David has an educational background in accounting and finance. Professionally he has owned, operated and sold a business which experience he uses to benefit his clients. His career in banking began as an analyst / underwriter. Currently he holds the title of Vice President and Business Banker at First Citizens bank specializing in dental finance. Previously he taught and assisted in developing B475 – Financing New ventures for BYU – Idaho. David was inducted to Beta Gamma Sigma recognizing his high scholastic achievement in business school. He likes fast cars, motorcycles, greek food, and fishing. He is blessed with a beautiful wife and two sons.