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The Australian property crash isn’t coming, it has already begun. In this episode, Lloyd breaks down the hard evidence showing the downturn is officially underway, why clearance rates have collapsed, why mortgage demand has fallen sharply, and the four triggers driving the correction. He also explains the affordability squeeze, the impact of recent budget changes, and how global housing cycles are now hitting Australia last. Whether you own, rent or are waiting to buy, this episode gives you the playbook for navigating what comes next.

◼️ the data showing the correction has begun

◼️ the four triggers driving falling prices

◼️ how to position yourself whether you own, rent or plan to buy

Timestamps:

00:00:00 – Introduction

00:00:41 – The Evidence the Downturn Has Begun

00:02:13 – National Home Index Hits 0% Growth

00:02:30 – Auction Clearance Rates Collapse

00:03:12 – Mortgage Applications Down 30%

00:03:34 – Why Interest Rates Triggered the Fall

00:04:26 – Budget Changes and Investor Confusion

00:05:06 – Sentiment Shock and SMSF Restrictions

00:06:38 – The Affordability Wall

00:06:46 – Global Property Cycles Turning

00:07:25 – Why More Rate Rises Are Likely

00:08:24 – Long‑Term Population Demand Risks

00:09:52 – Correction vs Crash

00:10:22 – Crash Scenario and Sentiment Risk

00:11:02 – Stagflation’s Impact on Property

00:11:32 – Why an Orderly Decline Is Likely

00:12:06 – Fragmented Markets Across Australia

00:12:39 – Immigration as the Only Buffer

00:13:21 – Why Sideways Prices Are Possible

00:14:35 – Five Signals to Watch

00:17:15 – The Playbook for Owners

00:18:23 – Stress‑Testing Your Mortgage

00:19:58 – When Selling Makes Sense

00:20:08 – The Playbook for Buyers

00:21:01 – Why It’s a No‑Man’s‑Land Market

00:21:54 – Only Buy on a 10‑Year Horizon

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DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.