In this episode, Lloyd reveals why the Australian property market is a ticking time bomb, and why a crash isn’t just inevitable, it’s necessary to prevent something far worse. With $11.6 trillion in property propped up by $2.6 trillion in debt, households are drowning under unsustainable repayments, and government policies like the 5% deposit scheme and high immigration are only making it worse.

Lloyd explains how APRA is stepping in to temper the market, why unchecked greed is driving housing into bubble territory, and what a controlled correction could mean for both owners and renters. Most importantly, he shows you how to protect your wealth and position yourself for the opportunities that will come after the fall.

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Timestamps

00:00:00 - Introduction

00:01:03 - Understanding the Current Housing Market Crisis

00:01:35 - Government Policies Fueling the Problem

00:02:59 - The Impact of High Immigration on Housing Prices

00:04:36 - Political Implications of Immigration Policies

00:05:10 - The Role of APRA in Regulating the Market

00:06:56 - Consequences of Low Interest Rates on Inflation

00:08:10 - Potential Fallout from a Housing Market Collapse

00:09:54 - APRA's Measures to Stabilize the Market

00:11:23 - The Human Need for Shelter vs. Investment

00:12:59 - The Need for a Balanced Approach to Housing Prices

00:13:40 - Conclusion: The Future of the Australian Housing Market