Inspired Budget

#232: Used Your Emergency Fund? Here’s Your Next Step


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If you’ve ever had to dip into your emergency fund, you’re not alone. It’s such a frustrating feeling to watch your savings go down after working so hard to build it up. You know it’s there for a reason, but still, it can feel like a major setback.

In this episode, I’m answering a listener question from Rachel, who asked what to do after you’ve had to use your emergency fund. I’ve been there myself, and I know how discouraging it can feel to start saving all over again.

I’ll walk you through how to reframe the way you think about your emergency fund, how to rebuild it step by step, and how to deal with the emotional side of starting over. You’ll also hear practical ways to keep future “emergencies” from draining your savings again, plus a few simple mindset shifts that will help you stay motivated while you rebuild.

My hope is that you’ll walk away feeling encouraged, proud of the progress you’ve already made, and confident in your ability to bounce back (because you’ve done it once, and you can do it again).

You Might Like:

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  • Check out Inspired Budget's blog.
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Inspired BudgetBy Allison Baggerly

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