Struggle Care

114: Why Budgeting Doesn’t Work (and what to do instead) with Jill Sirianni

Listen Later

I have an honest confession to make. I am a terrible budgeter, but I’m a world-class financial goldfish. In this episode, I’ll explain my “financial goldfish” status and budgeting for our neurodiverse brains. I’m joined by Jill Sirianni, host of the Frugal Friends Podcast. If you’re like me, and budgeting just doesn’t work for you, you’ll learn a lot from our conversation. Join us!

Show Highlights:

  • Characteristics of a financial goldfish
  • Budgets–the diet of the financial landscape (and they don’t work any more than diets do for most people)
  • Top reasons we fall victim to impulse buying
  • The myth of “Wants vs. Needs”
  • The downfalls of typical antiquated budgeting
  • Creativity in meeting needs without spending
  • Jill’s 90-day transaction inventory
  • Helpful online tools
  • A moral problem vs. a systemic problem
  • KC’s helpful hack to be more thoughtful before spending impulsively (like late-night DoorDash)
  • Jill’s tips for creating a pause before spending: keep a list and buy second-hand
  • Understanding the marketing behind sales
  • Making choices about your behavior today that may not align with spending habits held up as the “standard”
  • Understanding values-based spending
  • In finances, one size does NOT fit all. 
    • Resources and Links:

    Connect with Jill Sirianni and Frugal Friends: Frugal Friends Podcast and Buy What You Love Without Going Broke book by Jen Smith and Jill Sirianni (pre-order now!)

    Connect with KC: Website, TikTok, Instagram, and Facebook

    Get KC’s book, How to Keep House While Drowning

    We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: www.strugglecare.com/promo-codes.

    Learn more about your ad choices. Visit podcastchoices.com/adchoices

    ...more
    View all episodesView all episodes
    Download on the App Store
    Struggle CareBy KC Davis
    • 4.8
    • 4.8
    • 4.8
    • 4.8
    • 4.8

    4.8

    734 ratings

    More shows like Struggle Care

    View all
    ADHD Experts Podcast by ADDitude

    ADHD Experts Podcast

    1,321 Listeners

    A Slob Comes Clean by Dana K. White: A Slob Comes Clean

    A Slob Comes Clean

    2,489 Listeners

    Edit Your Life | Simplify + Declutter Your Home, Time, and Mental Space by Christine Koh

    Edit Your Life | Simplify + Declutter Your Home, Time, and Mental Space

    524 Listeners

    Clutterbug - Real-Life Hacks and Tips to Declutter, Organize and Clean your Home Fast by Clutterbug

    Clutterbug - Real-Life Hacks and Tips to Declutter, Organize and Clean your Home Fast

    2,079 Listeners

    Full-Tilt Parenting: Strategies, Insights, and Connection for Parents Raising Neurodivergent Children by Debbie Reber

    Full-Tilt Parenting: Strategies, Insights, and Connection for Parents Raising Neurodivergent Children

    958 Listeners

    What Fresh Hell: Laughing in the Face of Motherhood | Parenting Tips From Funny Moms by Margaret Ables and Amy Wilson

    What Fresh Hell: Laughing in the Face of Motherhood | Parenting Tips From Funny Moms

    997 Listeners

    ADHD for Smart Ass Women with Tracy Otsuka by Tracy Otsuka

    ADHD for Smart Ass Women with Tracy Otsuka

    48 Listeners

    I Have ADHD Podcast by Kristen Carder

    I Have ADHD Podcast

    2,901 Listeners

    Feminist Survival Project by Emily Nagoski and Amelia Nagoski

    Feminist Survival Project

    365 Listeners

    Maintenance Phase by Aubrey Gordon & Michael Hobbes

    Maintenance Phase

    16,606 Listeners

    Good Inside with Dr. Becky by Dr. Becky Kennedy

    Good Inside with Dr. Becky

    4,492 Listeners

    We Can Do Hard Things by Treat Media and Glennon Doyle

    We Can Do Hard Things

    41,538 Listeners

    The Burnt Toast Podcast by Virginia Sole-Smith

    The Burnt Toast Podcast

    418 Listeners

    Sorry, I Missed This: The Everything Guide to ADHD and Relationships with Cate Osborn by Cate Osborn, Understood.org

    Sorry, I Missed This: The Everything Guide to ADHD and Relationships with Cate Osborn

    54 Listeners