcome

00:39 Alice's Background and Journey into Writing

02:19 First Ghostwriting Gig and Early Career

04:36 Making Money as a Ghostwriter

10:18 Financial Realities and Hidden Costs

13:25 Perks and Challenges of Remote Work

17:19 Family and Social Dynamics

20:12 Thoughts on AI and the Future of Writing

23:46 Advice for Aspiring Writers

28:19 Conclusion and Where to Find Alice

#TwoCentsPodcast #CapitalOnePartner #salarytransparentstreet #paytransparency #salarytransparency #twocentspodcast #twocentspod #twocents #ghostwriter #ghostwriting #travelwriter #travelwriting

Redeem a free handcrafted beverage at your local Capital One Cafe using this link! *NO PURCHASE NECESSARY. Void where prohibited. Limited quantities. Food and beverages provided by third party.

In this episode, we’re filming at the Capital One Cafe in Rittenhouse to address comments from our interviews with Senators, and break down the total costs from our recent temporary move to Philly!

👂 Got a story you want us to react to? Submit it here for a future episode: [email protected]

🔔 Subscribe for new Two Cents episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts: https://bio.site/twocents

🐶 (Not Sponsored) We use Lemonade for all 4 of our pets' insurance, and genuinely like their service. You can learn more here: https://lemonade.com/r/hannahwilliams9

Chapters:

00:00 Introduction and Podcast Overview

00:11 Addressing Viral Interview Questions

01:39 Financial Transparency and Senator Salaries

03:35 Public Reaction and Misconceptions

10:02 Moving to Philly: Reasons and Experiences

12:47 Philly Living Costs Breakdown

17:21 Parking Woes in Philly

19:23 Exploring Philly's Food Scene

23:06 Unexpected Pet Expenses

28:32 Reflecting on the Philly Experience

30:34 Concluding Thoughts and Thanks

#TwoCentsPodcast #CapitalOnePartner #salarytransparentstreet #paytransparency #salarytransparency #twocentspodcast #twocentspod #twocents #movingcosts

Thanks to  ⁨@capitalonecafe⁩  for sponsoring this episode! Redeem a free handcrafted beverage at your local Capital One Cafe (on us!) using this link: https://coffree.capitalone.com/sms/?mc=IN&cid=4feattqe3s

*NO PURCHASE NECESSARY. Void where prohibited. Limited quantities. Food and beverages provided by third party.

In this one-on-one episode of Two Cents, we’re coming to you from the Capital One Café in Rittenhouse to dish on all things money + relationships!

First up, we unpack episode 1 of the newest Black Mirror season and the plot hole that left us scratching our heads and wondering, would we go into debt to avoid the inevitable?

Then, we dive into real Reddit stories about couples clashing over cash — from navigating income imbalances to a guy who BLOCKED his girlfriend for not lending him $1,000 (yep, you read that right).

We share our own experiences balancing income differences, building trust with money, and why financial transparency is the 🔑 to a healthy relationship.

👂 Got a story you want us to react to? Submit it here for a future episode: [email protected]

🔔 Subscribe for new Two Cents episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts

Chapters:

00:00 Free Beverage from Capital One Cafe

02:33 Black Mirror and Financial Struggles

09:20 Reacting to Reddit Stories: Pregnancy and Work

14:29 Navigating Financial Fluctuations in Relationships

15:52 Starting a New Relationship: When to Discuss Finances

17:23 Handling Financial Disparities in Relationships

22:16 Dealing with Financial Conflicts and Breakups

24:45 The Importance of Financial Compatibility

28:06 Conclusion and Viewer Engagement

#TwoCentsPodcast #BlackMirror #RelationshipAdvice #MoneyTalks #RedditStories #CapitalOnePartner #salarytransparentstreet #paytransparency #salarytransparency #twocentspodcast #twocentspod #twocents #commonpeople #redditposts #redditreactions

Thanks to Capital One Cafe for sponsoring this episode!

Redeem a free handcrafted beverage at your local Capital One Cafe (on us!) using this link. ☕ #CapitalOnePartner

Have you ever wanted to work for a social media channel? This wish came true for our content manager, Andrea (Drea)!

We sat down with Drea to learn about how she transitioned from finance to marketing, her prior roles in social media management, and what helped her 'shoot her shot' and come work with us! Drea shares key insights into the challenges and learning experiences of working in a startup versus a structured educational environment and what's next for her career goals.

💚 Follow Drea on Instagram

🔔 Subscribe for new Two Cents episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify, Apple Podcasts, and more

Chapters:

00:00 Get a free handcrafted beverage at Capital One Cafe

00:26 Meet Our Content Manager, Drea

00:50 Drea's Journey: From California to Georgetown

01:13 Switching Careers: Finance to Marketing

02:20 Joining The 2 Cents Team

05:25 Navigating Career Moves and Pay Transparency

09:28 Working Remotely and Compensation Insights

10:43 The Importance of Skills and Education

12:41 Discovering a Passion for Video Editing

13:22 Role at Salary Transparent Street

13:44 Daily Responsibilities and Creative Freedom

15:03 Differences Between Education and Startup Roles

17:11 Impact and Achievements in the Startup

17:48 Advice for Aspiring Content Creators

20:30 Future Goals and Personal Content Creation

22:57 Final Thoughts and Farewell

#salarytransparentstreet #paytransparency #salarytransparency #twocentspodcast #twocentspod #twocents #socialmediamanager #contentmanager #contentmanagement

Thanks to Capital One Cafe for sponsoring this episode! Redeem a free handcrafted beverage at your local Capital One Cafe using this link. Enjoy! ☕ #CapitalOnePartner

How does money impact our psychology and relationships?

We sat down with Manhattan-based psychiatrist, Dr. Judith Joseph, to learn about her journey from anesthesiology to psychiatry, her new book 'High Functioning: Overcome Your Hidden Depression and Reclaim Your Joy,' and the impact of financial stress on our mental health.

Dr. Joseph shares amazing insights with us on how to manage financial anxiety, cultivate joy in daily life, navigate money matters in relationships, and much more.

Want to learn more from Dr. Judith?

💚 Follow her on Instagram

💻 Check out her website

📖 Order Dr. Judith's book, 'High Functioning' here

Thanks for tuning in to the Two Cents Podcast!

🔔 Subscribe for new episodes every Tuesday

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts

Timestamps:

0:00 Get a free handcrafted beverage at Capital One Cafe

00:21 Meet Dr. Judith Joseph

01:04 Balancing Multiple Roles

02:11 Journey into Psychiatry

03:11 The Decision to Switch Careers

06:15 Advice for Career Changers

08:17 Residency and Early Career

11:12 Pay Transparency in Psychiatry vs. Anesthesiology

16:53 Financial Stress and Scarcity Trauma

18:16 Understanding Financial Anxiety and Job Decisions

19:09 The Impact of Money on Relationships

20:54 Addressing Financial Secrets in Relationships

24:37 Common Workplace Stressors and Anhedonia

27:34 'The Five Vs' for Finding Joy

31:50 Accessible Mental Health Tools and Resources

35:18 Where to Find More Information

#salarytransparentstreet #paytransparency #salarytransparency #twocentspodcast #twocentspod #twocents #drjudithjoseph #moneymindset #psychologytips

If you're a content creator and want to know more about these things...

• - When do I need an agent?
• - What does an agent help me with?
• - How does an agent get paid?
• - What's a standard vs. predatory split?

...this is the episode for you!

We sat down with our agents, Lissette Calveiro and Leslie Collins of Influence with Impact, to get you the scoop on the state of the creator industry, the importance of advocating for yourself, the benefits of (diverse) representation, key insights into navigating agency partnerships and fair compensation, and much more!

Whether you're a seasoned influencer or new to the space, this episode offers valuable knowledge on succeeding in the creator economy, and how to work with agents (representation).

🔔 Subscribe for new episodes every Tuesday!

📌 Connect w/ Influence with Impact on Instagram

👥 Connect with Lissette and Leslie

➡️ Follow Two Cents on Instagram and TikTok

🎧 Listen on Spotify & Apple Podcasts

Chapters:

00:32 Meet Influence with Impact

00:48 The Creator Industry Landscape

01:20 Lisette's Journey to Influence with Impact

02:19 Leslie's Background and Role

04:27 Starting Influence with Impact

07:09 Addressing Representation and Pay Gaps

13:17 Agency Challenges and Business Management

18:51 Team Culture and Profit Sharing

25:02 Advice for Small Creators

26:09 Negotiating with Brands: Knowing Your Worth

26:31 Understanding the Role of Agencies in Influencer Marketing

27:44 Agency Fees and Payment Structures

28:06 When to Hire a Manager as a Small Creator

30:23 The Importance of Representation and Setting Boundaries

32:39 Red Flags in Agency Contracts

37:32 Exclusive vs. Non-Exclusive Agency Agreements

44:57 Tracking Agency Performance and Transparency

47:23 How to Contact Influence with Impact

#salarytransparentstreet #salarytransparency #paytransparency #contentcreator #creatoragency #creatoragent #influencewithimpact #twocentspodcast #twocents #twocentspod

Welcome to Season 2 of the Two Cents Podcast!

This week, Hannah Williams and James Daniels interviewed Clay Simms (@TheCivDiv), a Marine Corps veteran who transitioned from the military to the federal service and is now a full-time content creator.

We discuss the impact of recent federal layoffs on veterans and the US workforce, the disparity between contractor and federal pay, and his successful transition to making videos for the veteran community on YouTube.

Let us know your two cents in the comments! Have you been affected by federal layoffs? Would you make the switch to YouTube if you could?

🔔 Subscribe for new episodes every Tuesday!

📌 Watch Clay's videos  ⁨@TheCivDiv⁩ 

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts: https://bio.site/twocents

Chapters:

00:00 Introduction and Special Guest Announcement

00:42 Military Background and Friendship

01:51 Transition to the Federal Sector

02:34 Contractor to Federal Employee

04:03 Pay Differences and Federal Workforce

06:50 Content Creation Journey

08:15 Decision to Leave Federal Job

10:23 Impact of Layoffs and Future Plans

15:18 Unexpected Layoffs in the Federal Workforce

15:59 Impact on Veterans and Federal Employees

16:46 Personal Reflections on Leaving the Workforce

19:36 Advice for Veterans Facing Layoffs

22:19 Government Support for Veterans

25:26 Future Plans and Content Creation

30:18 Final Thoughts and Farewell

#twocentspodcast #federallayoffs #governmentjobs #doge #federaljobs

This week on Two Cents, we're dropping a special bonus episode! Our amazing editor Amanda is on a well-deserved vacation, but we still wanted to show up for you all with an important discussion about women's sports. (Sorry it's audio only!)

We’re diving into whether the WNBA is doing enough to support its players—or if it’s actually holding women’s basketball back. With the rise of Unrivaled, a new 3-on-3 league founded by WNBA stars Napheesa Collier and Breanna Stewart, we can’t help but ask: are the WNBA the ops? 🧐

Plus, we have some exciting updates! Two Cents is moving to Tuesdays, and we’re bringing you new interviews with industry experts and key members of our team.

Let us know your thoughts in the comments! Should WNBA players consider a lockout? Are leagues like Unrivaled the future of women’s basketball?

🔔 Subscribe for new episodes every Tuesday!

📌 Watch Unrivaled’s Playoffs & Finals on TNT & Max

👥 Follow us on Instagram and TikTok @twocents.sts

🎧 Listen on Spotify & Apple Podcasts

Timestamps:

0:00 - Welcome to a Bonus Episode!

1:32 - Exciting Podcast Updates: Two Cents Tuesdays!

4:15 - The WNBA: Is It Helping or Hurting Women’s Basketball?

6:22 - Unrivaled: A League Built For Players, By Players

9:45 - Unrivaled Players Make More Than WNBA Stars

12:10 - WNBA Teams Practicing in Public Rec Centers?!

14:38 - The Washington Mystics and Performative Support

18:55 - The WNBA’s History of Bad Ownership

21:30 - Should WNBA Players Consider a Lockout?

24:10 - How to Watch Unrivaled’s Playoffs & Finals

#twocentspodcast #wnba #womensbasketball #unrivaled #basketballnews