WTF is with Nikhil Kamath

Access the full data and references used in this episode below.

Open the Canva Research Document

Please open this alongside the episode while watching.

We scan a QR code, enter a PIN, and move on. I wanted to understand everything that happens in between. If a payment feels instant and costs us nothing, who is doing the work, who is taking the risk, and who is paying for it?

I sat down with Sameer Nigam of PhonePe, Harshil Mathur of Razorpay, and Sohini Rajola of NPCI to follow a payment through the system. We draw out the journey between an app, the banks and NPCI, get into why the confirmation on our phone and the settlement between banks are different things, and compare that with what happens when we use a credit card. From rewards and merchant fees to fraud, failed transactions and the cost of handling cash, there is a business behind every way we choose to pay.

The conversation also gets into MDR, how the ecosystem funds itself, and what it takes to keep investing in wider access. Then we look ahead: cross-border payments, business payments, wearable rings, digital tipping, and AI agents that might eventually shop and pay for us. The guests disagree on how quickly that future arrives, especially in India.

If you were starting a payments business today, which problem would you try to solve? Watch the full conversation and tell me below.

TIMESTAMPS

00:00 Introduction

02:23 Sohini Rajola: Her journey and NPCI's role

09:40 Banks, fintechs and digital banking

14:11 Harshil Mathur: The problem that led to Razorpay

20:36 Sameer Nigam: His journey before PhonePe

24:08 Why young Indians want to leave

30:28 UPI's early builders and the cost of overregulation

43:16 Flipkart's payment failures and the birth of PhonePe

52:02 How a UPI payment actually works

59:06 If UPI is free, who pays for it?

1:05:26 Instant payments vs bank settlement

1:08:24 Stablecoins, CBDCs and the future of money

1:14:52 Wealth inequality, inheritance and capital gains

1:17:11 The zero-MDR debate: Funding the payments ecosystem

1:21:31 Should UPI apps have market-share caps?

1:33:08 Can new banks and startups compete in India?

1:41:18 How card and merchant payments work

1:49:39 Credit-card rewards and RuPay on UPI

1:54:12 How Razorpay improved online payments

2:02:08 The B2B payments opportunity

2:05:36 Building payments for medical tourism

2:09:54 Why digital tipping is still unsolved

2:16:01 What payment data reveals about India's consumers

2:21:22 Trust and India's next wave of online shoppers

2:26:07 GST, consumption and property taxes

2:31:38 Affordable food, quality and accountability

2:37:55 Cash vs digital: Measuring India's spending

2:42:20 B2B payments, merchant data and access to credit

2:44:31 Stablecoins, cross-border transfers and capital controls

2:51:59 Will AI agents change how we shop and pay?

2:57:57 Is AI in a bubble?

3:03:01 AI costs, productivity and human work

3:08:59 What should young founders build for AI commerce?

3:16:01 Who benefits from AI? Business and investment opportunities

3:24:31 Meet the builders: Seven, Dodo Payments and PayGlocal

3:26:46 How cross-border payments and merchant-of-record models work

3:34:55 Stablecoins and CBDCs: Speed, trust and regulation

3:39:20 The founders' view on competition and market share

3:41:31 Seven's payment rings: Cashback, revenue and adoption

3:47:20 Medical tourism and other cross-border opportunities

3:51:07 Tap-to-pay, tipping and the future of wearables

3:53:48 Cheaper AI and the pace of agentic commerce

3:56:47 Fraud, trust and safeguards for AI payments

3:59:18 Final advice for young fintech founders

GUESTS

Sohini Rajola – Executive Director, Growth at the National Payments Corporation of India (NPCI)

• LinkedIn: https://www.linkedin.com/in/sohinirajola/

Sameer Nigam – Founder and CEO of PhonePe

• LinkedIn: https://www.linkedin.com/in/sanigam/

Harshil Mathur – Co-founder and CEO of Razorpay

• LinkedIn: https://www.linkedin.com/in/harshilmathur/

ALSO FEATURING PERSPECTIVES FROM

Vijay Khubchandani – Founder & CEO, Seven

• LinkedIn: https://www.linkedin.com/in/vijaykhubchandani/

Prachi Dharani – Co-Founder & CEO, PayGlocal

• LinkedIn: https://www.linkedin.com/in/prachi-dharani-94530a9/

Yogesh Lokhande – Co-Founder, PayGlocal

• LinkedIn: https://www.linkedin.com/in/yogesh-lokhande-b760522/

Ayush Agarwal – Co-Founder & CPTO, Dodo Payments

• LinkedIn: https://www.linkedin.com/in/aagarwal1012/

HOST

Nikhil Kamath – Co-founder of Zerodha and Gruhas; Host of 'WTF Is' & 'People By WTF' Podcast.

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
• Facebook: https://www.facebook.com/nikhilkamathcio/

LISTEN TO THE PODCAST

Watch 'WTF Online' on Spotify:

https://tinyurl.com/4tjua4th

#WTFiswithNikhilKamath #PeopleByWTF #WTFOnline

Access the full data and references used in this episode below.

Please open this alongside the episode while watching.

https://canva.link/jzw1hvv14z38mew

Footage Credits & Sources

1. Elon Musk Footage

Source: The Economist (YouTube)

Link: https://youtu.be/1X-rr1DKSbY?si=wLJd3G82bo389CsH

2. Sam Altman Interview

Source: Fortune Magazine (YouTube)

Link: https://youtu.be/2my-NU6LuCM?si=MDhrcvqcu_vlod53&t=336

3. Donald Trump Footage

Source: New York Post (YouTube)

Link: https://youtu.be/RsT2NYu8Y_Y?si=fuOhm3kKY-nWEw63&t=15

4. Australian Government Website hack Clip

Source: Firstpost (YouTube)

Link: https://youtu.be/gmf8sdQGwm4?si=9UT_LCgkldxXH4YV

Is AI a bubble, or are we underestimating how much it can change? That’s the question I kept coming back to in San Francisco. Young companies are attracting extraordinary valuations, while I’m still trying to see how the promised productivity gains are reaching the wider economy.

I put that scepticism to Akshay Kothari of Notion, Vijay Krishnan of Turing, and Ricursive Intelligence’s Azalia Mirhoseini and Anna Goldie. We discuss where the money is coming from, how much of it is moving between AI companies, and what businesses and individuals will actually pay for. They make the case for capabilities that are already useful, smaller teams doing more, and benefits that take time to spread. We also get into chips, human work, AI risks and what India should build.

The technology can be powerful and the prices can still be wrong. I wanted to understand how to tell the difference.

Timestamp:

00:00 Introduction

02:46 Meet Akshay Kothari and Azalia Mirhoseini

05:21 AlphaChip: AI That Designs Computer Chips

12:11 Cheaper Models, More Compute and Custom Chips

17:28 What Notion Does and How AI Changes Work

20:12 Vijay Krishnan and the People Teaching AI

29:18 Understanding the AI Industry From Scratch

32:43 Why Inference Companies Get High Valuations

37:09 The Gap Between AI Capability and Adoption

41:48 Is the AI Investment Boom a Bubble?

46:04 What Happens When AI Can Improve Itself?

53:00 The Changing Work of Training AI

56:35 Why Silicon Valley and China Lead the Race

1:00:38 Where Would You Build an AI Business?

1:07:23 AI Agents and the Productivity Debate

1:17:40 Are We Losing Our Own Thinking Skills?

1:24:23 Meet Anna Goldie

1:30:21 The $100 Million Business Question

1:34:48 What Google Got Right—and What It Missed

1:37:18 AI Chips and NVIDIA’s Advantage

1:39:59 AI Shares, Secondaries and the Wealth Boom

1:42:54 Can Countries and Companies Own Their AI?

1:45:07 Open Models, Scaling Laws and Local AI

1:52:07 AI Risks, Security and Human Control

2:01:05 What Should India Build in AI?

2:07:10 Are AI Safety Warnings Sincere?

2:09:04 How Would You Spend Your Last Month?

2:14:41 What Comes After the Smartphone?

2:17:48 The Future of Social Media and Entertainment

2:21:45 Will AI Replace the Apps We Use?

2:25:51 Final Ideas: Product Design and Better Learning

Akshay Kothari-Co founder and COO, Notion

• Linkedin: https://www.linkedin.com/in/akothari/

Vijay Krishnan-Founder and CTO, Turing-https://www.linkedin.com/in/vijay0/

Anna Goldie-Co founder and CEO, Ricursive Intelligence

• Linkedin: https://www.linkedin.com/in/adgoldie/

Azalia Mirhoseini

Co founder and CTO, Ricursive Intelligence

• Linkedin: https://www.linkedin.com/in/azalia-mirhoseini-a5308522/

Nikhil Kamath-Co-founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF' Podcast

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
• Facebook: https://www.facebook.com/nikhilkamathcio/

Watch 'WTF is' Podcast on Spotify

https://tinyurl.com/4nsm4ezn

Watch 'People by WTF' Podcast on Spotify

https://tinyurl.com/yme92c59

Watch 'WTF Online' on Spotify

https://tinyurl.com/4tjua4th

#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline

I went to San Francisco with a basic question: if AI can do more of the work, where does that leave the person doing it today? I asked Akshay Kothari of Notion, Vijay Krishnan of Turing, and Ricursive Intelligence’s Azalia Mirhoseini and Anna Goldie to help me understand what is changing. We got into people teaching AI to do their own kinds of work, small teams using it to do more, why the money going into this industry makes me nervous, and what someone starting out in India should make of it. I kept asking them to explain it more simply, because I wanted to understand the opportunity as well as the risk. Here’s a first look at WTF is AI. Full conversation coming soon.

Akshay Kothari — Co-founder and COO, Notion

• LinkedIn: https://www.linkedin.com/in/akothari/

Vijay Krishnan — Founder and CTO, Turing

• LinkedIn: https://www.linkedin.com/in/vijay0/

Anna Goldie — Co-founder and CEO, Ricursive Intelligence

• LinkedIn: https://www.linkedin.com/in/adgoldie/

Azalia Mirhoseini — Co-founder and CTO, Ricursive Intelligence

• LinkedIn: https://www.linkedin.com/in/azalia-mirhoseini-a5308522/

Nikhil Kamath — Co-founder of Zerodha and Gruhas

Host of WTF is and People By WTF podcasts

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
• Facebook: https://www.facebook.com/nikhilkamathcio/

Listen to the podcasts on Spotify

WTF is

People by WTF

WTF Online

#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline

I wanted to start by drawing a diagram of the different kinds of payments and how we got here. We use UPI for everything from everyday purchases to applying for an IPO, but using it and understanding it are different things. What makes us choose one way to pay over another? What does it take to build trust? And why does a conversation about competition turn into a disagreement about who should be allowed to decide?

This one moves from consumer incentives and bank regulation to the scale of UPI, caps on market share, and the possibility of AI agents transacting for us. There is disagreement over the costs, the timing, and whether changing commerce means payments must change too. Twenty pages of questions at the table, and one more subject waiting at the end: MDR.

Sohini Rajola- Executive Director Growth at the National Payments Corporation of India.

• Linkedin:https://www.linkedin.com/in/sohinirajola/

Sameer Nigam- Founder and CEO of PhonePE

• Linkedin: https://www.linkedin.com/in/sanigam/

Harshil Mathur: Co-founder and CEO of Razorpay

• Linkedin: https://www.linkedin.com/in/harshilmathur/

Nikhil Kamath-Co-founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF' Podcast

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
• Facebook: https://www.facebook.com/nikhilkamathcio/

Watch 'WTF is' Podcast on Spotify

https://tinyurl.com/4nsm4ezn

Watch 'People by WTF' Podcast on Spotify

https://tinyurl.com/yme92c59

Watch 'WTF Online' on Spotify

https://tinyurl.com/4tjua4th

#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline

Access the full data and references used in this episode below.

Please open this alongside the episode while watching.

Open Reference Document

I put Rajesh Magow, the chartered accountant who co-founded MakeMyTrip on a team where almost nobody knew travel, and Puneet Chhatwal, the Delhi boy who spent twenty-eight years running hotels in Europe before coming home to pull IHCL out of a decade of losses, into one room to explain the business of Indian travel from scratch, and what came out was far bigger than a lesson, from why boutique hotels are better built by outsiders and how a fifty crore partnership between their companies became twelve hundred, to what a hotel actually pays to sit on MakeMyTrip and why booking direct still isn't cheaper, why ChatGPT can't scrape its way into the travel funnel and where voice bookings are taking tier-three India, why Puneet thinks the answer for a 25-year-old isn't another app but a small, clean hotel, why only ten million foreigners visit a country with more than forty UNESCO sites, what went wrong in Goa and where the next thirty Goas should be, why tourism being a state subject is the real bottleneck, and the full playbook both of them would run to take India from ten million tourists to a hundred million.

Timestamp:

00:00 Introduction

07:03 Getting to Know the Guests

14:30 How MakeMyTrip’s Hotel Partnerships Work

21:45 Booking Direct vs Travel Apps

28:26 Puneet Chhatwal’s Journey from Delhi to Europe

35:01 Building Villa Stays & Solo Travel Businesses

41:43 Will AI Change How We Book Travel?

48:40 Customer Data vs Personal Hospitality

55:43 Can Robots Replace Hotel Staff?

1:03:05 Bringing Small-Town India into Online Travel

1:09:52 Should Hotels Cut Out the Middleman?

1:16:37 India’s Mid-Range Hotel Opportunity

1:23:51 Marketing India & Fixing Tourism Taxes

1:30:46 Mass Tourism vs Luxury Tourism in Goa

1:38:26 Can Luxury Trains Attract Premium Tourists?

1:44:44 Civic Sense & the Tourist Experience

1:51:24 Making India’s Attractions Discoverable & Bookable

1:58:44 Alibaug’s Potential & the Homestay Business

2:05:56 Why Celebrations Are Driving Villa Bookings

2:13:42 What Travel Business Should a 25-Year-Old Start?

2:19:43 Handling Bad Experiences & Building Trust

2:27:16 Nandan Nilekani & the Shift to Hotel Branding

2:34:40 What It Takes to Run an Asset-Light Hotel Brand

2:41:13 The Wellness Hotel Opportunity

2:48:44 Building Travel Businesses for Gen Z

2:56:16 Travel Education & New Business Ideas

3:02:19 Unlocking Unexplored India

3:08:42 Building New Destinations & Event Tourism

3:15:38 Private Jet Economics & Closing Thoughts

Rajesh Magow, Co-Founder & Group CEO, MakeMyTrip Limited

• LinkedIn: Rajesh Magow

Puneet Chhatwal, Managing Director & Chief Executive Officer, The Indian Hotels Company Limited (IHCL)

• LinkedIn: Puneet Chhatwal

Nikhil Kamath — Co-founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF' Podcast

• Twitter: Twitter
• Instagram: Instagram
• LinkedIn: LinkedIn
• Facebook: Facebook

Watch 'WTF is' Podcast on Spotify

Spotify

#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline

I put the two companies most Indian holidays run through into one room, Rajesh Magow who co-founded MakeMyTrip and Puneet Chhatwal who runs IHCL, the company behind Taj, and what began as friendly needling over whose business is bigger and more profitable turned into the one question I couldn't let go of, why a country with this much coastline, culture and history gets barely ten million foreign visitors a year and what it would actually take to make that a hundred million, which pulled us through OYO's pivot, whether India's problem is marketing or the product itself, why tourism gets half a percent of GDP when every rupee spent on it comes back three times over, where the next Goa is, and the line that stayed with me, that India has become a great country to travel from and not the best country to travel to. Full episode drops soon.

Watch 'WTF is' Podcast on Spotify

https://tinyurl.com/4nsm4ezn

Watch 'People by WTF' Podcast on Spotify

https://tinyurl.com/yme92c59

Watch 'WTF Online' on Spotify

https://tinyurl.com/4tjua4th

I went to Dalian with a selfish question. I run a fund that invests in energy transition, and I've come to think energy isn't the problem moving it and storing it is. So I sat down with Henning Rath, who runs EnerVenue out of Silicon Valley and is building his first gigafactory in Changzhou, and Tang Kun, who runs HiNa Battery, a sodium-ion company spun out of the Chinese Academy of Sciences that's now ten years old with 600 people and a gigawatt line. I told them I don't know anything about batteries and asked them to teach me. We started at what a cell even is, went through why the entire industry standardised on LFP and what a thermal runaway actually does, and then Henning told me something I hadn't heard: the world had over 14,000 LFP fires last year alone. I asked whether I should start an electric car company or a battery company when I get home. Both said battery and Henning was blunt about it: don't build anything that needs rare earth. Fifty million dollars to start. We got into nickel-hydrogen at 30,000 cycles, sodium carbonate at a tenth of what lithium carbonate costs, why solid state is still at level four out of nine, and the idea I keep coming back to that your car sits idle 98% of the time with a battery and a stack of chips doing nothing, and there's a version of this where every parked car is a micro data center.

00:00 Introduction

06:45 China's bet on chemistries beyond lithium

12:14 Cell chemistry and the trade-offs it forces

17:15 Thermal runaway and the limits of LFP

22:44 Production quality and how long a battery lasts

27:07 Why China won the electric car

33:54 Decoupling a battery business from lithium and rare earths

38:50 Sodium's cost advantage and its energy density ceiling

43:51 Recycling nickel and renting the metal

48:17 Where generation, storage and demand should sit

54:05 Decentralization and the car as a grid battery

1:00:19 Three super cycles and AI's power demand

1:05:30 Automation, jobs and China's social contract

Footage Courtesy: World Economic Forum (WEF) CC BY-NC-ND 4.0

Source: https://www.weforum.org/videos/amnc26_summer_davos_highlights/

Henning Rath, Chief Executive Officer at EnerVenue

• LinkedIn: https://www.linkedin.com/in/henning-rath/

• Kun Tang, Executive Chairman of HiNa Battery

LinkedIN: https://www.linkedin.com/in/kun-tang-52a52327/

Nikhil Kamath-Co-founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF' Podcast

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
• Facebook: https://www.facebook.com/nikhilkamathcio/

Watch 'WTF is' Podcast on Spotify

https://tinyurl.com/4nsm4ezn

Watch 'People by WTF' Podcast on Spotify

https://tinyurl.com/yme92c59

Watch 'WTF Online' on Spotify

https://tinyurl.com/4tjua4th

#WTFareBatteries #EnerVenue #HiNaBattery #SummerDavos

I went into this wanting one answer, if I were starting something today, should it be an electric car company or a battery company and what I got back was narrower and more useful than I expected: don't build the thing that needs rare earth. We got into why sodium carbonate sits at roughly a tenth of what the equivalent lithium inputs cost, what $50 million actually buys you if you're starting this from scratch, why the world saw over 14,000 LFP fires last year alone and what that says about the chemistry everyone standardised on, and the part I keep coming back to that your car is parked 98% of the time in front of your house, and there's a version of this where that's not a dead asset but a micro data center. Every car a token factory. I didn't see that coming.

Henning Rath, Chief Executive Officer at EnerVenue

• LinkedIn: https://www.linkedin.com/in/henning-rath/
• Kun Tang, Executive Chairman of HiNa Battery
• LinkedIN: https://www.linkedin.com/in/kun-tang-52a52327/

Footage Source: BYD footage: https://www.youtube.com/watch?v=k0oMa2jWXaM

Tesla footage: https://www.youtube.com/watch?v=50PU-cQx7j0

Nikhil Kamath-Co-founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF' Podcast

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
• Facebook: https://www.facebook.com/nikhilkamathcio/

Watch 'WTF is' Podcast on Spotify

https://tinyurl.com/4nsm4ezn

Watch 'People by WTF' Podcast on Spotify

https://tinyurl.com/yme92c59

Watch 'WTF Online' on Spotify

https://tinyurl.com/4tjua4th

#WTFareBatteries #EnerVenue #HiNaBattery #SummerDavos

The street believes struggle makes the founder, so we removed the struggle — twenty-five strangers, a brand and four crores each, ninety days in one house in Alibaug and then sat down to ask the only question that scared us: does a head start make a founder, or unmake one? Nikhil Kamath, Kishore Biyani and Ronnie Screwvala audit the model, the equity split everyone questions, the two philosophies built into this house, and what the three of us will do if twenty brands don't sell.

00:00 Introduction

06:18 Is The Foundery a selfish bet?

12:29 Why building new beats the capitalist high

18:28 How the company-builder model formed

24:47 The new consumer categories driving the bets

30:41 What happens after Day 90

35:13 The equity split everyone questions: 25% vs 75%

43:11 Where the ideas come from, and how the gates work

50:56 Founder–idea fit and the flaws each founder owns

58:05 Why equity beats an endorsement fee

1:05:14 What happens if the brands fail

1:11:08 What actually drives Nikhil

1:17:46 Abundance vs scarcity in one house

1:23:54 Social mobility and India's bubbles

1:28:54 What the founders are unlearning

1:33:09 Twelve months out: what they'd change

#NikhilKamath

Co-Founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF'

• Twitter: @nikhilkamathcio on X
• Instagram: @nikhilkamathcio on Instagram
• LinkedIn: Nikhil Kamath LinkedIn
• Facebook: Nikhil Kamath Facebook

The Foundery is a venture builder that forges entrepreneurs into co-founders and builds companies with them from the ground up.

• Website: The Foundery
• Youtube: https://www.youtube.com/@UCtJssM5FzLXSWIf5VWUmT2w
• Instagram: https://www.instagram.com/jointhefoundery/?hl=en

Kishore Biyani – Founder & CEO of Future Group

Ronnie Screwvala – Co-Founder & Chairperson of upGrad, Founder of UTV Group

• LinkedIn: Ronnie Screwvala LinkedIn

Watch 'WTF is' Podcast on Spotify

WTF is Podcast on Spotify

Watch 'People by WTF' Podcast on Spotify

People by WTF Podcast on Spotify

Watch 'WTF Online' on Spotify

WTF Online on Spotify

#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline

So we ran an experiment. We call it The Foundery. Sixty days ago, twenty-five people we'd never met moved into a house in Alibaug — each one handed a new-age consumer brand, four crores, and ninety days to build a real business with us. Not a college, not an accelerator: a place where we become your co-founders and build the company alongside you. In this first conversation, Nikhil Kamath, Kishore Biyani and Ronnie Screwvala get into why we built it, what we're risking, and what happens if none of it works.

#nikhilkamath Co-founder of Zerodha and Gruhas

Host of 'WTF is' & 'People By WTF' Podcast

• Twitter: https://x.com/nikhilkamathcio/
• Instagram: https://www.instagram.com/nikhilkamathcio/
• LinkedIn: https://www.linkedin.com/in/nikhilkamathcio
• Facebook: https://www.facebook.com/nikhilkamathcio/

The Foundery is a venture builder that forges entrepreneurs into co-founders and builds companies with them from the ground up.

• Website: https://www.thefoundery.in/

Kishore Biyani – Founder & CEO of Future Group

Ronnie Screwvala – Co-Founder & Chairperson of upGrad, Founder of UTV Group

• LinkedIn: https://www.linkedin.com/in/ronniescrewvala/

Watch 'WTF is' Podcast on Spotify

https://tinyurl.com/4nsm4ezn

Watch 'People by WTF' Podcast on Spotify

https://tinyurl.com/yme92c59

Watch 'WTF Online' on Spotify

https://tinyurl.com/4tjua4th

#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline