Money Files is back with another client check-in!

In this episode, I reconnect with my former client Ellie, who first appeared on the show two years ago. Since our time working together, Ellie’s net worth has grown by over $100K, she’s traveled the world, and she’s continued to use the budgeting framework I helped her create.

But as Ellie shares, financial growth doesn’t mean every month feels perfect. From revisiting credit card debt to navigating lifestyle changes and dating expenses, she opens up about what it looks like to sustain progress even when new challenges appear.

Tune in as Ellie and I discuss how financial coaching helped her develop awareness, systems, and confidence, tools that continue to serve her through each new season of life. Together, we explore how to approach money with curiosity instead of shame, identify patterns that need adjustment, and celebrate the long-term wins that make lasting financial transformation possible.

Listen in to learn:

[01:25] How Ellie’s net worth grew by six figures in two years

[03:40] The truth about “financial backslides” and how to recover without guilt

[07:10] How to handle lifestyle shifts like dating and higher living costs

[10:50] Why perfection isn’t the goal, but awareness and consistency are

[18:35] The power of weekly money dates and how to bring them back

[23:45] Building an emergency fund without the overwhelm

[30:40] The mindset shift from fear to trust with your finances

[44:30] Why financial coaching creates sustainable results years later

Tune into this episode of Money Files to hear the real-life impact of financial coaching and how to keep growing your confidence and your bank account, even when things get messy.

Get full show notes and the episode transcript: https://wealthovernow.com/how-ellie-grew-her-net-worth-by-100k-and-still-traveled/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

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