We also take a closer look at geared ETFs and why some products are designed for super funds rather than personal portfolios, plus a practical explainer on how ETF ownership actually works behind the scenes.

- How to think about fixing your mortgage rate versus staying variable, why people choose different options, and the real trade-offs involved rather than trying to “pick the perfect time”

- Why money conversations with your partner so often turn into arguments, and practical ways to get on the same page without it becoming a values or control battle

- What geared ETFs like GHHF are, why they’re often suggested for SMSFs, and the risks and tax reasons they’re usually not recommended for individuals outside super

- What would happen if Vanguard were to go broke, how ETF structures protect investors, and whether spreading money across multiple ETF providers actually reduces risk

- How brokerage platforms like Pearler hold your investments, what happens if a broker fails, and why your ETFs don’t simply disappear if a platform shuts down

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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