(12/1/23) The next James Bond movie should be called, "Convexity," starring Michael Lebowitz; looking at the Climate Summit: What's on Bill Gates' agenda? ESG is a farce; it's all about big business; eating bugs and drinking beetle juice. How to execute Thematic Investing; what are the rules needed to manage? The Magazine of Wall Street: How times have changed. Financial Ghosts-past: learning from your mistakes. Calculating your personal debt-to-income ratio, and our recommendations; the wisdom of waiting; wants vs needs. Careful of using online tools to calculate debt ratios (know the source!) "Standard Rules" vs reality. Home affordability and the trend toward smaller houses. Money Scripts & the $5 test: The Ratliff Safe (TM) SEG-1: Convexity & Climate Summits SEG-2: Thematic Investing & The Magazine of Wall Street SEG-3: Financial Ghosts: Learning from your mistakes SEG-4: Using Online Budgeting Tools & The Ratliff Safe Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=qHQ-vptVe1k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell, "Markets Need a Breather" is here: https://www.youtube.com/watch?v=ZMOtmA1IJ8w&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing the Bond Math Amid Fiscal Dysfunction" https://www.youtube.com/watch?v=sFql9LaclI0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles Mentioned in this Show: "Context And Facts Expose Bearish Bond Narratives" https://realinvestmentadvice.com/context-and-facts-expose-bearish-bond-narratives/ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BondInvesting #ClimateSummit #ESG #ThematicInvesting #FinancialGhosts #DebtRatio #MoneyScripts #Markets #Money #Investing