Budgets—you can’t live with them, you can’t live without them. Just kidding. You CAN and SHOULD live with a budget. You can’t go through life spending like you’re sitting on a pile of money when you’re not. Budgeting gives you a clear picture of the money you have coming in and the money you have going out so you can make informed financial decisions. A budget is the number one tool to help get and maintain control of your financial life.

Unfortunately, not as many people budget or budget in a meaningful way as they should.

Some people just choose not to do it. Some people think they make good money so they don’t need to budget. Some people don’t budget because they think they don’t make or have enough money to budget. Then there are others that think it’s too complicated to budget. And others think it will take too much time or waste time because they won’t stick with it. There are a ton of excuses I hear on why someone isn’t budgeting. But the real bottom line is, they aren’t making it a priority in their life.

In this show, I’m going to talk about what a budget is and why most people should budget, how to budget in a way that works for you, and how to evolve and stick with your budget.

 

The show notes can be found here:

https://laceylangford.com/podcast/what-i-think-about-budgeting/