Even if you wouldn’t say it out loud, we've all fantasised about winning Lotto.

Whether it’s a few thousand dollars or a couple of million, you can’t how amazing taking home a win would be.

And the prize pool keeps getting bigger – in 2016, $40 million was still the limit, but now, someone could take home $43 million tonight, and it'd be the second largest draw for an individual ever. 

So, what happens when a life-changing amount is won? And what are some of the best ways to splash your new cash?  

Today on The Front Page, Lotto's Head of Corporate Communications Lucy Fullarton discusses the process of winning, and Forsyth Barr investment advisor Jeff Matthews, shares financial advice for handling millions.

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You can read more about this and other stories in the New Zealand Herald, online at nzherald.co.nz, or tune in to news bulletins across the NZME network.

Host: Chelsea Daniels
Sound Engineer: Paddy Fox
Producer: Ethan Sills

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