Dev Raga Personal Finance

232 superannuation part 2


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We're continuing with part 2 of our superannuation mini-series and we cover a lot in this one so strap in! Dev talks about:

๐Ÿ‘‰ spousal contributions & splitting contributions
๐Ÿ‘‰๐Ÿผ what happens to super when you die & nominating a beneficiary
๐Ÿ‘‰๐Ÿฝ how is superannuation taxed - accumulation / retirement phase
๐Ÿ‘‰๐Ÿพ changing super funds
๐Ÿ‘‰๐Ÿฟ excess super contributions
๐Ÿ‘‰๐Ÿป how is taxation/capital gains managed within super
๐Ÿ‘‰ the low income super offset
๐Ÿ‘‰๐Ÿผ super and the self employed
๐Ÿ‘‰๐Ÿฝ what is the down sizer contributions scheme
๐Ÿ‘‰๐Ÿพ insurance within super
๐Ÿ‘‰๐Ÿฟ fees in super
๐Ÿ‘‰๐Ÿป superannuation guarantee

Learn more about Altus Financial here: https://bit.ly/altusm3m

๐Ÿ›‘ Please read our disclaimer + warnings before listening to this episode

๐Ÿ“ Episode transcript: https://bit.ly/m3meptranscripts
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๐Ÿ’ธ Quick links to our resources and $20 off The Glen James Spending Plan

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

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Dev Raga Personal FinanceBy Dev Raga


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