What the Flux

Xero has seen its half-year profit jump 42% but its shares still fell 9% on the news... as investors worry about the its big US push.

Google has released a huge batch of new AI shopping tools that are planning to make your online browsing a whole lot easier.

VISA has launched a pilot program that allows businesses to payout stablecoins straight into digital wallets.

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The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.
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Menulog has announced it will close its Australian operations after tough competition from global giants has crushed its local market share 

ASX-listed DroneShield has seen its shares plummet by 30% after a major sell-down from its leadership team

Kim Kardashian’s shapewear brand Skims has just raised fresh capital at a $5 billion USD valuation 

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Daily newsletter: https://bit.ly/fluxnewsletter  

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The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.
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See omnystudio.com/listener for privacy information.

 CommBank reported first quarter profits of $2.6 billion with a particular shoutout to their growing home lending and household deposits

 Australia's social media ban for children under 16 will officially come into effect from the 10th of December, which will be a massive blow for Instagram, Facebook, TikTok, Snapchat, YouTube and many more

 UNIQLO has defied the competitive retail landscape in Australia and reported a 19.4% jump in sales in the 12 months ending in August.

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Download the free app (App Store): http://bit.ly/FluxAppStore

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Daily newsletter: https://bit.ly/fluxnewsletter  

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Flux on TikTok: https://www.tiktok.com/@flux.finance  

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The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.
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See omnystudio.com/listener for privacy information.

Today on What the Flux: In Conversation, we’re excited to welcome Lee Hatton

Lee is Block’s Financial Operations Lead,. Block being the $45 billion USD global fintech giant. It’s the company behind Cash App, Square, music platform TIDAL and of course Afterpay,

She started her career in financial services roles across New Zealand, Australia, the UK, and the US before becoming CEO of UBank. From there, she led Suncorp’s Banking & Wealth arm, served on the Xero board, and joined Afterpay just before it became part of Block in 2022.

In this conversation, we explored a whole range of fascinating topics including:

• Bitcoin’s real-world impact and Block’s role in accessibility

• Building an open global financial ecosystem

• Lessons in leadership, resilience, and priorities

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Want to learn more about Block? Check out their latest updates here

Download the free app (App Store): http://bit.ly/FluxAppStore

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Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

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The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.

See omnystudio.com/listener for privacy information.

Today on What the Flux: In Conversation, we’re excited to welcome Lee Hatton

Lee is Block’s Financial Operations Lead,. Block being the $45 billion USD global fintech giant. It’s the company behind Cash App, Square, music platform TIDAL and of course Afterpay,

She started her career in financial services roles across New Zealand, Australia, the UK, and the US before becoming CEO of UBank. From there, she led Suncorp’s Banking & Wealth arm, served on the Xero board, and joined Afterpay just before it became part of Block in 2022.

In this conversation, we explored a whole range of fascinating topics including:

• How growing up in small-town New Zealand shaped her drive to lead

• The bold career moves that built her global perspective

• What she’s learned leading in banking vs fintech

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Want to learn more about Block? Check out their latest updates here

Download the free app (App Store): http://bit.ly/FluxAppStore

Download the free app (Google Play): http://bit.ly/FluxappGooglePlay  

Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

—-

The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.

See omnystudio.com/listener for privacy information.

Today, we have Angad Soin, the Managing Director for Australia & New Zealand and Global Chief Strategy Officer at Xero.

Xero is the cloud-based accounting software that started in New Zealand, listed in Australia and now had 4.4 million subscribers globally in over 180 countries.

Angad joined Xero back in 2021, he was elevated to lead Xero’s global strategy function in 2023 and late last year, he took on the added responsibility of leading Xero in Australia and New Zealand - Xero’s biggest region.

In this conversation, we explored a whole range of fascinating topics including:

• How success often comes from doing the things counter to the obvious
•  To scale globally, Xero needed to do less in a few places really well
• How the “Rule of 40” has evolved into the “Rule of X” because the market rewards growth more than it rewards pure cash flow

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Download the free app (App Store): http://bit.ly/FluxAppStore

Download the free app (Google Play): http://bit.ly/FluxappGooglePlay  

Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

—-

The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.

See omnystudio.com/listener for privacy information.

Today on What the Flux: In Conversation, we’re excited to welcome Chris Judd - a name that many of you will associate with greatness on the footy field, but whose also created a second act in investing.

Chris played 14 seasons in the AFL, first with West Coast and then Carlton. Over that time he became one of the game’s most decorated players. Captain of both clubs, two Brownlow Medals (2004, 2010) as well as leading West Coast to a premiership in 2006.

But what many might not fully know is how serious he’s become in the world of investing. Chris founded Cerutty Macro Fund, operating in a macro equity space.

In Part 2 of today’s conversation, we’re going to unpack why Chris believes the real bubble isn’t in AI or gold, the habits and mindset that keep him sharp and finding purpose in the work he was “built to do.”

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Download the free app (App Store): http://bit.ly/FluxAppStore

Download the free app (Google Play): http://bit.ly/FluxappGooglePlay  

Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

—-

The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.

See omnystudio.com/listener for privacy information.

Today on What the Flux: In Conversation, we’re excited to welcome Chris Judd - a name that many of you will associate with greatness on the footy field, but whose also created a second act in investing.

Chris played 14 seasons in the AFL, first with West Coast and then Carlton. Over that time he became one of the game’s most decorated players. Captain of both clubs, two Brownlow Medals (2004, 2010) as well as leading West Coast to a premiership in 2006.

But what many might not fully know is how serious he’s become in the world of investing. Chris founded Cerutty Macro Fund, operating in a macro equity space.

In Part 1 of today’s conversation, we’re going to unpack how lessons from elite sport translate to markets, how he evaluates investments, the challenges he’s faced in moving from public figure to fund manager… and maybe even where he’s placing his bets now.

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Download the free app (App Store): http://bit.ly/FluxAppStore

Download the free app (Google Play): http://bit.ly/FluxappGooglePlay  

Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

—-

The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.
__

Issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523. Refer to FSG available on our website. Before making any investment decisions, you should assess whether the product or service is appropriate for you and read the PDS and TMD available at blackrock.com.au.

See omnystudio.com/listener for privacy information.

Today, we are joined by Eliza Owen, head of Research at Cotality, formerly known as CoreLogic. And Eliza is the go-to guru when it comes to decoding housing trends, spotting shifts in the market and also helping us understand what all those charts and numbers actually mean for everyday Aussies.

For anyone unfamiliar with Cotality, it's the country's leading property, data and analytics company. They track every sale, every suburb, and every shift in the market.

So Eliza's here today to help us unpack the wild ride that's been 2025's housing market and also crystal ball with some predictions into 2026 as well.

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Download the free app (App Store): http://bit.ly/FluxAppStore

Download the free app (Google Play): http://bit.ly/FluxappGooglePlay  

Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

—-

The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.
__

Issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523. Refer to FSG available on our website. Before making any investment decisions, you should assess whether the product or service is appropriate for you and read the PDS and TMD available at blackrock.com.au.

See omnystudio.com/listener for privacy information.

Today, we’re excited to be joined by Adam Schwab, co-founder and CEO of Luxury Escapes.

Adam has built one of Australia’s most successful travel brands from the ground up - taking a leap from a legal career, surviving some of the most difficult years in travel, and now leading a global business that connects millions to curated luxury getaways.

In our conversation today, we’ll go deep into how he’s thought about risk, culture, growth, and what luxury travel might look like 10 years from now

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Download the free app (App Store): http://bit.ly/FluxAppStore

Download the free app (Google Play): http://bit.ly/FluxappGooglePlay  

Daily newsletter: https://bit.ly/fluxnewsletter  

Flux on Instagram: http://bit.ly/fluxinsta  

Flux on TikTok: https://www.tiktok.com/@flux.finance  

—-

The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.
__

Issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523. Refer to FSG available on our website. Before making any investment decisions, you should assess whether the product or service is appropriate for you and read the PDS and TMD available at blackrock.com.au.

See omnystudio.com/listener for privacy information.