Discover the Secrets to Improving Your Credit Score!  Join us in this episode of She Renovates as we delve into the critical topic of credit scores.

Protecting your credit score is essential for anyone seeking financial stability, especially in the property market.

Our guest, Victoria Coster, an expert credit repair specialist, reveals the key factors that influence your score and how to improve it.

Learn the tricks to avoid damaging inquiries and defaults that can hinder your property dreams.

Don't miss out on this invaluable advice from a true credit score rockstar! 

"Make sure you're paying suppliers on time because they can list you as running late on your company reports, that affects your score, that affects your ability to go and get finance, business funding, whatever you're doing, the home loan, the refinance, investment, property loans, whatever you're doing.

It can make it really expensive, so, Making sure you pay invoices on time, making sure you're paying all your consumer debts on time. It's a big mistake I see"

-Victoria Coster

EPISODE HIGHLIGHTS: 

00:00  Introduction

01:21 Victoria's Background and Expertise 

04:14 Common Causes of Bad Credit Rating

07:22 The impact of rejected finance applications on credit reports

09:07 The implications of "buy now, pay later" services on credit scores.

12:06 Steps to improve a low credit score and the importance of understanding credit reports.

13:29 Negative Data Impact on Credit Scores

15:50 Importance of Credit Monitoring Membership

18:22 Impact of Bankruptcy on Credit Scores

19:53 Unscrupulous Operators in Credit Repair Industry

20:49 Formal Financial Hardship Assistance

21:57 DIY Credit Report Strategies

Resources

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Credit Fix Solutions

https://www.creditfixsolutions.com.au/

Equifax: My Credit File

https://www.mycreditfile.com.au/

Connect with The School of Renovating

ASK BERNADETTE 

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