Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!

In this episode of the Wealthy After 40 podcast, my guest Erin Thompson, a financial freedom architect, shares her inspiring story of overcoming significant debt twice and offers insights on developing effective financial habits. 

Erin also delves into how she got into day trading and shares the basics of “safe” day trading with us. She emphasizes the importance of education, proper planning, and controlled risk. She highlights how day trading can be a viable path to financial growth for individuals looking for flexible, home-based financial strategies, particularly appealing to introverts and those with analytical minds.

00:36 Erin's Financial Freedom Journey

01:29 Overcoming Debt Challenges

03:48 The Concept of Budget Parties

04:41 Introduction to Day Trading

10:12 Day Trading for Beginners

13:34 Who Should Consider Day Trading?

21:03 Balancing Day Trading with Life

Be sure to connect with Erin!

Instagram

Penny Grower Group

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!

In this episode, I share the transformative journey of a client who initially struggled with shame and guilt around her spending habits. Having successfully saved her retirement nest egg, she was struggling with the fear of outspending that money. Her challenges: lack of organization with her money creating greater disconnect with money.

The discussion outlines the process of understanding her financial status, creating a budget tailored to her lifestyle, and implementing a values-based spending exercise. Through structured coaching and personalized financial strategies, the client transitioned from anxiety to empowerment, learning to align her spending with her life values and confidently manage her finances. 

01:41 Understanding Budgeting Challenges

04:18 Creating a Personalized Budget and Cash Flow System

06:05 Addressing Shame and Guilt Around Spending

07:38 Implementing Values-Based Spending

10:47 Empowering Financial Decisions and Stability

15:58 Action Steps for Viewers

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!

In this episode, I share all about my signature program, the Financial Freedom Accelerator. A 90-day coaching program designed to help you transform your retirement dreams into reality with financial confidence and purpose. 

I share all the benefits and features within the coaching container, specifically the program’s four key pillars: Dream Builder, Financial Strength, Retirement Roadmap, and Acceleration. 

This holistic approach not only addresses financial planning but also emphasizes the importance of a fulfilling and joyful retirement. 

00:52 Overview of the Financial Freedom Accelerator

01:54 The Importance of Retirement Beyond Finances

02:43 Creating a Fulfilling Retirement Plan

04:52 The Four Pillars of Retirement Mastery

07:27 Details of the Financial Freedom Accelerator Program

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!

This episode is about the importance of creating a personal ‘why’ for retirement and defining it with such clarity that you can’t help but focus on making it become a reality.

The episode shares personal experiences of setting retirement goals, working with clients to achieve financial freedom, and addressing gaps in traditional retirement planning that focus solely on money. 

01:28 Understanding the Importance of Your 'Why'

02:02 My Personal Journey to Retirement

04:51 Identifying Gaps in Retirement Planning

06:43 The Four Pillars of Retirement Planning

09:40 Action Steps to Create Your 'Why'

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!


In this episode, I welcome guest, Christopher Hensley, a financial advisor with over two decades of experience, to discuss the complexities of Social Security. 

We discuss factors affecting the best time to start claiming benefits, special considerations for those with pensions, and strategies for integrating Social Security into an overall retirement plan. 

Christopher also dispels common misconceptions about Social Security's future and provides actionable advice for maximizing benefits. Listeners are encouraged to save diligently and plan for a secure retirement.

00:38 Understanding Social Security Benefits

01:06 Strategies for Claiming Social Security

02:11 Special Cases and Exceptions

03:12 Widow's Benefits and Survivor Strategies

04:37 Maximizing Social Security Benefits

08:59 Common Misconceptions About Social Security

12:28 Working After Retirement Age

15:49 Windfall Elimination and Government Pension Offset

20:38 Integrating Social Security into Retirement Plans

23:04 Final Thoughts and How to Connect


Connect with Christopher:

linkedin.com/in/christopher-hensley-9584449

Websites

• houstonfirstfinancialgroup.com 
• moneymatterspodcast.com 

Book your complimentary Retirement Vision Session!

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!


In this episode, I discuss the importance of saving for retirement and how to ensure you have enough money when you retire. 

This episode outlines practical steps to manage money, eliminate unnecessary expenses, and build a robust saving habit. I also highlight the importance of having an emergency fund, paying down debt, and preparing for unforeseen expenses like inflation or job loss. 

Listeners are encouraged to start small, prove the ability to save consistently before delving into more complex investment strategies and take actionable steps today to secure their financial future.

00:53 Immediate Steps to Start Saving

01:00 The Importance of Employer Match

01:48 Challenges and Misconceptions About Saving

03:41 The Right Approach to Managing Money

06:39 Benefits of Saving

15:35 Steps to Build a Stable Financial Future

Mentioned in this episode:

All About Savings Podcast Playlist

Book your complimentary Retirement Vision Session!

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!


In this episode, the host explores the secret to budgeting success—a consistent money routine. Listeners struggling to make their budgets work will discover how a structured approach to money management can transform their finances.  

A money routine is about more than just paying bills; it’s a weekly commitment to actively manage your finances.

Listen to this episode to learn practical tips for personalizing these routines, making them enjoyable, and ensuring they align with financial goals. 

02:08 The Importance of a Money Routine

04:01 Steps to Create a Money Routine

05:24 Real-Life Client Example

08:16 Create Check-In Times

08:33 Stay on Top of Spending

10:08 Make It Fun and Comfortable

11:03 Build a Money Routine

11:34 Commit to Your Financial Goals

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!

During this guest episode, I am lucky to interview Alexandra Dotcheva, who shares her transformative journey from an immigrant violinist to a financially independent real estate investor. She discusses the challenges she faced during the 2008 financial crisis, the pivotal shift to a nursing career for stability, and achieving financial success through disciplined real estate investments. 

Tune in for insights on overcoming financial struggles, managing risks, and long-term goal focusing, along with an overview of the guest's coaching services and book.

00:06 Immigrant Journey and Financial Struggles

06:12 Strategies for Paying Off Debt

11:45 The Importance of Financial Goals

12:07 Coaching on Financial Discipline

12:26 Understanding Good and Bad Debt

13:14 Building Financial Habits and Mindset

Connect with Alexandra:

On her website Holistic Self Confidence

Facebook

YouTube

Check out her book on Amazon

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!


In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive relationship with money. 

You will learn practical tips like aligning purchases with their values and managing credit card balances to ease financial stress. Actionable steps are given to help shift from guilt-ridden spending to valuing what you spend.

00:00 Introduction to Spending Emotions

01:17 Client's Spending Struggles

04:38 Shifting Spending Perspectives

07:55 Overcoming Self-Criticism in Financial Decisions

09:05 Building Motivation Through Defining Values

10:35 Aligning Spending with Your Values

13:10 Exploring Financial Purpose and Goals

15:47 Align Spending with Values for a Guilt-Free Life

Episode 68 - How My Client Learned To Spend More On Herself

The Retirement Vault

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!


To have a happy and successful retirement takes more than just enough money. In this episode, I discuss three common retirement gaps that could lead to disappointment and boredom in retirement. Beyond the financial side, it’s essential to plan for your dreams, desires, goals, and hobbies. These gaps can greatly impact the quality of your retirement, and addressing them now will help shape a fulfilling and secure future.

00:00 Introduction to Retirement Planning

00:54 The Importance of a Clear Retirement Vision

02:08 Planning Activities for a Fulfilling Retirement

07:35 Understanding the Financial Impact of Retirement Goals

10:47 The Need for Adequate Cash Savings

13:28 Conclusion and Next Steps

Resources Mentioned in the Episode

The Retirement Vault

Send me your questions, thoughts, and takeaways from the podcast via email [email protected] OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session