Today’s guest is Sarah Milton, author, blogger, and personal finance expert.

Sarah gave a great explanation of the four money personalities, and explained how we each have a money thermostat.  To improve your money management skills, understand which money personality you are, and then adjust your money thermostat to an appropriate level for your unique circumstances.

In the bonus podcast segment Sarah discusses why women have different money issues than men, and gives more practical advice on money management.  She also lists some books that she recommends for everyone wanting to improve their knowledge of personal finance.