Think debt collectors can ruin your life? Nick Pell reveals how to turn the tables and make them pay you on this Skeptical Sunday!

Welcome to Skeptical Sunday, a special edition of The Jordan Harbinger Show where Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we’re joined by writer and researcher Nick Pell!

Full show notes and resources can be found here: jordanharbinger.com/1188

On This Week's Skeptical Sunday:

• Debt collectors buy your debt for pennies on the dollar. Sometimes as little as 10% or even just $50 for a $5,000 debt, giving them huge room to negotiate settlements.
• The Fair Debt Collection Practices Act strictly limits what collectors can do. They can't call outside 8am-9pm, can't harass you, and must stop contacting you if you request it in writing.
• You can sue debt collectors for $1,000 per violation. If they break FDCPA rules (like telling others about your debt), you can take them to court and win money from them.
• Old debts become legally unenforceable after 3-10 years. Depending on your state's statute of limitations, collectors lose the power to force payment through courts.
• Request debt validation in writing to protect yourself. 43% of collectors can't prove they own the debt. Send registered mail asking for validation — they must stop contacting you until they comply!
• Connect with Jordan on Twitter, Instagram, and YouTube. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at [email protected] and let him know!

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