In this week’s AI Update, David Lykken sits down with Pavan Agarwal to discuss the groundbreaking innovations driving Angel AI’s $119 billion valuation. From the rise of AI twins that communicate and transact autonomously, to the tokenization of real estate equity through blockchain, this episode unveils how the mortgage process is evolving into a seamless, AI-driven financial ecosystem. Pavan shares insights into a future where homeownership, estate planning, and financial wellness are all interconnected through secure, personalized digital platforms — redefining what it means to manage a “life contract.”