A lot of you have been asking the same question: what do you actually do with your portfolio when the Middle East is at war, oil is above $100 a barrel, and the headlines are doing their worst? We walk through why timing the market during global crises almost always backfires, how to think about your money by time horizon, and why international stocks are quietly outperforming US stocks year-to-date in 2026.

We also get into why algorithmic rebalancing, tax-loss harvesting, and boring moves like maxing out the backdoor Roth matter way more than reacting to the news cycle.

Key moments:

(02:19) The chain reaction from rising oil prices to grocery bills and inflation

(03:52) When ceasefires or unexpected events trigger sharp market moves

(04:35) The best approach for short-, medium-, and long-term financial goals

(12:01) What to actually do right now: rebalance, harvest tax losses, and max your retirement accounts

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