We get it, sometimes you want to dig your head in the sand to avoid the awkward (+ slightly painful) conversations about your personal finances. But, it’s time to rip the bandaid off, and fix your credit!!

In today’s episode, Zuri is opening up about how paralyzed and fearful she felt in her early 20s, when it came to paying off her debt and re-building her credit health. From her traumatic experience of having the toughest time trying to finance a new car (despite making 6 figs!) and how it was the wake-up call she needed to change her life and take control of her finances (won’t He do it?!)…

If you’re ready to change your life, stick around, because Zuri is sitting down with America’s Favorite Finacial Educator, Tiffany Aliche aka The Budgetnista -- and we’re DIVING DEEP into the credit of it all! Tiffany is breaking it down and schoolin’ us on how to Get Good With Money! She explains wth a FICO score even is; why credit is so important; the ideal credit score you need to buy a house; how to raise your credit score WITHOUT a credit card (you will LOVE these hacks); and why we need to say HELL NO to cash advances!

Next, in our signature “Real Woman, Real Story” segment -- Z chats with Korbyn Lloyd who shares how she paid off $130,000 of debt in 26 months, just in time for her 30th birthday. Korbyn takes us through the budgeting hacks she learned, and why she picked up a side-hustle (while working a full-time job!).

All that sound good to you? Fantastic. Hit play and tune in, because the keys to financial freedom are within your grasp and the first thing you gotta do is leap into the mess that is your debt and begin the journey to fix your life!

Share this episode with a friend NOW + let us know your favorite part of the convo: @ZuriHall and @HotHappyMess

Head over to hothappymess.com for all the show notes mentioned in this episode and for ALL the deets on how to join our exclusive Facebook group!

Recent episodes: if ya feel like bingeing:

ICYMI: Listen to Episode 26: Make Money Moves (How to Boss Up Your Finances)

ICYMI: Listen to Episode 25: Insecures' Yvonne Orji on Why You Should Always Bet on Yourself

ICYMI: Listen to Episode 24: Imposter Syndrome (How to Fight it + OWN Your Opportunities!)

ICYMI: Listen to Episode 23: How I Made It: Zuri Hall's Career Story

ICYMI: Listen to Episode 22: I do NOT (The Divorce Episode)

ICYMI: Listen to Episode 21.5: I Bought a House (Bonus Episode)

Go back to the beginning --- ICYMI: Listen to Episode 1: How to Be Happy

Follow @ZuriHall and @HotHappyMess on Instagram to keep the good vibes going.

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