Your Life Your Legacy

Barbara Norman is the CEO of Sage Path Solutions, a boutique firm that offers financial planning for divorced and widowed women. She is the author of the bestselling book, “How to Be Happily Divorced.”  She hosts a weekly podcast, The Happiest Chapter, where she explores financial planning, legal, tax, and motivational life topics for divorced and widowed women. She is a fee-only advisor and adheres to the CFP® Board’s strict fiduciary standard of putting her customer’s needs first.  She is a graduate of UCSD, a Certified Financial Planner™, a Chartered   Financial   Consultant, and a Certified Divorce Financial Analyst. She is a professionally trained speaker and storyteller and enjoys taking on complex topics and making them easy to understand and relate to.

Listen to this informative Legacy Leaders episode with Barbara Norman about Helping Divorced and Widowed Women, Embracing Transitions, The Importance of Charitable Planning in IRAs, Being a Trusted Advisor and The Complexity of Financial Planning.

Here is what to expect on this week’s show:

●  Discover the power of financial planning for divorced and widowed women to regain control and create a brighter future

●  Unlock the secrets of strategic charitable planning for tax minimization and maximize your impact while saving money

●  Become the go-to trusted financial advisor in your community and guide others towards financial empowerment

●  Shed light on the lack of transparency in financial planning and gain the knowledge to make informed decisions

●  Embrace the importance of education in financial decision-making and pave the way for a joyful life transition

Connect with Barbara Norman:

Website: https://www.sagepathsolutions.com/

LinkedIn: https://www.linkedin.com/in/barbara-norman-ceo-sage-path-solutions-cfp%C2%AE-chfc%C2%AE-cdfa%C2%AE-a7b83a29/

Instagram: https://www.instagram.com/sagemoneyconversations/

YouTube: https://www.youtube.com/@barbaranormancfp4490

Barbara’s Book: https://www.amazon.com/How-Happily-Divorced-Marriage-Wanting/dp/B0BV4LBS7C

Email:  [email protected] 

With your Guest Host: Rod Hatley

Rod Hatley, the founder of Hatley Law Group APC, embarked on his journey to become an estate planning attorney after experiencing a devastating seven-year probate process for his father's estate. His father's lack of preparation for passing on his assets led to lengthy delays and significant costs. Rod initially worked in personal injury litigation and served in the U.S. Navy JAG Corps, earning two Navy and Marine Corps Commendation Medals. In 1995, driven by his personal experience, he pursued a Master of Laws in tax law at the University of San Diego and shifted his focus to estate planning, trust, and probate law. Rod is licensed to practice in California and Tennessee. Outside of his legal practice, he enjoys scuba diving, snorkeling, and volunteering for charitable organizations like the American Cancer Society and Nice Guys San Diego.

Connect with Rod Hatley:

Website: https://hatleylawgroup.com/

LinkedIn: https://www.linkedin.com/in/rodneyhatley/

Facebook: https://www.facebook.com/HatleyLawGroupAPC/

Twitter: https://twitter.com/rodneyhatley

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About Blake Brewer:

Blake Brewer is the founder of The Legacy Letter Challenge. A loving and religious family man, Blake’s mission is to help 1 million dads and moms write at least one well-written, meaningful, and lasting legacy letter for their children to hopefully leave behind a loving legacy. This mission was the result of the unfortunate and sudden passing of his greatest mentor, his father - Larry Brewer.

By writing a legacy letter whether it be for a gift, a special occasion, a regular reminder, or even for preparing for the worst, Blake believes that giving your loved ones a legacy letter will help you connect with them on a deeper, more personal level. In his words, the best reason to partake in the Legacy Letter Challenge is “because your legacy matters.”

Listen to this informative Legacy Leaders episode with Blake Brewer about his mission to help connect parents to their children and leave behind a lasting legacy, his backstory, his mission named the Letter Legacy Challenge, what, why, and when to a write letter, and the power of writing a legacy letter.

Here is what to expect on this week’s show:

● Blake’s backstory

● How Blake’s dad’s death started his mission

● How becoming a dad changed his life

● The power of writing a legacy letter with testimonies from parents

● Why write a legacy letter? And when is best to do so?

Key takeaways:

● The impact Blake’s father had on him and on his Legacy Letter Challenge is profound. A letter written by his dad was a very powerful moment and he wants to share it with every parent to hopefully help them leave behind a lasting legacy.

● Personal stories of legacy letters and testimonies from clients, noting how the recipients of these letters appreciated and strengthened relationships were shared.

● The best time to write a legacy letter is when a child is born, and the second best time is now

● A blank computer screen is an intimidating thing, making it difficult to write a legacy letter on your own, which is why Blake provides a template and guide to writing a well-written, meaningful, and lasting legacy letter.

“As you're being faithful to the Bible, you're often going to find yourself in the minority. But I assure you that in heaven, you'll be in the majority. Love, your dear old Dad.”

From Larry Brewer to Blake Brewer

(a quote from a letter his dad gave that he says he goes back to even as a father himself)

“Dad, she said that you'll never know how much that letter meant to me. And how much I needed it. It was as if God Himself was speaking to me, the relationship that you and I have is better off because of it. But every relationship that I have, there's more trust in it because of your letter.”

From a daughter who received a legacy letter from her dad

Connect with Blake:

LinkedIn: https://www.linkedin.com/in/blakecbrewer/

Links Mentioned:

Legacy Letter Challenge: https://www.legacyletterchallenge.com/

Legacy Letter Challenge Contact Info:

Twitter: https://twitter.com/giftofdad

Instagram: https://www.instagram.com/legacy_letter/

Facebook: https://www.facebook.com/legacyletterchallenge

LinkedIn: https://www.linkedin.com/company/legacy-letter/

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Electra Demos has been an active member of Assistance League of Temecula Valley for 25 years. She has held many Board positions including President. She feels the time spent volunteering has given her a sense of purpose and accomplishment and a feeling of making a difference in someone’s life.

Listen to this informative Your Life. Your Legacy. episode with Electra Demos the Assistance League of Temecula Valley and volunteering.

Here is what to expect on this week’s show:

● Electra discusses Operation School Bell. This initiative provides tax-free clothing to children in specific school districts, ensuring they have proper attire for school.

● The Assistance League also has Operation Bear Hug. Operation Bear Hug is heartwarming program that offers soft bears to traumatized children in hospitals, providing comfort during challenging times.

● Electra also explains the Thrift Shop Program. Apart from providing clothing, the organization offers job experience and leadership opportunities to young members through their Thrift Shop Program. This not only benefits the volunteers but also the community through grants and donations.

● Electra highlighted how Assistance League provides volunteers with opportunities to serve in areas they are passionate about, making the volunteering experience fulfilling and impactful.

● Electra mentioned studies showing that volunteering leads to better health, attitude, and happiness. By getting involved and giving back, individuals can make a positive impact on both themselves and their communities.

Connect with Electra Demos:

Website: https://www.assistanceleague.org/temecula-valley/ 

Email: [email protected]

FB: @assistanceleagueoftemeculavalley

IG: @assistanceleaguetemeculavalley

Business Hours:

Wednesday & Friday 10:00am - 4:00pm

Thursday & Saturday 1:00pm - 4:00pm

With Your Guest Host Matrona Jessica Ward:

Matrona Jessica Ward is the founding attorney at Family Legacy Planning Firm. She earned her Juris Doctor with a certificate in alternative dispute resolution with honors from Pepperdine University School of Law in 2008, after graduating with honors from The Master’s College with a B.A. in political studies. Her focus is on supporting families to pass on their legacies, with excellence and compassion.

https://familylegacyplanningfirm.com

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Genevieve Piturro's journey has taken her from a little girl's question in a homeless shelter to The Oprah Winfrey Show to boardrooms and stages across America. She is an inspirational speaker, 7x award-winning Amazon bestselling author, and purpose consultant empowering individuals, groups, and companies to power their purpose, inspire their teams and launch their legacies. She was a successful television marketing executive until a sudden inner voice challenged her direction and she dramatically altered the path of her life. She found her true purpose when a simple question from a six-year-old girl in an emergency shelter changed everything. In 2001, she jumped off the corporate ladder and founded the hugely successful national nonprofit, Pajama Program. This year, the Program celebrates its 23rd anniversary, having delivered more than 8 million pajamas and books to date.

Listen to this informative Your Life. Your Legacy. episode with Genevieve Piturro

about finding your purpose.

Here is what to expect on this week’s show:

● Genevieve encourages listeners to find their purpose and pursue it relentlessly. She emphasizes the importance of following your heart and doing what truly resonates with you, even if it means stepping away from the conventional path.

● Starting a nonprofit can be daunting, but Genevieve highlights the significance of having a supportive network and seeking mentorship. Surrounding yourself with individuals who believe in your mission and can offer guidance can make a significant difference in achieving your goals.

● Genevieve's journey was not without challenges, including fear, doubt, and financial struggles. She acknowledges these obstacles but emphasizes that with determination, support, and a willingness to learn from setbacks, it is possible to overcome them and make a positive impact.

Connect with Genevieve:

Website: https://www.genevievepiturro.com/

LinkedIn

https://www.linkedin.com/in/genevievepiturro/

Facebook

https://www.facebook.com/GenPiturro/

and 

https://www.facebook.com/GenevievePajama

Instagram

@genevievepiturro

Twitter

@GenPiturro

Youtube

https://www.youtube.com/@genevievepiturro9950

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Discover the transformative power of sharing personal stories in healing and reconciling relationships. Join Sheri Kohlmann as she delves into the profound impact these narratives have, leaving you wondering: Can the power of a story truly mend what is broken?

About Sheri Kohlmann:

Sheri Kohlmann helps folks reflect upon their lives to define and record the most significant things about their lives, and the true meaning of their legacies. She works with families, businesses, estate planning professionals, and non-profits as a member of their team, adding value to their services by guiding their clients and donors through a personal legacy journey.

She helps people get to know themselves better and to clearly articulate their values, wisdom, generosity and hopes for the future. This enriches and brings deep meaning to legal and financial planning and promises a greater impact on future generations. She teaches classes, hold workshops, retreats and facilitate families, guiding them through the process of sharing their life stories, writing legacy letters to their loved ones and future generations, and crystalizing their plans for making a difference with their time, talent and resources.

Listen to this informative Your Life. Your Legacy. episode with Sheri Kohlmann where she shares how to:

● Delve into preserving personal narratives to dictate the values of tomorrow.

● Get insights on fostering communal bonding through guided autobiography.

● Grasp the magnitude of love's power in shaping our actions and outlook.

● Recognize the role of modern technology in expanding global reach.

● Grasp the significance of personal stories in initiating healing processes and mending relationships.

Here is what to expect on this week’s show:

● Sheri Kohlmann, founder of More Than Words, helps individuals create a lasting impact on future generations through legacy planning.

● Inspired by a family history book and her work at an estate planning law firm, Sheri emphasizes the importance of personal stories in estate plans.

● Sheri's unique process of guided autobiography allows diverse groups to share their life stories, promoting healing and reconciliation in relationships.

“Sometimes the area in which we've had the most pain or the most challenges can be the area where we can also have the biggest impact.”

- Sheri Kohlmann

Links Mentioned:

Connect with Sheri Kohlmann:

Facebook: Sheri Kohlmann

Instagram: sherikohlmann

LinkedIn: https://www.linkedin.com/in/sherikohlmann/

Website: www.morethanwordsinc.com 

About your guest host, Katie Beth Hand:

Katie is the Legacy Director of Pinnacle Legacy Law, and She is training leaders, protecting families, preserving wealth, and building legacies that last for generations.

Connect with Katie Beth:

Website: https://pinnaclelegacylaw.com/

LinkedIn: https://www.linkedin.com/in/katie-beth-hand/

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Gary and Lauren Harris come from a renowned family known for their strong commitment to family values, philanthropy, and generosity. Gary attributes his perspective to his upbringing in a large family where the importance of taking care of others and giving back was emphasized. He sees giving back as a responsibility that comes with financial blessings and success, and he values doing research and due diligence when selecting charities to support. Lauren, who was raised with the same values, focuses on supporting women who are going through similar experiences. She emphasizes the importance of communication and sharing what is important to each family member, which leads to great family bonding. 

Listen to this informative Your Life. Your Legacy. episode with Gary and Lauren Harris about giving and family values.

Here is what to expect on this week’s show:

●  Gary shares his experience growing up in a big family of seven siblings, where they always had food on the table and parents who loved them. Their parents taught them the importance of money and taking care of others through tithing. This upbringing inspired Gary and Lauren to foster a sense of generosity in their own family. They involve their children in activities like packing food bags for those in need, to teach them about privilege. 

●  Gary emphasizes involving the whole family in charitable activities, setting a positive example for children and bringing the family closer. He even wrote a letter to his children outlining their family's expectations and responsibilities when it comes to giving. Gary's parents instilled in him the value of giving, even when they had very little. They prioritized gifting and tithing, with Gary's father believing that God always replenishes what is given. This mindset led Gary and his family to make giving a family decision, where everyone contributes and decides on the recipients. The tradition of family giving has been passed down to Gary's children, and he emphasizes the importance of not falling behind or making excuses, as his parents never played catch up. 

●  Family philanthropy is a cherished tradition in the Harris family. Gary emphasizes the importance of anonymous giving and giving back to the community without seeking recognition. During Thanksgiving, the family reflects on their blessings and expresses gratitude through gifting. 

Connect with Gary and Lauren:

https://harriswealthmanagers.com

With your Hosts: Stan Miller

Stan Miller is the CEO of Pinnacle Legacy Law, an estate planning firm in Arkansas. He is passionate about helping families with customized estate planning solutions. Stan is known for his exceptional listening skills and ability to explain complex concepts in simple terms. He was an early pioneer of Living Trust planning in Arkansas and has established over 5,000 Living Trusts, safeguarding assets worth more than $4.5 billion. Stan is also a national leader in Estate Planning, having co-founded WealthCounsel and ElderCounsel, prominent organizations providing education and software for attorneys in the field. His latest book, "Your American Legacy: Powerful Strategies That Instill Lasting Values for Generations," became an International bestseller in April.

Connect with Stan Miller:

Websites: https://pinnaclelegacylaw.com/ , https://www.americanlegacynetwork.com/aln-home1

LinkedIn: https://www.linkedin.com/in/stan-miller-b0783741/

Katie Beth Hand

Katie is the Legacy Director of Pinnacle Legacy Law, and She is training leaders, protecting families, preserving wealth, and building legacies that last for generations.

Connect with Katie Beth Hand:

Website: https://pinnaclelegacylaw.com/

LinkedIn:https://www.linkedin.com/in/katie-beth-hand/

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Sohaib, a passionate advocate for accessible education in Pakistan, continues the legacy of his father who founded the Brilliant Career Secondary School nearly half a century ago. Sohaib firmly believes in the school's commitment to accessible education, a vision inspired by the Swedish education system that his father experienced firsthand. His father's vision was to bring this model of accessible, high-quality education to Pakistan, a vision that Sohaib proudly carries forward. He emphasizes the importance of making education affordable for all, as he recognizes the high costs associated with private schools in Pakistan and globally. Sohaib's commitment to this cause is further demonstrated by his ongoing efforts to create a database of successful alumni and explore ways for them to contribute to the school's support.

Listen to this informative Legacy Leaders episode with Sohaib Hasan

about accessible education in Pakistan.

Here is what to expect on this week’s show:

● Sohaib dives into the importance of building systems and processes in schools for success and continuity.

● Sohaib believes that accessibility to quality education is a global issue. Hear how his school ensures accessibility for all students, regardless of financial difficulties.

● The impact of education is evident through their strong alumni network. Alumni from all over the world reunite, sharing stories of how Sohaib’s father provided them with quality education and opportunities their parents couldn't

● Sohaib’s experiences abroad have influenced his perspective on culture and respect. Discover how he plans to incorporate these learnings into his school and future book.

Connect with Sohaib:

OhMyClassroom.com

With your Hosts: Stan Miller

Stan Miller is the CEO of Pinnacle Legacy Law, an estate planning firm in Arkansas. He is passionate about helping families with customized estate planning solutions. Stan is known for his exceptional listening skills and ability to explain complex concepts in simple terms. He was an early pioneer of Living Trust planning in Arkansas and has established over 5,000 Living Trusts, safeguarding assets worth more than $4.5 billion. Stan is also a national leader in Estate Planning, having co-founded WealthCounsel and ElderCounsel, prominent organizations providing education and software for attorneys in the field. His latest book, "Your American Legacy: Powerful Strategies That Instill Lasting Values for Generations," became an International bestseller in April.

Connect with Stan Miller:

Websites: https://pinnaclelegacylaw.com/ , https://www.americanlegacynetwork.com/aln-home1

LinkedIn: https://www.linkedin.com/in/stan-miller-b0783741/

Katie Beth Hand

Katie is the Legacy Director of Pinnacle Legacy Law, and She is training leaders, protecting families, preserving wealth, and building legacies that last for generations.

Connect with Katie Beth Hand:

Website: https://pinnaclelegacylaw.com/

LinkedIn: https://www.linkedin.com/in/katie-beth-hand/

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Robb Munger, founder of Exodus Place, champions transitional housing for homeless men. With a background in finance, where he established a leading financial company in manufactured housing, Munger’s journey took a pivotal turn when he joined the board of Guiding Light Mission. There, he propelled a struggling rescue mission into prominence and transformed a former state corrections facility into Michigan’s largest non-governmental transitional housing, offering new beginnings to those in need.

A former Army Officer, Munger’s commitment to service shines through his philanthropic work and innovative solutions in community development. His collaboration with the Salvation Army and Goodwill in a small town within American City has showcased an innovative approach to addressing homelessness, demonstrating the impactful change that results from combining compassion with action. This initiative, with Munger at the helm, has become a testament to the power of collaborative community efforts in making a tangible difference in people’s lives.

Listen to this inspiring Your Life. Your Legacy. episode with Robb Munger about his journey fighting homelessness.

Here is what to expect on this week’s show:

● Robb highlights the importance of developing relationships with homeless individuals, citing that trust and connections are essential in providing effective support. He mentions, "When somebody knows that you care, they'll listen."

● The concept of transitional housing as a stepping stone between emergency shelters and permanent housing was discussed. Exodus Place provides a supportive environment for residents to develop skills for independent living while also offering workforce development and financial skill training.

● Robb explains, interacting with the homeless individuals at Exodus Place has had a profound impact on him personally. He shares how shocking it was to realize the struggles and challenges faced by the homeless, and how building relationships and trust with them has been key to their transformation.

Connect with Robb:

Website: http://www.robbmunger.com

Website: https://www.exodusplace.org/

LinkedIn: https://www.linkedin.com/in/robbmunger/

Instagram: https://www.instagram.com/exodus.place.gr/

Facebook: https://www.facebook.com/ExodusPlace/

YouTube: https://www.youtube.com/channel/UCMrDXQpIbWhBJbOV-dhJQZA

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Heidi Rizkalla is a Certified Veterinary Practice Manager (CVPM) at Johnstown Veterinary Associates (JVA). She has been with JVA since 2013. Prior to working in the veterinary field, she taught English to high school students and later becoming the Director of Education for a non-profit organization that works with school districts across PA. Heidi believes that every opportunity, every position, every professional experience, every learned skill that someone has, helps to build on future endeavors. She is a firm believer that creating a culture that fosters compassion and empathy in all human interactions results in more favorable outcomes for patients and clients alike.

Listen to this informative Your Life. Your Legacy. episode with Heidi Rizkalla

about responsible pet ownership.

Here is what to expect on this week’s show:

● Heidi stresses the importance of preventive measures such as spaying and neutering to reduce the likelihood of pets developing health issues like pyometra, mammary gland tumors, and behavioral problems.

● Heidi's passion for education shines through as she highlights the role of veterinary clinics in educating clients about responsible pet ownership. By sharing knowledge and promoting preventive care, clinics like Johnstown Veterinary Associates can make a significant impact on pet health and well-being.

● Heidi emphasizes that the legacy of a veterinary practice isn't just about providing medical treatment but also about how pets and owners are treated. By instilling values of empathy, compassion, and responsible pet care, clinics leave a lasting impact on their community and the well-being of animals.

Connect with Heidi:

www.johnstownveterinary.com

With your Guest Host: J Diane Robinson

Diane is an Investment Advisor at IP Financial Advisory Services, LLC, and a Registered Representative with Innovation Partners, LLC. With a passion for shaping business destinies, she equips business owners and executives with tools to safeguard and amplify their companies. She specializes in growth strategies, talent retention, and regulatory compliance, guiding businesses towards success in today's dynamic landscape. She's dedicated to helping people from all walks of life achieve financial goals, whether planning for retirement, education, or a prosperous future.

Understanding each client's unique challenges is at the heart of her approach. As an independent advisor, her recommendations remain unbiased. Partnering with Compliance 401K and Plan Confidence, she offers a tailored range of services. Her goal is clear: transform futures for both individuals and businesses alike.

Connect with J Diane Robinson:

Websites: https://www.jdianerobinson.com/ https://www.innovationpartnersllc.com/

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Does this sound familiar? You've been told to follow a cookie-cutter approach to estate planning, only to find that it doesn't truly address your unique needs and goals. The pain of realizing that your assets and legacy are not adequately protected can be overwhelming. But there is a better way. By embracing creative solutions in estate planning, you can finally achieve the peace of mind and security you deserve.

About Stephen Kirschenbaum:

Stephen Kirschenbaum is an attorney in Gipson Hoffman & Pancione’s Trusts & Estates practice area. He provides counsel across a wide array of industries in traditional estate planning and corporate matters. Steve focuses his practice on the full spectrum of his clients’ estate planning needs and represents individuals and families who own and operate a diverse range of businesses.

He provides an assortment of services, including estate planning and administration, later-life or longevity planning, and business succession planning, as well as assistance with charitable planning and establishing or refining family foundations.

Listen to this informative Your Life. Your Legacy. episode with Stephen Kirschenbaum where he shares how to:

● Grasp the significance of immediate estate planning for your future security.

● Personalize your estate plans tailored to your unique needs.

● Appreciate the role of expert collaboration in building a complete estate plan.

● Gain insight into special considerations during estate planning from a Jewish viewpoint.

● Discover the power of creativity in finding solutions to estate planning challenges.

Here is what to expect on this week’s show:

● Immediate Estate Planning Significance

Estate planning serves as a safety net during uncertain times and ensures the fulfillment of an individual's wishes after their departure.

● Personalized Estate Plans

Everyone's life circumstances, wealth, profession, and family dynamics are different, necessitating a plan tailored to fit these unique situations perfectly.

● Expert Collaboration in Estate Planning

Stephen underscores the importance of working closely with financial advisors, CPAs, and other individuals in related fields to address all aspects of estate planning.

“Dealing with people, their family, and their money, and helping them achieve their goals is deeply personal and drives me in estate planning.”

- Stephen Kirschenbaum

Connect with Stephen:

Website: https://www.ghplaw.com/our-people/stephen-r-kirschenbaum/

https://www.ghplaw.com/

LinkedIn: https://www.linkedin.com/in/stephen-kirschenbaum-85287130/

About your guest host, Steven H. Step:

Steven H. Step is President of A Step Ahead Insurance & Financial Services. Steve has helped more than 285 clients grow their wealth without risk or worry, reduce their taxes, and achieve their dreams of financial security. His clients are on track to building more than $86 million of additional wealth through safe, proven financial strategies. Steve's clients think of him as their"secret weapon," helping them build and safeguard their wealth. One of only financial advisors in the country who have successfully completed the rigorous training program and continuing education required to become a Bank On Yourself™ Authorized Advisor, Steve has consistently ranked as one of the top 25 Bank On Yourself Authorized agents over the past 10 years and has been in the financial services business for 28 years. He holds an MBA in marketing from the University of Southern California and a BA in Economics from Denison University. Steve's articles on financial planning have appeared in many publications including The Daily News and Senior Life. Steve lives in the San Fernando Valley area of Los Angeles with his wife and their daughter.

Connect with Steven:

LinkedIn: https://www.linkedin.com/in/stevenstep/

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