Host Jason Pereira interviews Josh Rowat of Wise about the company’s mission to make international money movement faster and cheaper. Operating in 150+ countries, Wise delivers 75% of its payments instantly with an average fee of just 0.51%. The conversation focuses on Wise’s expansion in Canada, where new regulatory changes allow non-banks direct access to payment rails via Payments Canada and Interac. Rowat explains how these milestones bypass traditional banking bottlenecks to lower costs, increase speed, and prepare for the future of real-time open banking.

This episode is a must-listen for fintech professionals and cross-border businesses looking to understand how regulatory shifts are lowering global payment friction.

Episode Highlights:

00:00 Welcome And Guest

00:35 Wise Elevator Pitch

02:23 Canada Payments Canada Milestone

04:47 How Wise Got Approved

08:27 Global Access Trends

10:57 Why Direct Rails Matter

12:43 Wise Platform As Pipes

13:57 What's Next For Wise

16:00 Instant Rails And Adoption

20:57 Rapid Fire Closing Questions

24:17 Wrap Up And Sponsor

Resources:

Facebook – Jason Pereira's Facebook

LinkedIn – Jason Pereira's LinkedIn

Woodgate.com – Sponsor

Wise

LinkedIn - Josh Rowat’s LinkedIn

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