If you’ve ever wondered how to navigate health insurance as a self-employed family, this episode is for you! With two kids (and another on the way!) and no employer-sponsored coverage, we’ve found an alternative that works for us—Christian Healthcare Ministries (CHM). In this episode, we’re breaking down exactly how it works, what we pay, and the pros and cons of opting out of traditional health insurance.

Spoiler: Private health insurance can be insanely expensive, but there are real, budget-friendly alternatives worth considering!

In this episode, we’re sharing:

• Our journey from employer-sponsored insurance to self-pay healthcare
• Why we chose Christian Healthcare Ministries (CHM) and how it works
• A full cost breakdown of CHM vs. traditional health insurance
• The pros and cons of CHM

Whether you’re already self-employed or considering the leap and thinking about health insurance, my hope is that episode will help you understand your options (and see why we love CHM so much! 

This episode is sponsored by Christian Healthcare Ministries. To get a free quote for your family, head here next: https://elizabethmccravy.com/CHMpod 

Links mentioned:

• Read the full show notes: https://elizabethmccravy.com/305  
• Get a free quote with CHM: https://elizabethmccravy.com/CHMpod 
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