Every financial guru says that achieving success starts with setting a goal.

I disagree.  While there is some benefit to setting goals, you are more likely to achieve success if, instead of focusing on goals, you have a system. I discuss goals vs systems on this special rebroadcast episode, originally aired in January, 2019.

If your goal is to get out of debt or to save more money, you might be a little frustrated knowing another year has come and gone without improving your finances.

So what if your goal this year is to get out of debt? Or save more money? What’s the best way to achieve any goal?

The answer may be to not focus on the goal at all, but instead to create a system to reach that goal. 

Today on Debt Free in 30, I want to explain why, in most cases, systems are better than goals.