In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting.

Eight (8) Common Struggles:

• Lacking goals and direction
• Tracking tool or method
• No element of fun
• Not spending enough time
• Not being flexible
• Not being realistic
• Not including partner/spouse
• No accountability

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation.

Specifically we’ll focus on:

• How to avoid being financial fragile
• A different look at savings
• How to create “emergency fund” savings
• Preparing for a solid financial future

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels

Specifically we’ll focus on:

• The 7 Levels of Financial Freedom
• Definition of Each Level
• Action Steps to Move to the Next Level
• Determining What Financial Freedom Means To You

If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey.

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Caregiving Chronicles: Stories of Financial and Physical Care

In today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey.

To connect with Danielle follow these links:

https://twitter.com/Daniellemiula

https://www.linkedin.com/in/danielle-miura/

https://spark-fin.com/

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

In today’s episode there are two questions we will be discussing and answering for you today. 

What is debt and what is debt management? 

Specifically we’ll focus on:

• Tips to manage your debt
• You choose that the payment will work
• How much debt to take on
• What types of debt
• What “things” are you willing to purchase with credit

We’ll also talk about a few life challenges we may have to deal with if we are too complacent about debt.

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are: 

• All debt is bad 
• Debt should be avoided at all costs
• Debt is forever. 

If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt.

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?” 

Specifically in this episode, we’ll cover:

• How to stop letting debt keep us financially stuck 
• What is a debt driver?
• How to view the true problem with our debt

Listen to episode 5 to answer the question - Do I save or pay off debt first?

Listen to episode 15 where I cover 5 different strategies to help you create a debt payoff plan

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations. 

• Soul Based Planning
• Saving for retirement “late” to the game
• Taxes in retirement and things we should know

Dee Dee Baze and Alphemita Financial Services

Connect with her on socials:

LinkedIn

Facebook

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision.

• Discover what negative thoughts may be holding us back
• How to restate those thoughts and commit to change 
• Why a money routine is essential
• Steps to take for a mindset journey 

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3)

Topics discussed:

• Where to start with your financial future
• What are goals and how do they help
• Creating specificity within those goals for action

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session