In today's episode of  Santam Insure Your Future Money Bootcamp, Maya and I focuse on responsible credit use, offering insights into budgeting, borrowing, and distinguishing between good and bad debt. We provide a comprehensive guide to understanding and managing debt. Enjoy

In today's episode of Santam Insure Your Future Money Bootcamp, Maya and I focuse on responsible credit use, offering insights into budgeting, borrowing, and distinguishing between good and bad debt. We provide a comprehensive guide to understanding and managing debt. Enjoy

In today's episode of&nbsp; Santam Insure Your Future Money Bootcamp, Maya and I focuse on responsible credit use, offering insights into budgeting, borrowing, and distinguishing between good and bad debt. We provide a comprehensive guide to understanding and managing debt. Enjoy

Using credit responsibly

Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a&nbsp;BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures. This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you. Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control. If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures. Let’s learn, grow and thrive—together.

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Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures. This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you. Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control. If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures. Let’s learn, grow and thrive—together.

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Using credit responsibly

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