Most people think money problems are about income. They're wrong. It's about mindset, discipline, and who controls the capital.

In this episode, we break down The Golden Rule: Those who have the gold make the rules — and why that changes everything.

👉 Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 👉 Get the book: https://www.withoutthebank.com/book/?...

In Episode 250 of Without The Bank (WTB), we dive deep into the mindset behind wealth, capitalism, and control of money. Drawing from Becoming Your Own Banker by Nelson Nash, we explore why living for today destroys future opportunity, how capital attracts opportunity, and why disciplined thinkers consistently win — regardless of industry.

This conversation connects real-world business stories, personal experiences, and powerful mindset shifts that separate people who struggle financially from those who thrive.

Key Takeaways:

Why mindset matters more than income How immediate gratification sacrifices your future The real meaning of "Those who have the gold make the rules" Why access to capital creates opportunity How disciplined thinkers play a completely different game Why becoming your own banker is about responsibility, not numbers How your belief system around money shapes your results

Chapters: (00:00) – Mindset Is Everything Why every successful business owner talks mindset first

(02:07) – The Golden Rule Explained What "Those who have the gold make the rules" really means

(04:29) – Living for Today vs. Owning Tomorrow How spending habits destroy long-term freedom

(06:40) – Capital Creates Opportunity Why cash on hand changes the game

(12:38) – Discipline Separates Winners Why infinite banking isn't for everyone

(15:30) – Rewiring Your Money Beliefs How environment, inputs, and mindset shape results

(21:21) – Becoming the Bank Why most people give up the banking function — and pay for it

Links Mentioned: 📘 Becoming Your Own Banker – Nelson Nash https://www.withoutthebank.com/shop/?...